$570,000
SOLD NOV 14, 2025

448 Union St S Concord, NC 28025

5 Beds
2 Baths
3,243 Sq Ft
0.38 Acres

Recently Sold

$176 Per Sq Ft

18% Below List Price

83 Days on Market

Highlights

  • Colonial Architecture
  • Fireplace in Primary Bedroom
  • Bamboo Flooring
  • R Brown Mcallister STEMElementary Rated A-
  • Deck
  • Workshop

About This Home

As of November 2025

You are going to love the Benjamin Harris home within walking distance of newly rebuilt Downtown Concord! Great location w/sitting front porch & huge, fully fenced back with/new lawn, & new deck flooring. All walkable downtown living. Home has been lovingly restored & maintained w/5 spacious bedrooms (one downstairs), large living room, dining room & renovated kitchen w/walk-in pantry, butcher block island & new microwave. 6 period fireplaces w/mantles plus vented Natural Gas Jotul Stove. Present owner never used fireplaces or stove. The home, minus 1 room, has been repainted & all floors except kitchen have been beautifully refinished. Downstairs & up have 10 ft.ceilings.Some orig.windows are operable.Basement is great storage area w/new industrial dehumidifier. Leaf Fitter Gutter Guards installed 6/23 w/transferrable warranty. Refrigerator & washer/dryer stay. Cabarrus County records show home age 1922. Previous owners indicated family information of 1904.Home in Historic District.

Last Agent to Sell the Property

Renda Powell

CARTER GROUP REALTORS® Brokerage Email: renda@cacartergroup.com License #146402 Listed on: 07/03/2025

Co-Listed By

Chris Carter

CARTER GROUP REALTORS® Brokerage Email: renda@cacartergroup.com License #235499

Last Buyer's Agent

Non Member

Canopy Administration

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1922

Lot Details

  • Gated Home
  • Back Yard Fenced
  • Paved or Partially Paved Lot
  • Level Lot
  • Property is zoned RM-2

Home Design

  • Colonial Architecture
  • Architectural Shingle Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • French Doors
  • Living Room with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Walk-In Pantry
  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Bamboo
  • Wood
  • Tile

Bedrooms and Bathrooms

  • Fireplace in Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Exterior Basement Entry
  • Workshop
  • Basement Storage

Home Security

  • Storm Doors
  • Carbon Monoxide Detectors

Parking

  • 1 Carport Space
  • Driveway

Outdoor Features

  • Deck
  • Front Porch

Schools

  • R Brown Mcallister Elementary School
  • Concord Middle School
  • Concord High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Historic District Subdivision

Listing and Financial Details

  • Assessor Parcel Number 5630-23-0715-0000

Home Details

Home Type

Single Family

Year Built

Built in 1922

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Colonial
  • Year Built: 1922
  • Restrictions: Historical
  • Restrictions Description: Located in Historic District of Concord. Architectural review for any outside changes.
  • Road Surface Type: Concrete, Gated, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 175.76
  • Geocode Confidence: High
  • Attribution Contact: renda@cacartergroup.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Bamboo, Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Built-in Features, Kitchen Island, Pantry, Walk-In Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1817
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 1817
  • Sq Ft Unheated Total: 1817
  • Sq Ft Upper: 1426
  • Appliances: Dishwasher, Exhaust Fan, Gas Range, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 3243
  • Has Basement: Basement Shop, Exterior Entry, Full, Storage Space, Walk-Out Access, Walk-Up Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Door Features: French Doors, Storm Door(s)
  • Fireplace Features: Living Room, Primary Bedroom, Other - See Remarks
  • Living Area: 3243
  • Bedroom Main: 1

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Construction Type: Wood
  • Patio And Porch Features: Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Central, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: In Kitchen
  • Security: Carbon Monoxide Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Utilities: Cable Available, Electricity Connected, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Concord
  • HOA Subject To: None

Lot Info

  • Lot Features: Level, Paved
  • Lot Size Units: Acres
  • Parcel Number: 5630-23-0715-0000
  • Additional Parcels: No
  • Zoning Specification: RM-2

MLS Schools

  • Elementary School: R Brown McAllister
  • High School: Concord

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Oct 10, 2025
Sold by
Kowalski Raymond Joseph and Kowalski Michelle Mo
Bought by
Brunette Patrick
Seller's Agent
Renda Powell
CARTER GROUP REALTORS®
Buyer's Agent
Non Member
Canopy Administration
List Price
$695,000
Sold Price
$570,000
Premium/Discount to List
-$125,000
-17.99%
Views
95

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.12%
Original Mortgage
$427,500
Outstanding Balance
$427,101
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$165,873

Purchase Details

Listed on
Feb 16, 2021
Closed on
Mar 24, 2021
Sold by
Crawford J Douglas J and Crawford Kay H
Bought by
Kowalski Raymond Joseph and Kowalski Michelle Moseley
Seller's Agent
Michael Stonnell
Howard Hanna Allen Tate Concord
Buyer's Agent
Renda Powell
CARTER GROUP REALTORS®
List Price
$420,000
Sold Price
$421,000
Premium/Discount to List
$1,000
0.24%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.73%
Original Mortgage
$294,700
Interest Rate
2.73%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $570,000 None Listed On Document
Warranty Deed $421,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $427,500 New Conventional
Previous Owner $294,700 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/14/2025 11/14/25 Sold $570,000 -8.8% $176 / Sq Ft
07/25/2025 07/25/25 Price Changed $625,000 -10.1% $193 / Sq Ft
07/03/2025 07/03/25 For Sale $695,000 +65.1% $214 / Sq Ft
03/24/2021 03/24/21 Sold $421,000 +0.2% $128 / Sq Ft View Prior Sale
02/21/2021 02/21/21 Pending -- -- --
02/16/2021 02/16/21 For Sale $420,000 -- $128 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,739 $676,630 $128,400 $548,230
2024 $6,739 $676,630 $128,400 $548,230
2023 $5,287 $433,390 $66,000 $367,390
2022 $4,290 $337,630 $66,000 $271,630
2021 $4,119 $337,630 $66,000 $271,630
2020 $4,119 $337,630 $66,000 $271,630
2019 $3,411 $279,570 $48,000 $231,570
2018 $3,355 $279,570 $48,000 $231,570
2017 $3,299 $279,570 $48,000 $231,570
2016 $1,957 $247,630 $48,000 $199,630
2015 $2,922 $247,630 $48,000 $199,630
2014 $2,922 $247,630 $48,000 $199,630
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4260644

Canopy MLS (Canopy Realtor® Association)

APN: 5630-23-0715-0000