$910,000
SOLD MAR 4, 2025

447 Pirates Rd Summerland Key, FL 33042

3 Beds
2 Baths
984 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$925 Per Sq Ft

7% Below List Price

51 Days on Market

About This Home

As of March 2025

This wonderful canal front 3 bedroom and 2 bath home has been very well cared for and has excellent oceanside boating access. There are no bridges to the ocean and the canals are exceptionally clean. The kitchen is large with ample storage and the open living concept allows for great entertaining and family get togethers. The wrap around deck has large outdoor space and overlooks the canal and the boat dock with davits and fish cleaning station. The lower level is enclosed with plenty of storage and a large outdoor shower. There is a great deal of covered space for cars, Rv's, boat trailers and all your water toys.

Last Agent to Sell the Property

Jennifer Newman

Truman & Co. (KW) License #3283327 Listed on: 11/09/2024

Last Buyer's Agent

outside of mls

Outside Of MLS

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,759

Year Built

1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Control Depth: 4
  • Dockage Dock: Wood
  • Fee Includes: None
  • Key Island: Little Torch Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 28.50
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 6759.12
  • Title: Title Ins - Buyer
  • Vehicle Storage: Carport, RV Parking Covered, RV Parking Open, Off Street Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 1991
  • Alternate Key Number: 1282456
  • Building Style Stilt Column Height: Tall - 10Ft & Over
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 6000.00
  • Porch Balcony: Open Porch/Balcony, Deck, Patio
  • Shutters: Bahama, Panel
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 984.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Total Bedrooms: 3

Exterior Features

  • Dockage: Davits
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Concrete, Frame
  • Exterior Features: Outdoor Shower, Storage
  • Roof: Metal Roof
  • Waterview: Ocean View, Canal View
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00215220-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.14

Rental Info

  • Rentals Allowed: Yes
  • Furnished: Partially

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 9, 2024
Closed on
Mar 4, 2025
Sold by
Jarchow Adam and Jarchow Jennifer
Bought by
Enriquez Jorge L and Enriquez Thalia
Seller's Agent
Jennifer Newman
Truman & Co. (KW)
Buyer's Agent
outside of mls
Outside Of MLS
List Price
$975,000
Sold Price
$910,000
Premium/Discount to List
-$65,000
-6.67%
Views
11
Current Estimated Value
$904,935

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,065
Avg. Annual Appreciation
1.45%
Original Mortgage
$773,500
Outstanding Balance
$770,921
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$146,038

Purchase Details

Closed on
May 24, 2021
Sold by
Miller William D and Miller Laurita T
Bought by
Jarchow Adam and Jarchow Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,250
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 6, 2014
Sold by
Miller Laurita T
Bought by
Miller William D and Miller Laurita T

Purchase Details

Closed on
Jun 20, 2003
Sold by
Miller William D and Miller Laurita T
Bought by
Miller Laurita T

Purchase Details

Closed on
Dec 13, 2000
Sold by
Navarro Gelsis M
Bought by
Miller William D and Miller Laurita T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
7.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 1, 1989
Bought by
Miller William D and Miller Laurita T

Purchase Details

Closed on
Jun 1, 1988
Bought by
Miller William D and Miller Laurita T

Purchase Details

Closed on
Jun 1, 1980
Bought by
Miller William D and Miller Laurita T

Purchase Details

Closed on
Nov 1, 1979
Bought by
Miller William D and Miller Laurita T
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $910,000 Near North Title Group
Warranty Deed $910,000 Near North Title Group
Warranty Deed $720,000 The Closing Department Inc
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- --
Warranty Deed $230,000 --
Warranty Deed $16,700 --
Warranty Deed $29,000 --
Quit Claim Deed -- --
Deed $19,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $773,500 New Conventional
Closed $773,500 New Conventional
Previous Owner $548,250 New Conventional
Previous Owner $125,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/04/2025 03/04/25 Sold $910,000 -6.7% $925 / Sq Ft
12/30/2024 12/30/24 Pending -- -- --
11/09/2024 11/09/24 For Sale $975,000 -- $991 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,759 $815,659 $543,000 $272,659
2023 $6,759 $829,155 $570,000 $259,155
2022 $5,853 $637,209 $375,000 $262,209
2021 $2,648 $286,082 $0 $0
2020 $2,941 $282,133 $0 $0
2019 $2,887 $275,790 $0 $0
2018 $2,893 $270,648 $0 $0
2017 $2,816 $265,082 $0 $0
2016 $2,828 $259,630 $0 $0
2015 $2,903 $257,825 $0 $0
2014 $2,979 $255,779 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Key West Association of REALTORS®

MLS Number: 612196

Key West Association of REALTORS®

APN: 00215220-000000