NOT LISTED FOR SALE

4476 Luke Ave Destin, FL 32541

Estimated Value: $847,663 - $983,000

3 Beds
3 Baths
1,650 Sq Ft
$558/Sq Ft Est. Value

Last Sold May 08, 2024

Last sale price $885,000 $536 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $5,547/month

260 Days on Market

Highlights

  • Florida Architecture
  • Furnished
  • Community Pool
  • Destin Elementary School Rated A-
  • Screened Porch
  • Walk-In Pantry

About This Home

As of May 2024

This stunning Crystal Beach Cottage welcomes you. Where location truly is everything! This charming 3 bed 3 bath home is not only a sight to behold, but it's also a rental machine, making it an excellent investment opportunity. Owner has just laid all new LVP floors in all of the bedrooms. One of the many standout features of this property is the spacious outdoor shower, perfect for rinsing off after a day at the beach. This home is in high demand, as it is rented out for the entire month of July, Aug and all but one week in Sept. In conclusion, this beautiful Crystal Beach Cottage is a true gem!

Last Agent to Sell the Property

Mary Cornelison

Home Town Realty Partners LLC License #3512673 Listed on: 02/01/2024

Co-Listed By

Destin Lowery

Home Town Realty Partners LLC License #681394

Last Buyer's Agent

Angela Cummins

Linda Miller Real Estate LLC License #3348309

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,586

Year Built

  • Built in 1995

Lot Details

  • 6,098 Sq Ft Lot
  • Property is zoned Deed Restrictions, Resid

HOA Fees

  • $85 Monthly HOA Fees

Home Design

  • Florida Architecture
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 1,650 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Living Room
  • Dining Room
  • Screened Porch
  • Vinyl Flooring

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms
  • Shower Only

Laundry

  • Dryer
  • Washer

Pool

  • Outdoor Shower

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Air
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0583-0000-0050

Community Details

Overview

  • Association fees include accounting, legal, master
  • Crystal Beach Cottages Phase II Subdivision
  • The community has rules related to covenants

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,586

Year Built

Built in 1995

Lot Details

0

HOA Fees

$85 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 6098
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: EHTP
  • Co List Office Phone: 850-982-5423
  • Subdivision Name: Crystal Beach Cottages Phase II
  • Directions: Turn South on Crystal Beach drive. Turn Right on Luke Drive. House is down on the left.
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1995
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Continue Clean, Refrigerator, Refrigerator W/IceMk, Smooth Stovetop Rnge, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: Breakfast Bar, Floor Vinyl, Furnished - All, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Window Treatment All
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Furnished - All: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Appliances:Oven Continue Clean: Yes

Exterior Features

  • Lot Features: Covenants, Survey Available
  • Pool Features: Pool Type
  • Construction Type: Roof Metal, Siding CmntFbrHrdBrd
  • Exterior Features: Porch, Porch Screened, Shower
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Porch: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Shower: Yes
  • Exterior:Porch Screened: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pets Allowed, Pool
  • Association #2 Fee: 1015.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Legal, Master Association

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Parcel #: 00-2S-22-0583-0000-0050
  • Zoning: Deed Restrictions, Resid
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6586.23
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 5, 2025
Sold by
Mccoy Thomas and Mccoy Leighann
Bought by
Mccoy Community Property Trust and Mccoy
Current Estimated Value
$920,416

Purchase Details

Listed on
Feb 1, 2024
Closed on
May 8, 2024
Sold by
Morrison Donald J and Morrison Kathleen W
Bought by
Mccoy Thomas and Mccoy Leighann
Seller's Agent
Mary Cornelison
Home Town Realty Partners LLC
Buyer's Agent
Angela Cummins
Linda Miller Real Estate LLC
List Price
$1,153,350
Sold Price
$885,000
Premium/Discount to List
-$268,350
-23.27%
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.87%
Original Mortgage
$385,000
Interest Rate
6.79%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccoy Community Property Trust -- None Listed On Document
Mccoy Thomas $885,000 Mcneese Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mccoy Thomas $385,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/08/2024 05/08/24 Sold $885,000 -4.7% $536 / Sq Ft
03/23/2024 03/23/24 Pending -- -- --
03/18/2024 03/18/24 Price Changed $929,000 -1.1% $563 / Sq Ft
11/15/2023 11/15/23 Price Changed $939,000 -1.1% $569 / Sq Ft
10/23/2023 10/23/23 Price Changed $949,000 -2.7% $575 / Sq Ft
09/24/2023 09/24/23 Price Changed $975,000 -2.4% $591 / Sq Ft
08/20/2023 08/20/23 Price Changed $999,000 -7.1% $605 / Sq Ft
08/09/2023 08/09/23 Price Changed $1,075,000 -4.4% $652 / Sq Ft
07/31/2023 07/31/23 Price Changed $1,125,000 -2.5% $682 / Sq Ft
07/07/2023 07/07/23 For Sale $1,153,350 -- $699 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,217 $714,113 $458,159 $255,954
2023 $7,217 $686,590 $428,185 $258,405
2022 $6,586 $617,109 $389,259 $227,850
2021 $5,509 $445,952 $267,750 $178,202
2020 $5,089 $412,420 $255,000 $157,420
2019 $4,860 $402,203 $255,000 $147,203
2018 $4,397 $353,341 $0 $0
2017 $4,158 $334,480 $0 $0
2016 $3,816 $311,074 $0 $0
2015 $3,302 $249,238 $0 $0
2014 $3,106 $231,582 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 927202

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0583-0000-0050