$525,000
SOLD NOV 6, 2025
3 Beds
2 Baths
1,553 Sq Ft
2.26 Acres

Recently Sold

$338 Per Sq Ft

8% Below List Price

125 Days on Market

Highlights

  • Lake Front
  • Gated Community
  • Open Floorplan
  • Custom Home
  • 2.26 Acre Lot
  • Private Lot

About This Home

As of November 2025

Now available, this brand new ground-up restoration of this Arts & Crafts style cottage on the largest cottage lot offered in the gorgeous Bear Lake Reserve. Professinally designed and decorated by High Country Design, furnished with ALL brand new furniture. Kitchend inlcudes upgraded appliances with gas range/oven and granite countertops. Brand new engineered hardwoods throughout the house. Comes with whole house generator and high speed fiber, a rare find here. Large Master En-suite with a private entrance and fabulous river stone walk-in shower (handicapped accessible), double vanities with walk-in closet. Enjoy the front porch and listen to the bold creek across the street or enjoy the new fire pit with smores. You also can have complete privacy on the screened-in back deck. Cottage is complete with framed TV's, new stackable washer/dryer and much more. Enjoy the Lake Club with lake access, full service dining, pools, fitness, hot tubs and much more. Play a round of golf on the Jack Nicklaus designed executive course after playing on the lake or take a hike on the 15 miles of trails. Seller willing to pay the $40K Initiation Fee!

Last Agent to Sell the Property

Bernard Gilchrist

Sundog Realty Brokerage Phone: 8286316222 License #208314 Listed on: 05/30/2025

Last Buyer's Agent

April Bryant

Bryant Realty Group, Inc. License #285897

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,212

Year Built

  • Built in 2006

Lot Details

  • 2.26 Acre Lot
  • Home fronts a stream
  • Lake Front
  • Private Lot
  • Level Lot
  • Open Lot
  • Partially Wooded Lot

HOA Fees

  • $1,247 Monthly HOA Fees

Parking

  • No Garage

Home Design

  • Custom Home
  • Ranch Style House
  • Cottage
  • Rustic Architecture
  • Entry on the 1st floor
  • Shingle Roof
  • Composition Roof
  • Wood Siding
  • Radon Mitigation System
  • Block And Beam Construction
  • Stone

Interior Spaces

  • 1,553 Sq Ft Home
  • Open Floorplan
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Stone Fireplace
  • Insulated Windows
  • Window Treatments
  • Great Room
  • Living Area on First Floor
  • Screened Porch
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub Includes Tile Surround

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Heated Basement
  • Partial Basement
  • Exterior Basement Entry
  • Workshop
  • Stubbed For A Bathroom
  • Crawl Space

Outdoor Features

  • Access To Lake

Schools

  • Cullowhee Valley Elementary And Middle School
  • Smoky Mountain High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Power Generator
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank
  • Satellite Dish

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 7576972337

Community Details

Overview

  • Bear Lake Reserve Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,212

Year Built

Built in 2006

Lot Details

0

HOA Fees

$1,247 per month

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 2.26
  • Road Frontage Type: Property Owners' Assoc, Community, Developer
  • Ownership: More than One Year
  • Subdivision Name: Bear Lake Reserve
  • Directions: Follow HWY 107 S from Sylva approximately 19 miles to Shook Cove Road, turn left, follow for 4 miles to entrance to Bear Lake Reserve. Follow Lake Forest Drive to Greeters Cottage, thru gate proceed to your 4th right on to Boulder Creek Lane to first cottage on the left. 45 Boulder Creek
  • Architectural Style: Ranch/Single, Cottage, Custom
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: No
  • Year Built: 2006
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • NAV27_AllowsVacationRentalYN: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished
  • Appliances: Gas/Propane Water Heater, Tankless Water Heater, Dishwasher, Microwave, Gas Oven/Range, Refrigerator, Washer, Dryer
  • Other Equipment: Generator, Satellite Dish
  • Has Basement: Partial, Heated, Workshop, Exterior Entry, Bath/Stubbed, Crawl Space, Other
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Stone
  • Fireplace: Yes
  • Flooring: Hardwood, Ceramic Tile, Engineered Hardwood
  • Interior Amenities: Breakfast Bar, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Ceramic Tile Bath, Great Room, Large Master Bedroom, Main Level Living, Primary w/Ensuite, Primary on Main Level, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Other
  • Living Area: 1553
  • Window Features: Insulated Windows, Windows-Insulated/Storm, Window Treatments
  • Room Bedroom2 Level: First
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom3 Level: First
  • Dining Room Dining Room Level: First

Exterior Features

  • Lot Features: Level, Level Yard, Open Lot, Private, Rolling
  • View: Short Range View, View-Winter
  • View: Yes
  • Waterfront Features: Lake, Lake Access, Stream/Creek
  • Home Warranty: No
  • Waterfront Elevation: 2660
  • Construction Type: Wood Siding, Stone, Block
  • Exterior Features: Rustic Appearance, Other
  • Patio And Porch Features: Porch, Screened Porch/Deck
  • Roof: Composition, Shingle

