4489 Terra Ln Saint Joseph, MI 49085
4
Beds
2.5
Baths
3,472
Sq Ft
0.59
Acres
Highlights
- Private Waterfront
- Recreation Room
- Traditional Architecture
- Upton Middle School Rated A
- Wooded Lot
- Wood Flooring
About This Home
As of August 2020Quality built Livengood home in quiet South St. Joseph location. Traditional two story home sits on wooded ravine lot. Many updates throughout home. New roof last week! Kitchen updated with granite counter tops, newer appliances, wood floors and the signature arched, brick range area. Family room has brick / wood fireplace and door to screen porch. Living and dining rooms with original hardwood flooring. Large master suite and recently remodeled master bath. Main floor laundry room just in from attached garage. Do you have a hobby? Take a look at the newer 30 x 40 pole building, completely finished inside. All new windows throughout the house, recently update heating and cooling also. Full basement is partially finished with recreation room. Basement has been waterproofed by EverDry
Last Agent to Sell the Property
@properties Christie's International R.E. License #6501284250 Listed on: 05/14/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,005
Year Built
- Built in 1970
Lot Details
- 0.59 Acre Lot
- Lot Dimensions are 103 x 327
- Private Waterfront
- 110 Feet of Waterfront
- Wooded Lot
- Back Yard Fenced
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Composition Roof
- Aluminum Siding
Interior Spaces
- 2-Story Property
- Replacement Windows
- Window Treatments
- Family Room with Fireplace
- Living Room
- Recreation Room
- Screened Porch
- Wood Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Eat-In Kitchen
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Patio
- Pole Barn
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- Cable TV Available
Community Details
- Property is near a ravine
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 14, 2020
Closed on
Aug 17, 2020
Sold by
Burkhard Carole Denise and Bundy Jeffery Alan
Bought by
Shawl Roger Allen
Seller's Agent
David Hammerschmidt
@properties Christie's International R.E.
Buyer's Agent
Mark Wortman
@properties Christie's International R.E.
List Price
$360,000
Sold Price
$340,000
Premium/Discount to List
-$20,000
-5.56%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$156,371
Avg. Annual Appreciation
7.58%
Original Mortgage
$323,000
Outstanding Balance
$288,587
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$200,638
Purchase Details
Closed on
Apr 6, 2020
Sold by
Alan Bundy Jeffery
Bought by
Burkhard Carole Denise
Purchase Details
Closed on
Mar 16, 2020
Sold by
Bundy Jeffery Alan and Burkhard Carole Denise
Bought by
Burkhard Carole Denise and Bundy Jeffery Alan
Purchase Details
Closed on
Mar 20, 2008
Sold by
Camilli Peter and Camilli Kristen J
Bought by
National Transfer Services Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,000
Interest Rate
5.93%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Feb 29, 2008
Sold by
National Transfer Services Llc
Bought by
Burkhard Carole D and Bundy Jeffery A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,800
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 28, 2003
Sold by
Luzzi Theodore E and Luzzi Margaret T
Bought by
Camilli Peter and Camilli Kristen J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,800
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 7, 1992
Purchase Details
Closed on
Oct 6, 1989
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $340,000 | First American Title | |
| Warranty Deed | $340,000 | First American Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $261,000 | Stewart Title | |
| Corporate Deed | $231,000 | Stewart Title Guaranty Co | |
| Warranty Deed | $231,000 | -- | |
| Deed | $100 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $323,000 | New Conventional | |
| Closed | $323,000 | New Conventional | |
| Previous Owner | $30,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $268,000 | New Conventional | |
| Previous Owner | $40,800 | Credit Line Revolving | |
| Previous Owner | $174,000 | New Conventional | |
| Previous Owner | $186,500 | Unknown | |
| Previous Owner | $23,000 | Credit Line Revolving | |
| Previous Owner | $184,800 | Purchase Money Mortgage | |
| Previous Owner | $38,000 | Credit Line Revolving | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $184,800 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/17/2020 08/17/20 | Sold | $340,000 | -5.6% | $98 / Sq Ft |
| 06/11/2020 06/11/20 | Pending | -- | -- | -- |
| 05/14/2020 05/14/20 | For Sale | $360,000 | -- | $104 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,709 | $217,600 | $0 | $0 |
| 2024 | $3,893 | $212,600 | $0 | $0 |
| 2023 | $3,708 | $184,400 | $0 | $0 |
| 2022 | $3,532 | $174,000 | $0 | $0 |
| 2021 | $4,252 | $173,000 | $26,800 | $146,200 |
| 2020 | $3,058 | $140,000 | $0 | $0 |
| 2019 | $3,004 | $141,300 | $20,200 | $121,100 |
| 2018 | $2,945 | $141,300 | $0 | $0 |
| 2017 | $2,895 | $150,900 | $0 | $0 |
| 2016 | $2,812 | $138,000 | $0 | $0 |
| 2015 | $2,763 | $136,600 | $0 | $0 |
| 2014 | $2,250 | $124,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2020
David Hammerschmidt
@ Properties
(269) 369-7522
7 in this area
93 Total Sales
-
Buyer's Agent in 2020
Mark Wortman
@ Properties
(269) 876-2929
40 in this area
420 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 20016403
APN: 11-17-9320-0086-00-6
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