NOT LISTED FOR SALE

446 Saddlebrook Ln Naples, FL 34110

Palm River Estates Neighborhood

Estimated Value: $1,178,000 - $1,260,000

3 Beds
4 Baths
3,407 Sq Ft
$355/Sq Ft Est. Value

Last Sold October 14, 2021

Last sale price $1,050,000 $308 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $7,575/month

Highlights

  • Lake Front
  • Concrete Pool
  • Floor-to-Ceiling Windows
  • Veterans Memorial Elementary School Rated A
  • Sitting Area In Primary Bedroom
  • Vaulted Ceiling

About This Home

As of October 2021

Sought after southern exposure premium lake front lot with the BEST LONG LAKE views in the community. This is the perfect vacation home, year round paradise or rental property due to its location. Home boasts 3 bedrooms + den and just over 3400 sq. ft of luxury living, tray ceilings and open floor plan with lake views from master bedroom, livingroom, breakfast nook and kitchen. Lots of natural light, storage and huge master suite with walk in closets in all bedrooms. Relax and entertain on the extended lanai where you can take in the serene long lake views complimented with cedar tongue and groove lanai ceiling and Aqualink controlled pool and waterfall spa, As a bonus, this home also features an invisible dog fence with collars. Horse Creek Estates is a boutique community of just over 100 homes located in prime north Naples location...close proximity to Naples pristine beaches, dining, shopping and more.

Last Agent to Sell the Property

Debbie Pappas-Burback

Compass Florida LLC License #NAPLES-249516427 Listed on: 08/23/2021

Compass Florida LLC

Last Buyer's Agent

Debbie Pappas-Burback

Compass Florida LLC License #NAPLES-249516427 Listed on: 08/23/2021

Compass Florida LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,568

Year Built

  • Built in 2007

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions: 80
  • Lake Front
  • South Facing Home
  • Sprinkler System

HOA Fees

  • $376 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener
  • Deeded Parking

Home Design

  • Entry on the 1st floor
  • Concrete Block With Brick
  • Stucco
  • Tile

Interior Spaces

  • 3,407 Sq Ft Home
  • 1-Story Property
  • Wired For Sound
  • Tray Ceiling
  • Vaulted Ceiling
  • 7 Ceiling Fans
  • Ceiling Fan
  • Skylights
  • Shutters
  • Single Hung Windows
  • Floor-to-Ceiling Windows
  • Sliding Windows
  • Entrance Foyer
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Built-In Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Sitting Area In Primary Bedroom
  • Split Bedroom Floorplan
  • Built-In Bedroom Cabinets
  • Walk-In Closet
  • In-Law or Guest Suite
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Home Security

  • Alarm System
  • Fire and Smoke Detector

Pool

  • Concrete Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa

Schools

  • Veterans Memorial El Elementary School
  • North Naples Middle School
  • Gulf Coast High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Community Details

  • $800 Secondary HOA Transfer Fee
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 50940010964

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,568

Year Built

Built in 2007

Lot Details

0

HOA Fees

$376 per month

Parking

2

Listing Details

  • Legal Description: HORSE CREEK ESTATES LOT 81
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.28581$-81.783428$214.46$13.33$1.00$9TMUOgTCZoxv7-l4d7poPQ
  • Building Design: Single Family
  • Building Description: 1 Story/Ranch
  • Storm Protection: Shutters - Manual
  • Year Built: 2007
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Numberof Ceiling Fans: 7
  • Num Unit Floor: 1
  • Price Per Sq Ft: 308.19
  • Total Floors: 1
  • Additional Rooms: Family Room, Guest Bath, Guest Room, Home Office, Laundry in Residence, Den/Study
  • Estimated Living Area: 3407
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4.00
  • Bedroom Description: Master BR Ground, Master BR Sitting Area, Split Bedrooms
  • Bedrooms: 3+Den
  • Total Bedrooms: 3
  • Dining Room: Breakfast Room, Family Dining, Eat-in Kitchen, Formal
  • Equipment: Auto Garage Door, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Security System, Self Cleaning Oven, Smoke Detector, Wall Oven, Washer
  • Flooring: Carpet, Tile, Wood
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Built-In Cabinets, Cable Prewire, Closet Cabinets, Foyer, High Speed Available, Laundry Tub, Pantry, Pull Down Stairs, Smoke Detectors, Surround Sound Wired, Tray Ceiling, Volume Ceiling, Walk-In Closet, Window Coverings
  • Kitchen: Walk-In Pantry
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Single Hung, Skylight, Sliding

