$450,000

4499 Neptune Dr Hernando Beach, FL 34607

Estimated payment $2,797/month

Total Views 149
3 Beds
2 Baths
1,421 Sq Ft
$317 Price per Sq Ft

Highlights

  • Docks
  • Boat Lift
  • Deck
  • Home fronts a seawall
  • Open Floorplan
  • Vaulted Ceiling

About This Home

Coastal Hernando Beach Living at Its Finest!
Experience breathtaking sunsets every evening from your western-facing backyard in this beautifully updated 3 bedroom, 2 bath block home. With a sunroom and garage conversion under AC, you'll enjoy 1,421 sq ft of air-conditioned living space, plus abundant storage thanks to two large outdoor sheds in the rear.

Step inside and fall in love with the home's character and charm—from the cathedral ceilings in the living room and kitchen, to the luxury vinyl plank flooring, custom lighting, accent wall, and designer bathrooms. The kitchen is a showstopper with accent glass-front cabinets, new stainless steel appliances, and a welcoming eat-in island.

The oversized backyard is perfect for entertaining, featuring a pavered pergola area and space for a future pool. Boaters will love the 10k boat lift with Trek decking and floating dock with flow-through decking for direct Gulf access adventures.

Recent updates include: NEW metal roof (2025), double-pane windows, new electric panel, two new hot water heaters, and storm-resistant construction. Home can be sold partially furnished for a true move-in-ready experience. Property has transferable flood insurance.

Hernando Beach is a vibrant waterfront community that offers the best of coastal living-boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, and hospitals. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond. This is your chance to own a piece of paradise with unlimited potential and jaw-dropping views. Schedule your showing today, move in, relax, and enjoy breathtaking Gulf sunsets right from your own porch!

Listing Agent

Sarah Hill

JT Realty & Associates License #BK3447180 Listed on: 08/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,137

Year Built

  • Built in 1962 | Remodeled

Lot Details

  • 6,000 Sq Ft Lot
  • Lot Dimensions are 60x100
  • Home fronts a seawall
  • Home fronts a canal
  • Property fronts a county road
  • Property is Fully Fenced
  • Property is zoned R1B

Home Design

  • Metal Roof
  • Block Exterior

Interior Spaces

  • 1,421 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Laminate Flooring
  • Water Views

Kitchen

  • Convection Oven
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Boat Lift
  • Docks
  • Deck

Schools

  • Westside Elementary School
  • Fox Chapel Middle School
  • Weeki Wachee High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Gulf Coast Ret Unit 4 Subdivision

Listing and Financial Details

  • Legal Lot and Block 16 / 26

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,137

Year Built

Built in 1962 | Remodeled

Lot Details

0

Listing Details

  • Directions: Heading west on Flamingo Blvd, turn right on Neptune Drive. Home is on the left
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: County Road
  • Subdivision Name: Gulf Coast Ret Unit 4
  • Unit Levels: One
  • Year Built: 1962
  • Building Stories: 1
  • Current Use: Residential
  • Reso Fencing: Full
  • ResoLaundryFeatures: In Unit
  • ResoLotFeatures: Dead End Street
  • Lot Size Acres: 0.14
  • Road Surface Type: Asphalt, Paved
  • View Type:Pond View: Canal, Water
  • NAV29_Unit_1_Appliances: Convection Oven, Dishwasher, Microwave, Refrigerator
  • Co List Office Phone: 352-279-2640
  • MLS Status: Active
  • Architectural Style: Ranch
  • Carport Y N: No
  • New Construction: No
  • ResoPropertyCondition: Updated/Remodeled
  • Master Plan Zoning: R1B
  • Location Tax and Legal Elementary School: Westside
  • Location Tax and Legal High School: Weeki Wachee
  • General Property Information Lot Size Acres: 0.14
  • General Property Information Lot Size Square Feet2: 6000.0
  • General Property Information Carport YN2: No
  • General Property Information Waterfront YN: Yes
  • General Property Information Senior Community YN: No
  • General Property Information:Furnished: Partially
  • General Property Information:Pool Private YN: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Cooling:Central Air: Yes
  • Road Surface Type:Paved: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • General Property Information Lot Size Dimensions: 60x100
  • Location Tax and Legal:Tax Annual Amount: 4136.65
  • Location Tax and Legal Zoning Description2: Residential
  • General Property Information Accessibility Features YN2: No
  • Location Tax and Legal Tax Year2: 2024
  • Location Tax and Legal Tax Lot2: 16
  • General Property Information New Construction YN: No
  • General Property Information Water Frontage Feet: 60
  • Levels:One: Yes
  • General Property Information CDD Fee YN: No
  • General Property Information Stories2: 1
  • Utilities Water Connected: Yes
  • Road Frontage Type County Road: Yes
  • Utilities:Electricity Connected: Yes
  • View Water3: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Architectural Style Ranch: Yes
  • Utilities:Cable Connected: Yes
  • Exterior Features Boat Lift: Yes
  • Flooring Laminate: Yes
  • Utilities Sewer Connected: Yes
  • Lot Features Dead End Street: Yes
  • Waterfront Features Waterfront Community: Yes
  • ViewCanal: Yes
  • Waterfront Features No Fixed Bridges: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Laminate
  • Interior Amenities: Kitchen Island, Open Floorplan, Split Bedrooms, Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Appliances Dishwasher: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Split Bedrooms: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Exterior Features: Boat Lift, Dock
  • Waterfront: Yes
  • Roof: Metal
  • Pool Private: No
  • Waterfront Features: Canal Front, Navigable Water, Seawall, Direct Gulf Access, No Fixed Bridges, Waterfront Community
  • Construction Type: Block
  • Patio And Porch Features: Deck, Rear Porch
  • Construction Materials:Block: Yes
  • Waterfront Features:Canal Front: Yes
  • Waterfront Features:Seawall: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Fencing - Full: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Waterfront Features:Navigable Water: Yes

Garage/Parking

  • Attached Garage: No
  • Attached Garage: No
  • Parking Features: Other
  • General Property Information:Garage YN: No
  • Parking Features:Other20: Yes

Utilities

  • Cooling: Central Air
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Heating: Central
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Westside
  • High School: Weeki Wachee
  • Middle Or Junior School: Fox Chapel

Lot Info

  • Lot Dimensions: 60x100
  • Lot Size Sq Ft: 6000.0
  • ResoLotSizeUnits: Acres
  • Zoning Description: Residential

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4136.65
  • Tax Block: 26
  • Tax Lot: 16

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,026 $210,350 -- --
2023 $4,026 $191,227 $0 $0
2022 $3,809 $173,843 $0 $0
2021 $3,065 $177,259 $75,600 $101,659
2020 $2,719 $167,947 $59,700 $108,247
2019 $2,590 $155,436 $61,560 $93,876
2018 $1,825 $118,737 $54,780 $63,957
2017 $2,054 $112,641 $56,400 $56,241
2016 $1,803 $103,176 $0 $0
2015 $1,744 $97,291 $0 $0
2014 -- $95,595 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 For Sale $450,000 -- $317 / Sq Ft
Source: Hernando County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer $64,000 Servicelink
Special Warranty Deed $131,900 Capstone Title Llc
Trustee Deed -- Attorney
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $127,436 VA
Closed $134,735 VA
Previous Owner $137,500 Negative Amortization
Previous Owner $50,000 Credit Line Revolving
Previous Owner $25,000 Credit Line Revolving
Previous Owner $25,000 Credit Line Revolving
Source: Public Records

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Source: Hernando County Association of REALTORS®

MLS Number: 2255170

Hernando County Association of REALTORS®

APN: R12-223-16-2010-0260-0160