NOT LISTED FOR SALE

4489 Terra Ln Saint Joseph, MI 49085

Estimated Value: $489,962 - $512,000

4 Beds
2.5 Baths
3,472 Sq Ft
$144/Sq Ft Est. Value

Last Sold August 17, 2020

Last sale price $340,000 $98 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $2,990/month

28 Days on Market

Highlights

  • Private Waterfront
  • Recreation Room
  • Wooded Lot
  • Upton Middle School Rated A
  • Stream or River on Lot
  • Traditional Architecture

About This Home

As of August 2020

Quality built Livengood home in quiet South St. Joseph location. Traditional two story home sits on wooded ravine lot. Many updates throughout home. New roof last week! Kitchen updated with granite counter tops, newer appliances, wood floors and the signature arched, brick range area. Family room has brick / wood fireplace and door to screen porch. Living and dining rooms with original hardwood flooring. Large master suite and recently remodeled master bath. Main floor laundry room just in from attached garage. Do you have a hobby? Take a look at the newer 30 x 40 pole building, completely finished inside. All new windows throughout the house, recently update heating and cooling also. Full basement is partially finished with recreation room. Basement has been waterproofed by EverDry

Last Agent to Sell the Property

David Hammerschmidt

@properties Christie's International R.E. License #6501284250 Listed on: 05/14/2020

@properties Christie's International R.E.

Last Buyer's Agent

Wortman Real Estate Group

@properties Christie's International R.E. License #6506044879

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,005

Year Built

  • Built in 1970

Lot Details

  • 0.59 Acre Lot
  • Lot Dimensions are 103 x 327
  • Private Waterfront
  • 110 Feet of Waterfront
  • Wooded Lot
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 2-Story Property
  • Replacement Windows
  • Window Treatments
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Recreation Room
  • Screened Porch
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Stream or River on Lot
  • Patio
  • Pole Barn

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • Property is near a ravine

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,005

Year Built

Built in 1970

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1970
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 128.57
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 103 x 327
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3472.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3005.0
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Ravine: Yes
  • Waterfront Options:Water Frontage3: 110.0
  • General Property Info:Fireplace: Yes
  • Additional Items:Window Treatments: Yes
  • Water Heater:Natural Gas4: Yes
  • General Property Info:SqFt Above Grade: 2800.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Other Structures:Pole Barn: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Eat-in Kitchen
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 3472.0
  • Window Features: Replacement, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Finished SQFT: 672.0
  • Basement Rooms:Total Basement SQFT: 1568.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes
  • Below Grade Sq Ft: 672.0

Exterior Features

  • Construction Materials: Aluminum Siding, Brick
  • Exterior Features: Scrn Porch
  • Fencing: Fenced Back
  • List Price: 360000.0
  • Lot Features: Wooded, Ravine
  • Other Structures: Pole Barn
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Yellow Creek
  • Waterfront Features: Stream/Creek
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Aluminum Siding: Yes
  • Exterior Material:Brick: Yes
  • Exterior Features:Scrn Porch: Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected, Cable Connected
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes

Lot Info

  • Lot Size Acres: 0.59
  • Lot Size Area: 0.59
  • Lot Dimensions: 103 x 327
  • Lot Size Sq Ft: 25700.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3005.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2020
Closed on
Aug 17, 2020
Sold by
Burkhard Carole Denise and Bundy Jeffery Alan
Bought by
Shawl Roger Allen
Seller's Agent
David Hammerschmidt
@properties Christie's International R.E.
Buyer's Agent
Wortman Real Estate Group
@properties Christie's International R.E.
List Price
$360,000
Sold Price
$340,000
Premium/Discount to List
-$20,000
-5.56%
Current Estimated Value
$500,241

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$160,241
Avg. Annual Appreciation
7.34%
Original Mortgage
$323,000
Outstanding Balance
$285,989
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$214,252

Purchase Details

Closed on
Apr 6, 2020
Sold by
Alan Bundy Jeffery
Bought by
Burkhard Carole Denise

Purchase Details

Closed on
Mar 16, 2020
Sold by
Bundy Jeffery Alan and Burkhard Carole Denise
Bought by
Burkhard Carole Denise and Bundy Jeffery Alan

Purchase Details

Closed on
Mar 20, 2008
Sold by
Camilli Peter and Camilli Kristen J
Bought by
National Transfer Services Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,800
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 29, 2008
Sold by
National Transfer Services Llc
Bought by
Burkhard Carole D and Bundy Jeffery A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,800
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 28, 2003
Sold by
Luzzi Theodore E and Luzzi Margaret T
Bought by
Camilli Peter and Camilli Kristen J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,800
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 7, 1992

Purchase Details

Closed on
Oct 6, 1989
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shawl Roger Allen $340,000 First American Title
Shawl Roger Allen $340,000 First American Title
Burkhard Carole Denise -- None Listed On Document
Burkhard Carole Denise -- None Available
National Transfer Services Llc $261,000 Stewart Title
Burkhard Carole D $231,000 Stewart Title Guaranty Co
Camilli Peter $231,000 --
-- $100 --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Shawl Roger Allen $323,000
Closed Shawl Roger Allen $323,000
Previous Owner Burkhard Carole D $184,800
Previous Owner Camilli Peter $184,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/17/2020 08/17/20 Sold $340,000 -5.6% $98 / Sq Ft
06/11/2020 06/11/20 Pending -- -- --
05/14/2020 05/14/20 For Sale $360,000 -- $104 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,709 $217,600 $0 $0
2024 $3,893 $212,600 $0 $0
2023 $3,708 $184,400 $0 $0
2022 $3,532 $174,000 $0 $0
2021 $4,252 $173,000 $26,800 $146,200
2020 $3,058 $140,000 $0 $0
2019 $3,004 $141,300 $20,200 $121,100
2018 $2,945 $141,300 $0 $0
2017 $2,895 $150,900 $0 $0
2016 $2,812 $138,000 $0 $0
2015 $2,763 $136,600 $0 $0
2014 $2,250 $124,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 20016403

MichRIC

APN: 11-17-9320-0086-00-6