NOT LISTED FOR SALE

446 Montego Bay Dr Mulberry, FL 33860

Estimated Value: $402,623 - $452,000

5 Beds
3 Baths
2,616 Sq Ft
$161/Sq Ft Est. Value

Last Sold December 02, 2022

Last sale price $390,000 $149 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,654/month

17 Days on Market

Highlights

  • 60 Feet of Waterfront
  • Florida Architecture
  • Solid Surface Countertops
  • Lake View
  • Loft
  • Formal Dining Room

About This Home

As of December 2022

***RELOCATION MOVE***NEW MOTIVATED PRICE***Why wait to build when this stunning home is available now? Boasting four or five bedrooms and three full baths this home has it all. Located on a quiet cul-de-sac with stunning water rear view views make your appointment today. As you enter the bright foyer the formal dining room is to your right with ample space for those family gatherings. As you move forward to the left is a handy built in for the backpacks etc. the spacious kitchen and family room is where everyone will hang out. This inviting area is the main focal point of the home overlooking the lovely back yard (swing set and spa stay) with lake view. Off the family room we have a full bath and a bedroom, currently used as an office. Now as we continue upstairs at the front of the home is the lovely master suite, plenty of room here for an additional sitting or office area. The master bathroom has double vanities, walk in shower, linen closet and two walk in closets. Also upstairs conveniently located at the top of the stairs is the laundry room. Next room over is bedroom two overlooking the lake. The fabulous loft area is a great area for a multi-purpose room. The view is just stunning. Next to the loft we have an additional bedroom. Along the hall is the hall bath also with double vanities and full tub. The last bedroom faces the front of the home. This stunning home as so many additional qualities such as solar panels, roll down sunshades on the front porch, spa just to name a few.

Last Agent to Sell the Property

Julie Shelton

S & D REAL ESTATE SERVICE LLC License #665114 Listed on: 10/20/2022

S & D REAL ESTATE SERVICE LLC

Last Buyer's Agent

Kaitlyn Warren

STELLAR REAL ESTATE OF FLORIDA License #3533481

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,984

Year Built

  • Built in 2019

Lot Details

  • 7,427 Sq Ft Lot
  • Lot Dimensions are 130x60
  • 60 Feet of Waterfront
  • Lake Front
  • Southwest Facing Home
  • Vinyl Fence
  • Chain Link Fence
  • Level Lot
  • Irrigation
  • Landscaped with Trees

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Florida Architecture
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,616 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Formal Dining Room
  • Loft
  • Inside Utility
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Highland Management Co Association
  • Bridgeport Lakes Ph 1 Subdivision
  • The community has rules related to deed restrictions

Amenities

  • Community Mailbox

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,984

Year Built

Built in 2019

Lot Details

0

HOA Fees

$75 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco, Wood Frame
  • Fireplace: No
  • Living Area: 2616
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2019
  • Building Area Total: 3168
  • Lot Size Sq Ft: 7427
  • Directions to Property: South Florida Ave to Church Street to Bridgeport Lakes on the left. Bridgeport Lakes Blvd to left on St Thomas Dr, right on Montego Bay Dr
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/L4933429?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/L4933429?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Subdivision Num: 142471
  • Subdivision Section Number: 250
  • Ratio: Close Price\List Price: 0.97744
  • Price per Sq Ft: 149.08
  • Close to Original List Price Ratio: 0.92857
  • Ratio: Current Price\Building Area Total: 123.11
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Master Bedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Stories: 2
  • Street Number Modifier: 446
  • Room Count: 11
  • Additional Rooms: Family Room, Formal Dining Room Separate, Inside Utility, Loft
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: Southwest
  • Exterior Features: Fenced, Irrigation System, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch
  • Road Surface Type: Paved, Asphalt
  • Water View: Lake
  • Water Access: Lake
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: No
  • Waterfront Frontage: 60
  • Water Frontage Feet Lake: 60
  • Disclosures: HOA/PUD/Condo Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Solar, Street Lights, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Upper Level
  • Sewer: Public Sewer
  • Water Source: None
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Community Mailbox, Deed Restrictions
  • Association Fee: 900
  • Association Fee Frequency: Annually
  • Association Name: Highland Management Co
  • Phone: Sharon Hardin
  • Association: Yes
  • Senior Community: No
  • Association Email: 863-940-2863
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 900
  • Monthly HOA Fee: 75
  • Total Monthly Fees: 75

