NOT LISTED FOR SALE

449 Ripple Creek Dr Elsmere, KY 41018

Elsmere Area

Estimated Value: $266,271

3 Beds
2 Baths
896 Sq Ft
$297/Sq Ft Est. Value

Sale Details

Date Sold: May 15, 2026

Last sale price $261,900 $292 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,731 / mo

2 Days on Market

Highlights

  • View of Trees or Woods
  • Deck
  • Traditional Architecture
  • Open Floorplan
  • Wooded Lot
  • Cathedral Ceiling

About This Home

As of May 2026

Spacious home with open floor plan, Cathedral Ceilings and walk out to large deck. Primary bedroom features a walk in closet and adjoining bath. Four true bedrooms with two full baths offer lots of living space. Back yard boasts multiple entertaining areas as well as a fire pit and extended driveway.

Last Agent to Sell the Property

Dean Frank

Coldwell Banker Realty FM License #302535 Listed on: 04/01/2026

Coldwell Banker Realty FM

Last Buyer's Agent

Julia Gootee

Sibcy Cline, REALTORS-Florence License #285689

Sibcy Cline, REALTORS-Florence
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1993

Lot Details

  • 4,792 Sq Ft Lot
  • Wooded Lot
  • Land Lease

Parking

  • Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 896 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Fireplace
  • Vinyl Clad Windows
  • Entryway
  • Family Room
  • Living Room
  • Views of Woods
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck

Schools

  • Howell Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1993

Lot Details

4,792 Sq Ft Lot

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.11
  • Year Built: 1993
  • Lot Size: IRR
  • Road Surface Type: Asphalt, Paved
  • Ownership: Consumer
  • MLS Status: Sold
  • Standard Status: Closed
  • Directions: Dixie Highway to Garvey Avenue, Right on Ripple Creek Drive
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKWD
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: None

Interior Features

  • Interior Amenities: Cathedral Ceiling(s), Eat-in Kitchen, Laminate Counters, Open Floorplan
  • Basement: Full
  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Dishwasher, Microwave, Refrigerator, Electric Cooktop
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 896.0
  • Window Features: Vinyl Frames

Exterior Features

  • View: Trees/Woods
  • Lot Features: Wooded
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Awning(s)

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Howell Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 4792.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2026
Closed on
May 15, 2026
Sold by
Maisch Eric and Maisch Gabrielle C
Bought by
Seller's Agent
Dean Frank
Coldwell Banker Realty FM
Buyer's Agent
Julia Gootee
Sibcy Cline, REALTORS-Florence
List Price
$259,900
Sold Price
$261,900
Premium/Discount to List
$2,000
0.77%
Views
21
Current Estimated Value
$266,271

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,371
Avg. Annual Appreciation
4.99%
Original Mortgage
$209,500
Outstanding Balance
$208,906
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$57,365

Purchase Details

Listed on
Apr 20, 2021
Closed on
May 20, 2021
Sold by
Jordan Eric and Jordan Billiegene
Bought by
Harrell Eric E and Maisch Gabrielle C
Seller's Agent
Dianna Caldwell
eXp Realty, LLC
Buyer's Agent
Ron Padgett
Coldwell Banker Realty
List Price
$170,000
Sold Price
$180,000
Premium/Discount to List
$10,000
5.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.80%
Original Mortgage
$171,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 3, 2011
Sold by
Aldrich Johanna and Aldrich Kenneth B
Bought by
Jordan Eric and Woods Billiegene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,850
Interest Rate
4.62%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 29, 2003
Sold by
Rutti Lynnette L
Bought by
Aldrich Johanna and Aldrich Kenneth B
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Elsmere, KY

  • Jake Burdine Real Estate Agent - Cahill Real Estate Services

    Jake Burdine

    Cahill Real Estate Services

    (859) 600-6596

    92 Total Sales

    2 in Elsmere

    $231K - $245K Price Range

    Jake Burdine
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  • Michael McDonough Real Estate Agent - YOUR TOWN REALTORS

    Michael McDonough

    YOUR TOWN REALTORS

    (513) 866-2706

    80 Total Sales

    1 in Elsmere

    $230,000 Price

    Michael McDonough
     Section Image
  • Crystal Gibson Real Estate Agent - Pivot Realty Group

    Crystal Gibson

    Pivot Realty Group

    (513) 440-3822

    110 Total Sales

    1 in Elsmere

    $240,000 Price

    Crystal Gibson
     Section Image
  • Cara Chitwood Real Estate Agent - Keller Williams Realty Service

    Cara Chitwood

    Responds Quickly

    Keller Williams Realty Service

    (513) 854-6469

    115 Total Sales

    2 in Elsmere

    $245K - $246K Price Range

    Cara Chitwood
     Section Image
  • Brandon Stamper Real Estate Agent - Plum Tree Realty

    Brandon Stamper

    Plum Tree Realty

    (859) 888-1472

    132 Total Sales

    7 in Elsmere

    $151K - $250K Price Range

    Brandon Stamper
     Section Image
  • Lena Keith Real Estate Agent - Pivot Realty Group

    Lena Keith

    Responds Quickly

    Pivot Realty Group

    (859) 279-4304

    111 Total Sales

    1 in Elsmere

    $35,000 Price

    Lena Keith
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$261,900 Lawyers Title
Harrell Eric E $180,000 360 American Title Svcs Llc
Jordan Eric $104,500 None Available
Aldrich Johanna $107,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $209,500
Closed Harrell Eric E $171,000
Previous Owner Jordan Eric $101,850
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2026 05/15/26 Sold $261,900 +0.8% $292 / Sq Ft
04/03/2026 04/03/26 Pending -- -- --
04/01/2026 04/01/26 For Sale $259,900 +44.4% $290 / Sq Ft
05/20/2021 05/20/21 Sold $180,000 +5.9% $201 / Sq Ft View Prior Sale
04/21/2021 04/21/21 Pending -- -- --
04/20/2021 04/20/21 For Sale $170,000 -- $190 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,734 $180,000 $25,000 $155,000
2024 $2,763 $180,000 $25,000 $155,000
2023 $2,698 $180,000 $25,000 $155,000
2022 $2,979 $180,000 $25,000 $155,000
2021 $1,815 $106,500 $25,000 $81,500
2020 $1,805 $106,500 $25,000 $81,500
2019 $1,781 $106,500 $25,000 $81,500
2018 $1,784 $104,500 $20,000 $84,500
2017 $1,669 $104,500 $20,000 $84,500
2015 $1,969 $104,500 $20,000 $84,500
2014 $1,926 $104,500 $20,000 $84,500
Source: Public Records

Agents Affiliated with this Home

  • Dean Frank Real Estate Agent - Coldwell Banker Realty FM

    Seller's Agent in 2026

    Dean Frank

    Coldwell Banker Realty FM

    (513) 827-5011

    45 Total Sales

    Dean Frank
    Section Image
  • Julia Gootee Real Estate Agent - Sibcy Cline

    Buyer's Agent in 2026

    Julia Gootee

    Sibcy Cline

    (859) 992-9425

    54 Total Sales

    Julia Gootee
    Section Image

  • DC

    Seller's Agent in 2021

    Dianna Caldwell

    eXp Realty, LLC

  • RP

    Buyer's Agent in 2021

    Ron Padgett

    Coldwell Banker Realty

    Section Image

  • RP

    Buyer's Agent in 2021

    Ronald Padgett

    Pivot Realty Group

See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 641108

Northern Kentucky Multiple Listing Service

APN: 016-20-10-018.00

Kentucky Kenton County Elsmere 41018

449 Ripple Creek Dr, Elsmere, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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