Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
197 Total Sales
2 in Elsmere
$250K - $270K Price Range
449 Ripple Creek Dr Elsmere, KY 41018
Elsmere Area
3
Beds
2
Baths
896
Sq Ft
4,792
Sq Ft Lot
Highlights
- View of Trees or Woods
- Deck
- Traditional Architecture
- Open Floorplan
- Wooded Lot
- Cathedral Ceiling
About This Home
As of May 2026Spacious home with open floor plan, Cathedral Ceilings and walk out to large deck. Primary bedroom features a walk in closet and adjoining bath. Four true bedrooms with two full baths offer lots of living space. Back yard boasts multiple entertaining areas as well as a fire pit and extended driveway.
Last Agent to Sell the Property
Coldwell Banker Realty FM License #302535 Listed on: 04/01/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1993
Lot Details
- 4,792 Sq Ft Lot
- Wooded Lot
- Land Lease
Parking
- Attached Garage
- Driveway
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Vinyl Siding
Interior Spaces
- 896 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Cathedral Ceiling
- Fireplace
- Vinyl Clad Windows
- Entryway
- Family Room
- Living Room
- Views of Woods
- Laundry Room
Kitchen
- Eat-In Kitchen
- Electric Cooktop
- Microwave
- Dishwasher
- Laminate Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Deck
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Forced Air Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2026
Closed on
May 15, 2026
Sold by
Bought by
Seller's Agent
Dean Frank
Coldwell Banker Realty FM
Buyer's Agent
Julia Gootee
Sibcy Cline, REALTORS-Florence
List Price
$259,900
Sold Price
$261,900
Premium/Discount to List
$2,000
0.77%
Views
21
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.12%
Original Mortgage
$209,500
Outstanding Balance
$209,303
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$50,187
Purchase Details
Listed on
Apr 20, 2021
Closed on
May 20, 2021
Sold by
Bought by
Seller's Agent
Dianna Caldwell
eXp Realty, LLC
Buyer's Agent
Ron Padgett
Coldwell Banker Realty
List Price
$170,000
Sold Price
$180,000
Premium/Discount to List
$10,000
5.88%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.80%
Original Mortgage
$171,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 3, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,850
Interest Rate
4.62%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 29, 2003
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Elsmere, KY
-
Martha Works Larsen
-
Lindsay Archer
Lindsay Archer
Horan Rosenhagen Real Estate
(513) 866-3543
114 Total Sales
2 in Elsmere
$65K - $203K Price Range
-
Stacy Meece
Stacy Meece
Berkshire Hathaway HomeService
(513) 586-7002
255 Total Sales
10 in Elsmere
$111K - $265K Price Range
-
Felicia Huesman
Felicia Huesman
Huff Realty - CC
(513) 854-7862
129 Total Sales
4 in Elsmere
$145K - $239K Price Range
-
Jake Burdine
Jake Burdine
Cahill Real Estate Services
(859) 600-6596
92 Total Sales
2 in Elsmere
$231K - $245K Price Range
-
Michael McDonough
Michael McDonough
YOUR TOWN REALTORS
(513) 866-2706
80 Total Sales
1 in Elsmere
$230,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $261,900 | Lawyers Title | |
| Warranty Deed | $180,000 | 360 American Title Svcs Llc | |
| Deed | $104,500 | None Available | |
| Deed | $107,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $209,500 | New Conventional | |
| Closed | $171,000 | New Conventional | |
| Previous Owner | $101,850 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2026 05/15/26 | Sold | $261,900 | +0.8% | $292 / Sq Ft | |
| 04/03/2026 04/03/26 | Pending | -- | -- | -- | |
| 04/01/2026 04/01/26 | For Sale | $259,900 | +44.4% | $290 / Sq Ft | |
| 05/20/2021 05/20/21 | Sold | $180,000 | +5.9% | $201 / Sq Ft | View Prior Sale |
| 04/21/2021 04/21/21 | Pending | -- | -- | -- | |
| 04/20/2021 04/20/21 | For Sale | $170,000 | -- | $190 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,734 | $180,000 | $25,000 | $155,000 |
| 2024 | $2,763 | $180,000 | $25,000 | $155,000 |
| 2023 | $2,698 | $180,000 | $25,000 | $155,000 |
| 2022 | $2,979 | $180,000 | $25,000 | $155,000 |
| 2021 | $1,815 | $106,500 | $25,000 | $81,500 |
| 2020 | $1,805 | $106,500 | $25,000 | $81,500 |
| 2019 | $1,781 | $106,500 | $25,000 | $81,500 |
| 2018 | $1,784 | $104,500 | $20,000 | $84,500 |
| 2017 | $1,669 | $104,500 | $20,000 | $84,500 |
| 2015 | $1,969 | $104,500 | $20,000 | $84,500 |
| 2014 | $1,926 | $104,500 | $20,000 | $84,500 |
Source: Public Records
Agents Affiliated with this Home
-
Dean Frank
Seller's Agent in 2026
Dean Frank
Coldwell Banker Realty FM
(513) 827-5011
42 Total Sales
-
Julia Gootee
Buyer's Agent in 2026
Julia Gootee
Sibcy Cline
(859) 992-9425
49 Total Sales
-
D
Seller's Agent in 2021
Dianna Caldwell
eXp Realty, LLC
-
R
Buyer's Agent in 2021
Ron Padgett
Coldwell Banker Realty
-
R
Buyer's Agent in 2021
Ronald Padgett
Pivot Realty Group
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641108
APN: 016-20-10-018.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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