Lot Info

  • Parcel Number: 23-29-36-142471-000250
  • Additional Parcels: No
  • Fencing: Chain Link, Vinyl
  • Lot Features: Level
  • Lot Dimensions: 130x60
  • Flood Zone Code: x
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Breed Restrictions
  • Minimum Lease: No Minimum
  • Pet Restrictions: county restrictions
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 3983.86
  • Tax Book Number: 166-1-6
  • Tax Lot: 25

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 20, 2022
Closed on
Dec 2, 2022
Sold by
Karashay Peter Paul and Lindsay Marie
Bought by
Ussery Christina Lynn and Ussery Rodney Warren
Seller's Agent
Julie Shelton
S & D REAL ESTATE SERVICE LLC
Buyer's Agent
Kaitlyn Warren
STELLAR REAL ESTATE OF FLORIDA
List Price
$420,000
Sold Price
$390,000
Premium/Discount to List
-$30,000
-7.14%
Views
11
Current Estimated Value
$421,656

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,656
Avg. Annual Appreciation
3.61%
Original Mortgage
$376,983
Outstanding Balance
$367,526
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$62,562

Purchase Details

Listed on
Oct 4, 2018
Closed on
Jan 31, 2019
Sold by
Dr Horton Inc
Bought by
Karashay Peter Paul and Karashay Lindsay Marie
Seller's Agent
Tim Hultgren
D R HORTON REALTY INC
Buyer's Agent
Tim Hultgren
D R HORTON REALTY INC
List Price
$276,990
Sold Price
$276,990

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.32%
Original Mortgage
$271,972
Interest Rate
4.6%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 31, 2018
Sold by
Bridgeport Lakes Llc
Bought by
Dr Horton Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ussery Christina Lynn $390,000 United Title Group
Karashay Peter Paul $276,990 Dhi Title Of Florida Inc
Dr Horton Inc $3,036,500 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ussery Christina Lynn $376,983
Previous Owner Karashay Peter Paul $267,194
Previous Owner Karashay Peter Paul $271,972
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/02/2022 12/02/22 Sold $390,000 -2.3% $149 / Sq Ft
11/07/2022 11/07/22 Pending -- -- --
10/31/2022 10/31/22 Price Changed $399,000 -5.0% $153 / Sq Ft
10/20/2022 10/20/22 For Sale $420,000 +51.6% $161 / Sq Ft
01/31/2019 01/31/19 Sold $276,990 0.0% $106 / Sq Ft
10/26/2018 10/26/18 Pending -- -- --
10/04/2018 10/04/18 For Sale $276,990 -- $106 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,427 $216,297 -- --
2024 $3,338 $210,201 -- --
2023 $3,338 $204,079 $0 $0
2022 $4,021 $239,672 $0 $0
2021 $3,984 $232,691 $0 $0
2020 $3,934 $229,478 $50,000 $179,478
2018 $50 $92 $92 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2022

    Julie Shelton

    S & D REAL ESTATE SERVICE LLC

    (863) 577-1234

    1 in this area

    39 Total Sales

    Julie Shelton
    Section Image

  • K

    Buyer's Agent in 2022

    Kaitlyn Warren

    STELLAR REAL ESTATE OF FLORIDA

    (813) 751-9720

    1 in this area

    32 Total Sales

    Kaitlyn Warren
    Section Image

  • T

    Seller's Agent in 2019

    Tim Hultgren

    D R HORTON REALTY INC

    (866) 476-2601

    3,540 Total Sales

    Tim Hultgren
    Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: L4933429

Stellar MLS

APN: 23-29-36-142471-000250

Florida Polk County Mulberry 33860

446 Montego Bay Dr, Mulberry, FL

This home is located at 446 Montego Bay Dr, Mulberry, FL 33860 since 20 October 2022 and is currently estimated at $421,656, approximately $161 per square foot. This property was built in 2019. 446 Montego Bay Dr is a home located in Polk County with nearby schools including Purcell Elementary School, Bartow Elementary Academy, and Mulberry Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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