K
Seller's Agent in 2026
Kim Littlejohn
Teems & Teems Realty
(423) 645-5792
6 in this area
140 Total Sales
447 Cotter St Ringgold, GA 30736
4
Beds
2
Baths
1,633
Sq Ft
11,326
Sq Ft Lot
Highlights
- Main Floor Primary Bedroom
- No HOA
- Living Room
- Ringgold Middle School Rated A-
- Porch
- Laundry closet
About This Home
As of February 2026This home features 4 bedrooms with 2 bathrooms, master on main level, open design with living room/dining room/kitchen. Recently updated with Farmhouse feel, hardwood floors, stainless appliances. HUD property 106-462606 sold As IS, earnest money deposit of $1000 required in the form of cashiers check or Money Order (NO PERSONAL CHECKS) made payable to buyers select title company.
Last Agent to Sell the Property
Teems & Teems Realty License #206387 Listed on: 11/25/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices J Douglas Properties License #291147
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,210
Year Built
- Built in 1925
Lot Details
- 11,326 Sq Ft Lot
- Lot Dimensions are 116x109x95x115
- Level Lot
Home Design
- Block Foundation
- Block And Beam Construction
Interior Spaces
- 1,633 Sq Ft Home
- 2-Story Property
- Living Room
- Dining Room
- Laundry closet
Kitchen
- Electric Oven
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Parking
- 1 Attached Carport Space
- Off-Street Parking
Schools
- Ringgold Elementary School
- Ringgold Middle School
- Ringgold High School
Additional Features
- Porch
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number R0060-131
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 3, 2025
Sold by
Union Home Mortgage Corp
Bought by
United States Housing & Urban Developmen
Purchase Details
Closed on
Jul 1, 2025
Sold by
Harris Dalton Matthew
Bought by
Union Home Mortgage Corp
Purchase Details
Listed on
Nov 15, 2022
Closed on
Dec 9, 2022
Sold by
Bennett Tony L
Bought by
Harris Dalton Matthew
Seller's Agent
Christi Oliver
Real Estate Partners Chattanooga, LLC
Buyer's Agent
Christi Oliver
Real Estate Partners Chattanooga, LLC
List Price
$288,500
Sold Price
$270,000
Premium/Discount to List
-$18,500
-6.41%
Views
16
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.35%
Original Mortgage
$265,109
Interest Rate
7.08%
Mortgage Type
FHA
Purchase Details
Listed on
Apr 27, 2021
Closed on
Jun 30, 2021
Sold by
River Holdings Llc
Bought by
Bennett Tony L and Teter Melinda L
Seller's Agent
Lori Montieth
Keller Williams Realty
Buyer's Agent
Christi Oliver
Keller Williams Realty
List Price
$89,900
Sold Price
$74,000
Premium/Discount to List
-$15,900
-17.69%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
145.68%
Purchase Details
Closed on
Dec 1, 2020
Sold by
Williams Janice P
Bought by
River Holdings Llc
Purchase Details
Closed on
Jul 3, 2019
Sold by
Williams Janice
Bought by
Fisher K
Purchase Details
Closed on
Nov 6, 1986
Sold by
Williams Danny L
Bought by
Williams Janice P
Purchase Details
Closed on
Nov 5, 1986
Bought by
Williams Danny L
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | -- | |
| Warranty Deed | $270,000 | -- | |
| Warranty Deed | $270,000 | -- | |
| Warranty Deed | $74,000 | -- | |
| Foreclosure Deed | $62,000 | -- | |
| Warranty Deed | $2,500 | -- | |
| Deed | -- | -- | |
| Deed | $79,600 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $265,109 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/26/2026 02/26/26 | Sold | $200,000 | -17.2% | $122 / Sq Ft | |
| 02/03/2026 02/03/26 | Pending | -- | -- | -- | |
| 01/10/2026 01/10/26 | Price Changed | $241,592 | -8.0% | $148 / Sq Ft | |
| 11/25/2025 11/25/25 | For Sale | $262,600 | -2.7% | $161 / Sq Ft | |
| 12/09/2022 12/09/22 | Sold | $270,000 | -6.4% | $171 / Sq Ft | View Prior Sale |
| 11/15/2022 11/15/22 | Pending | -- | -- | -- | |
| 11/03/2022 11/03/22 | For Sale | $288,500 | +289.9% | $183 / Sq Ft | |
| 06/30/2021 06/30/21 | Sold | $74,000 | -17.7% | $47 / Sq Ft | View Prior Sale |
| 06/15/2021 06/15/21 | Pending | -- | -- | -- | |
| 04/27/2021 04/27/21 | For Sale | $89,900 | -- | $57 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,210 | $103,131 | $14,000 | $89,131 |
| 2024 | $2,298 | $94,113 | $6,470 | $87,643 |
| 2023 | $1,818 | $71,347 | $6,470 | $64,877 |
| 2022 | $494 | $19,394 | $6,470 | $12,924 |
| 2021 | $596 | $33,837 | $6,470 | $27,367 |
| 2020 | $759 | $28,910 | $6,470 | $22,440 |
| 2019 | $647 | $24,422 | $6,470 | $17,952 |
| 2018 | $780 | $28,025 | $5,545 | $22,480 |
| 2017 | $794 | $28,549 | $5,545 | $23,004 |
| 2016 | $784 | $26,907 | $5,545 | $21,362 |
| 2015 | -- | $26,907 | $5,545 | $21,362 |
| 2014 | -- | $26,907 | $5,545 | $21,362 |
| 2013 | -- | $26,907 | $5,545 | $21,362 |
Source: Public Records
Agents Affiliated with this Home
-
Kim Littlejohn
-
Ramanda Melton
R
Seller Co-Listing Agent in 2026
Ramanda Melton
Teems & Teems Realty
(423) 762-0600
4 in this area
127 Total Sales
-
Grace Edrington
Buyer's Agent in 2026
Grace Edrington
Berkshire Hathaway HomeServices J Douglas Properties
(423) 280-2865
66 in this area
2,660 Total Sales
-
Christi Oliver
C
Seller's Agent in 2022
Christi Oliver
Real Estate Partners Chattanooga, LLC
(423) 718-8638
5 in this area
51 Total Sales
-
Lori Montieth
Seller's Agent in 2021
Lori Montieth
Keller Williams Realty
(423) 503-2450
35 in this area
1,286 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1524494
APN: R0060-131
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