$1,450,000

4490 Harbor Bend Dr Captiva, FL 33924

Estimated payment $9,284/month

Total Views 765
3 Beds
2 Baths
1,841 Sq Ft
$788 Price per Sq Ft

Highlights

  • Community Beach Access
  • Boat Dock
  • Bay View
  • Sanibel Elementary School Rated A-
  • Access to Bay or Harbor
  • Deck

About This Home

The perfect boater's retreat! This charming three-bedroom waterfront home on the harbor is fully remodeled. Excellent water views from both levels. Dock permits are in place to build a dock for your dream boat. Enjoy the custom-crafted kitchen with marble countertops and stainless steel appliances, with fantastic views across the living area to the harbor. Watch the wildlife and passing boats while relaxing on the deck or screened porch. Two large guest bedrooms share a fully upgraded hall bath with a custom tile walk-in shower. The east-facing bedroom enjoys views of the harbor and another screen porch access sliding glass door, perfect for catching the fresh seaside breezes. To the west is another guest bunk room. On the second level, the spacious primary suite with dual closets & a deluxe tiled bathroom offers a huge waterfront sun porch with composite decking. Just off the primary suite is a versatile sitting room that makes a great office, media room, or extra sleeping space. Impact windows & doors, as well as a newer aluminum standing seam roof, ensure durability and peace of mind. It is just steps from community dock slips with full membership to the Safety Harbor Club amenities, pool, tennis, pickleball, and gulf beach access. This rare waterfront gem won't last. Schedule your private showing today!

Listing Agent

Mark Muller

Resort Properties Internationa License #280595610 Listed on: 01/06/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,627

Year Built

  • Built in 1982

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 80 x 316 x 64 x 314
  • Home has East and West Exposure
  • Irregular Lot
  • Property is zoned PUD

HOA Fees

  • $527 Monthly HOA Fees

Property Views

  • Bay
  • Woods

Home Design

  • Pillar, Post or Pier Foundation
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,841 Sq Ft Home
  • 2-Story Property
  • Partially Furnished
  • Vaulted Ceiling
  • Ceiling Fan
  • Single Hung Windows
  • Great Room
  • Combination Dining and Living Room
  • Den
  • Tile Flooring

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Ice Maker
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Shower Only
  • Separate Shower

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • High Impact Door

Outdoor Features

  • Access to Bay or Harbor
  • Mangrove Front
  • Deck

Utilities

  • Central Heating and Cooling System
  • Cable TV Not Available

Listing and Financial Details

  • Tax Lot 42
  • Assessor Parcel Number 05-45-21-02-00000.0420

Community Details

Overview

  • Association fees include trash
  • Association Phone (239) 472-1019
  • Safety Harbor Club Subdivision

Amenities

  • Restaurant

Recreation

  • Boat Dock
  • Community Beach Access
  • Marina
  • Tennis Courts
  • Pickleball Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,627

Year Built

Built in 1982

Lot Details

0

HOA Fees

$527 per month

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.431
  • Lot Size: 80 x 316 x 64 x 314
  • Ownership: Single Family
  • Subdivision Name: SAFETY HARBOR CLUB
  • Directions: Take the ferry to North Captiva. Follow Escondido Lane to Harbor Bend Dr. Turn left onto Harbor Bend Dr. Follow Harbor Bend Dr to the house. The house will be on the left.
  • Architectural Style: Multi-Level, Two Story
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1982
  • Property Sub Type Additional: Single Family Residence
  • Exposures: West
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Partially
  • Private Spa: No
  • Appliances: Dryer, Disposal, Ice Maker, Microwave, Range, Refrigerator, RefrigeratorWithIce Maker, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Other, Tile
  • Interior Amenities: Breakfast Bar, Living/Dining Room, Shower Only, Separate Shower, Vaulted Ceiling(s)
  • Living Area: 1841.0
  • Dining Room Type: Den, Great Room
  • Stories: 2
  • Window Features: Single Hung, Impact Glass

Exterior Features

  • Lot Features: Irregular Lot
  • Pool Features: Community
  • Pool Private: No
  • View: Bay, Landscaped, Mangroves, Partial, Trees/Woods
  • View: Yes
  • Waterfront Features: Bay Access
  • Waterfront: Yes
  • Disclosures: Owner Has Flood Insurance
  • Construction Type: Wood Siding, Wood Frame
  • Direction Faces: East
  • Exterior Features: Deck, Security/High Impact Doors
  • Foundation Details: Pillar/Post/Pier
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Metal

Utilities

  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Not Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Boat Facilities, Non-Gated
  • Senior Community: No
  • Amenities: Beach Rights, Boat Dock, Beach Access, Marina, Pickleball, Pool, Restaurant, Tennis Court(s)
  • Association Fee: 1580.0
  • Association Fee Frequency: Quarterly
  • Phone: 2394721019
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Trash

Lot Info

  • Parcel #: 05-45-21-02-00000.0420
  • Zoning Description: PUD

Multi Family

  • Number Of Units In Community: 1

Tax Info

  • Tax Annual Amount: 14627.09
  • Tax Lot: 42
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,665 $914,975 -- --
2024 $12,665 $831,795 -- --
2023 $12,071 $756,177 $0 $0
2022 $10,766 $687,434 $293,600 $393,834
2021 $6,501 $440,340 $183,500 $256,840
2020 $6,503 $389,034 $0 $0
2019 $6,354 $380,287 $0 $0
2018 $6,435 $373,196 $0 $0
2017 $6,608 $365,520 $0 $0
2016 $6,544 $376,550 $183,500 $193,050
2015 $6,647 $367,495 $169,730 $197,765
2014 -- $352,691 $169,730 $182,961
2013 -- $370,563 $202,300 $168,263
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/06/2026 01/06/26 For Sale $1,450,000 +82.4% $788 / Sq Ft
11/29/2021 11/29/21 Sold $795,000 -20.1% $416 / Sq Ft View Prior Sale
10/30/2021 10/30/21 Pending -- -- --
02/23/2021 02/23/21 For Sale $995,000 -- $521 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $795,000 New Title Company Name
Warranty Deed $391,500 --
Warranty Deed $260,000 --
Warranty Deed $280,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $707,550 New Conventional
Previous Owner $352,350 Purchase Money Mortgage
Source: Public Records

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 2026000708

Florida Gulf Coast Multiple Listing Service

APN: 05-45-21-02-00000.0420