Exterior Features

  • Gulf Access: No
  • Private Pool: Yes
  • Private Spa: Yes
  • Roof: Tile
  • Construction: Concrete Block
  • Irrigation: Lake/Canal
  • View: Lake
  • Exterior Features: Sprinkler Auto
  • Exterior Finish: Stucco
  • Private Pool Type: Below Ground, Concrete, Heated Electric
  • Private Spa Type: Below Ground, Concrete, Heated Electric
  • Waterfront Type: Lake

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Security: Alarm
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Approval: Application Fee, Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Architectural, Deeded
  • Sub Condo Name: HORSE CREEK ESTATES
  • HOA Fees: 1127
  • HOA Fee Frequency: Quarterly
  • Maintenance: Cable, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Reserve

Association/Amenities

  • Pets: No Approval Needed
  • Development: Horse Creek Estates
  • Amenities: Sidewalk, Streetlight, Underground Utility
  • Community Type: Non-Gated
  • Units In Building: 1
  • Total Number of Units: 109

Fee Information

  • Transfer Fees: 800.00
  • Application Fee: 50.00

Schools

  • Elementary School: Veterans Memorial El
  • High School: Gulf Coast High School
  • Middle School: North Naples Middle School

Lot Info

  • Builder Product: No
  • Section: 23
  • Total Area: 3876
  • Waterfront: Yes
  • Acres: 0.2600
  • Rear Exposure: South
  • Lot Description: Regular
  • Lot Dimensions: 80 X 141
  • Parcel Number: 50940010964

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 30

Tax Info

  • Tax Description: County Only, No Homestead
  • Taxes: 5568.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2021
Closed on
Oct 7, 2021
Sold by
March Kenneth A and March Elaine
Bought by
Logiudice Jack and Logiudice Mary
Seller's Agent
Debbie Pappas-Burback
Compass Florida LLC
Buyer's Agent
Debbie Pappas-Burback
Compass Florida LLC
List Price
$1,050,000
Sold Price
$1,050,000
Current Estimated Value
$1,211,009

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$161,009
Avg. Annual Appreciation
3.45%
Original Mortgage
$892,500
Outstanding Balance
$813,877
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$397,132

Purchase Details

Closed on
Feb 3, 2015
Sold by
March Kenneth A and March Elaine
Bought by
March Revocable Trust

Purchase Details

Closed on
Apr 22, 2013
Sold by
March Kenneth A and March Elaine
Bought by
March Kenneth A and March Elaine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 18, 2013
Sold by
5 O Clock Somewhere Llc
Bought by
March Kenneth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
3.59%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 14, 2005
Sold by
Horse Creek Partners Ltd
Bought by
5 Oclock Somewhere Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
4.75%
Mortgage Type
Construction
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Logiudice Jack $1,050,000 Attorney
March Revocable Trust -- Attorney
March Kenneth A -- Attorney
March Kenneth A -- Attorney
5 Oclock Somewhere Llc $175,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Logiudice Jack $892,500
Previous Owner March Kenneth A $400,000
Previous Owner 5 Oclock Somewhere Llc $480,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2021 10/14/21 Sold $1,050,000 0.0% $308 / Sq Ft
08/23/2021 08/23/21 Pending -- -- --
08/23/2021 08/23/21 For Sale $1,050,000 -- $308 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,475 $1,067,144 $450,492 $616,652
2024 $10,382 $1,044,043 $437,472 $606,571
2023 $10,382 $961,990 $0 $0
2022 $9,482 $874,536 $177,235 $697,301
2021 $6,132 $534,418 $139,160 $395,258
2020 $5,568 $488,343 $122,696 $365,647
2019 $6,299 $551,027 $125,440 $425,587
2018 $6,002 $525,020 $150,920 $374,100
2017 $6,077 $527,649 $150,920 $376,729
2016 $6,679 $583,128 $0 $0
2015 $6,466 $555,061 $0 $0
2014 $5,661 $466,326 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Debbie Pappas-Burback

    Seller's Agent in 2021

    Debbie Pappas-Burback

    Compass Florida LLC

    (239) 404-4900

    2 in this area

    144 Total Sales

    Debbie Pappas-Burback
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 221060649

Naples Area Board of REALTORS®

APN: 50940010964

Florida Collier County Naples 34110 Palm River Estates

446 Saddlebrook Ln, Naples, FL

Not Listed for Sale

Detached

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Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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