NOT LISTED FOR SALE

446 Sapphire Dr Carmel, IN 46032

Estimated Value: $782,761 - $853,000

5 Beds
4.5 Baths
3,056 Sq Ft
$269/Sq Ft Est. Value

Last Sold June 25, 2021

Last sale price $621,000 $203 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $4,867/month

6 Days on Market

Highlights

  • Lake Front
  • Docks
  • Deck
  • Shamrock Springs Elementary School Rated A
  • Updated Kitchen
  • Family Room with Fireplace

About This Home

As of June 2021

WANT TO FEEL LIKE YOU'RE ON VACATION EVERYDAY? DON'T MISS THIS UNBELIEVABLE 5 BEDROOM, 4.5 BATH HOME WITH WALKOUT BASEMENT ON THE LAKE. ENJOY IMPRESSIVE WATER VIEWS FROM THE LARGE FAMILY ROOM, OPEN KITCHEN, DECK, BASEMENT, AND LOWER PATIO. TAKE A KAYAK OR ADD A MOTOR TO THE DOCK AND SPEND TIME WITH FRIENDS ON THE LAKE! THE LARGE FINISHED BONUS/5th BEDROOM WITH FULL BATHROOM AND WALK-IN CLOSET IS PERFECT FOR KIDS, GUESTS, IN-LAW QUARTERS, HOME OFFICE OR YOGA STUDIO. DON'T LET THIS GEM GET AWAY!

Last Agent to Sell the Property

Valerie Sullivan

eXp Realty, LLC License #RB17000663 Listed on: 05/27/2021

eXp Realty, LLC

Last Buyer's Agent

Olivia Kossmann

Circle Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,514

Year Built

  • Built in 2002

Lot Details

  • 0.36 Acre Lot
  • Lake Front

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction

Interior Spaces

  • Multi-Level Property
  • Wet Bar
  • Tray Ceiling
  • Vaulted Ceiling
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Double Oven
  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • 9 Foot Basement Ceiling Height
  • Sump Pump with Backup
  • Fireplace in Basement

Outdoor Features

  • Docks
  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 745
  • Assessor Parcel Number 290914407008000015

Community Details

Overview

  • Association fees include clubhouse, insurance, maintenance, parkplayground, tennis court(s)
  • Association Phone (317) 816-7010
  • Village Farms Subdivision
  • Property managed by The Village Farms HOA
  • The community has rules related to covenants, conditions, and restrictions

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,514

Year Built

Built in 2002

Lot Details

0

HOA Fees

$42 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2020
  • Year Built: 2002
  • Building Area Total: 4403
  • Garage Y N: Yes
  • Lot Size Acres: 0.36
  • Subdivision Name: Village Farms
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • MBR_AttributionContact: val@valyourgal.com
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Ceiling - 9+ feet, Finished, Full, Walk Out, Sump Pump w/Backup
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Microwave, Electric Oven, Refrigerator, Double Oven, Electric Water Heater
  • Levels: Multi/Split
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1212
  • Fireplace Features: Basement, Family Room, Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Tray Ceiling(s), Vaulted Ceiling(s), Walk-in Closet(s), Hardwood Floors, Breakfast Bar, Bath Sinks Double Main, Eat-in Kitchen, Entrance Foyer, Hi-Speed Internet Availbl, Wet Bar
  • Living Area: 3056
  • Other Equipment: Smoke Alarm
  • Eating Area: Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 2450
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Kitchen Some Updates
  • Upper Level Sq Ft: 606
  • ResoLivingAreaSource: Assessor
  • SqFt Total: 4403

Exterior Features

  • Construction Materials: Brick
  • Disclosures: Not Applicable
  • Exterior Features: Dock
  • Fencing: Partial
  • Foundation Details: Full
  • Patio And Porch Features: Deck Main Level, Covered Porch
  • Pool Features: Association
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached

Utilities

  • Utilities: Gas
  • Cooling: Central Electric
  • Heating: Forced Air, Gas
  • Laundry Features: Main Level
  • Water Source: Municipal/City
  • Solid Waste: No

Condo/Co-op/Association

  • Association Fee: 500
  • Association Fee Frequency: Annually
  • Association Phone: 317-816-7010
  • Association YN: Yes
  • Management Company Name: The Village Farms HOA
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Clubhouse, Entrance Common, Insurance, Maintenance, ParkPlayground, Tennis Court(s)

Lot Info

  • Property Attached Yn: No
  • Additional Parcels: No
  • Lot Size Sq Ft: 15682
  • Parcel Number: 290914407008000015
  • Acres: 1/4-1/2 Acre

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 5514
  • Tax Lot: 745
  • Semi Annual Property Tax Amt: 2757
  • Tax Exemption: Homestead Tax Exemption

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 12, 2025
Sold by
Revocable Trust Agreement Of Karen E Ful and Brehob Diana D
Bought by
Oswalt Kelly M and Schutt Donald A
Current Estimated Value
$820,940

Purchase Details

Listed on
May 27, 2021
Closed on
Jun 25, 2021
Sold by
Kunkel James R and Kunkel Janice M
Bought by
Fuller Karen E
Seller's Agent
Valerie Sullivan
eXp Realty, LLC
Buyer's Agent
Olivia Kossmann
Circle Real Estate
List Price
$579,000
Sold Price
$621,000
Premium/Discount to List
$42,000
7.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.27%

Purchase Details

Closed on
Jun 3, 2016
Sold by
Robinson James D
Bought by
Kunkel James R and Kunkel Janice M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 23, 2012
Sold by
Gaskill Kim R and Gaskill Mureen E
Bought by
James D Robinson Trust

Purchase Details

Closed on
Jun 21, 2002
Sold by
Homes By Recklehoff Corp Jfc
Bought by
Gaskill Kim R and Gaskill Maureen E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oswalt Kelly M -- None Listed On Document
Revocable Trust Agreement Of Karen E Fuller -- None Listed On Document
Fuller Karen E -- None Listed On Document
Kunkel James R -- None Available
James D Robinson Trust -- None Available
Gaskill Kim R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kunkel James R $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/25/2021 06/25/21 Sold $621,000 +7.3% $203 / Sq Ft
06/02/2021 06/02/21 Pending -- -- --
05/27/2021 05/27/21 For Sale $579,000 -- $189 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,692 $623,500 $99,800 $523,700
2023 $6,757 $586,100 $99,800 $486,300
2022 $6,679 $566,200 $99,800 $466,400
2021 $5,752 $474,000 $99,800 $374,200
2020 $5,513 $450,000 $99,800 $350,200
2019 $5,565 $454,200 $99,800 $354,400
2018 $5,246 $428,200 $99,800 $328,400
2017 $4,805 $425,200 $99,800 $325,400
2016 $4,541 $401,800 $99,800 $302,000
2014 $8,487 $380,600 $99,800 $280,800
2013 $8,487 $383,700 $99,800 $283,900
Source: Public Records

Agents Affiliated with this Home

  • Valerie Sullivan

    Seller's Agent in 2021

    Valerie Sullivan

    eXp Realty, LLC

    (317) 697-1219

    35 in this area

    87 Total Sales

    Valerie Sullivan
    Section Image

  • O

    Buyer's Agent in 2021

    Olivia Kossmann

    Circle Real Estate

    Section Image
See All Agents

Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 21787806

MIBOR Broker Listing Cooperative®

APN: 29-09-14-407-008.000-015

Indiana Hamilton County Carmel 46032

446 Sapphire Dr, Carmel, IN

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MIBOR Broker Listing Cooperative® Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Nearby Homes