Garage/Parking

  • Attached Garage: No
  • Parking Features: No Garage, None-Carport

Utilities

  • Laundry Features: First Level
  • Security: Radon Mitigation System, Smoke Detector(s)
  • Cooling: Central Gas, Heat Pump
  • Cooling Y N: Yes
  • Heating: Propane, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cell Service Available
  • Water Source: Community
  • Gas Company: Propane Tank: Leased
  • Telephone: Cell Service Available

Condo/Co-op/Association

  • Community Features: Gated
  • Senior Community: No
  • Association Fee: 1247.4
  • Association Fee Frequency: Monthly
  • Association: Yes

Schools

  • Elementary School: Cullowhee Valley
  • High School: Smoky Mountain
  • Middle Or Junior School: Cullowhee Valley

Lot Info

  • Lot Size Sq Ft: 98445.6
  • Parcel #: 7576972337

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1211.72
  • Tax Book Number: 2385

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2025
Closed on
Nov 6, 2025
Sold by
Turchin Gary A and Turchin Lisa V
Bought by
Wilson Kevin R and Wilson Angela Kay
Seller's Agent
Bernard Gilchrist
Sundog Realty
Buyer's Agent
April Bryant
Bryant Realty Group, Inc.
List Price
$569,900
Sold Price
$525,000
Premium/Discount to List
-$44,900
-7.88%
Views
64

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-11.00%

Purchase Details

Listed on
Feb 1, 2024
Closed on
Sep 24, 2024
Sold by
Curtis Stephen Michael and Reardon Deborah Katherine
Bought by
Turchin Gary A and Turchin Lisa V
Seller's Agent
Bernard Gilchrist
Sundog Realty
Buyer's Agent
Bernard Gilchrist
Sundog Realty
List Price
$350,000
Sold Price
$307,500
Premium/Discount to List
-$42,500
-12.14%
Views
167

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.22%

Purchase Details

Listed on
Aug 24, 2012
Closed on
Jun 14, 2013
Sold by
Sp Hospitality Llc
Bought by
Curtis Stephen Micahel and Reardon Deborah Katherine
Seller's Agent
Bernard Gilchrist
Sundog Realty
Buyer's Agent
Wanda Jones
Western Carolina Properties-Dillsboro
List Price
$189,900
Sold Price
$189,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.36%

Purchase Details

Closed on
Feb 8, 2013
Sold by
Sundog Development Co Llc
Bought by
Sp Hospitality Llc

Purchase Details

Closed on
Apr 21, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Sundog Development Company Llc and Sun Dog Development Company Llc

Purchase Details

Closed on
May 8, 2006
Sold by
Kirven James Dupont and Kirven Frances James
Bought by
Lei Norman K and Lei Susan F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$412,000
Interest Rate
6.33%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $525,000 None Listed On Document
Warranty Deed $310,000 None Listed On Document
Warranty Deed $190,000 None Available
Warranty Deed -- None Available
Special Warranty Deed -- --
Warranty Deed $515,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $412,000 New Conventional
Previous Owner $51,500 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/06/2025 11/06/25 Sold $525,000 0.0% $338 / Sq Ft
10/02/2025 10/02/25 Pending -- -- --
07/07/2025 07/07/25 Price Changed $525,000 -4.5% $338 / Sq Ft
06/12/2025 06/12/25 Price Changed $549,900 -3.5% $354 / Sq Ft
05/30/2025 05/30/25 For Sale $569,900 +85.3% $367 / Sq Ft
09/25/2024 09/25/24 Sold $307,500 -12.1% $198 / Sq Ft View Prior Sale
08/23/2024 08/23/24 Pending -- -- --
08/22/2024 08/22/24 For Sale $350,000 0.0% $225 / Sq Ft
08/11/2024 08/11/24 Pending -- -- --
07/10/2024 07/10/24 Price Changed $350,000 -10.3% $225 / Sq Ft
06/25/2024 06/25/24 Price Changed $390,000 -4.9% $251 / Sq Ft
06/10/2024 06/10/24 Price Changed $409,900 -4.7% $264 / Sq Ft
05/09/2024 05/09/24 Price Changed $429,900 -6.5% $277 / Sq Ft
02/01/2024 02/01/24 For Sale $459,900 +142.2% $296 / Sq Ft
06/14/2013 06/14/13 Sold $189,900 0.0% $122 / Sq Ft View Prior Sale
06/10/2013 06/10/13 Pending -- -- --
08/24/2012 08/24/12 For Sale $189,900 -- $122 / Sq Ft
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,168 $307,321 $75,000 $232,321
2024 $1,087 $285,980 $75,000 $210,980
2023 $1,212 $285,980 $75,000 $210,980
2022 $1,212 $285,980 $75,000 $210,980
2021 $1,127 $285,980 $75,000 $210,980
2020 $1,053 $254,900 $75,000 $179,900
2019 $1,053 $254,900 $75,000 $179,900
2018 $1,053 $254,900 $75,000 $179,900
2017 $1,027 $254,900 $75,000 $179,900
2015 $1,521 $254,900 $75,000 $179,900
2011 -- $513,040 $200,000 $313,040
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26041091

APN: 7576-97-2337