NOT LISTED FOR SALE

45 Clover Marsh Ln Saint Simons Island, GA 31522

Estimated Value: $1,189,696 - $1,613,000

3 Beds
3 Baths
1,616 Sq Ft
$861/Sq Ft Est. Value

Last Sold April 30, 2021

Last sale price $796,000 $493 Per Sq Ft

Est. 75% increase in value since last sale

Current estimated payment $8,529/month

1 Day on Market

Highlights

  • Deck
  • Wood Flooring
  • Furnished
  • St. Simons Elementary School Rated A-
  • Attic
  • Covered Patio or Porch

About This Home

As of April 2021

Water Lily Cottage is an adorable triple-balcony home overlooking protected marshland. Experience blue herons, white egrets and endangered wood storks from your front porch! Owners and guests enjoy full privileges at Coast Cottages 2 pools, shady pavilion, and beach boardwalk only 325 yards away! Enter Water Lily through its spacious front porch and discover a delightfully furnished cottage with open floor plan, solid pine floors, and plenty of space for the whole family. Each of the two first floor guest bedrooms has an attached full bath. The rear exit opens to an oak-lined brick walkway leading to our fabulous beach. The second floor master is also en suite with separate shower and garden tub. Climb to the third level loft for extra sleeping space and another balcony view of the marsh. Water Lily is part of Coast Cottages … St. Simons' favorite vacation neighborhood nestled along its widest stretch of beach. Excellent rental potential as well! Ask about our 3-d virtual tour!

Last Agent to Sell the Property

Patrick Anderson

Patrick Anderson and Associates License #212861 Listed on: 03/29/2021

Last Buyer's Agent

Christina Judd Clarke

Signature Properties Group Inc. License #403474

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,157

Year Built

  • Built in 1998

Lot Details

  • 2,880 Sq Ft Lot
  • Property fronts a county road
  • Picket Fence
  • Partially Fenced Property
  • Landscaped
  • Zoning described as Residential,Resort

HOA Fees

  • $333 Monthly HOA Fees

Home Design

  • Exterior Columns
  • Pillar, Post or Pier Foundation
  • Fire Rated Drywall
  • Metal Roof
  • Wood Siding
  • HardiePlank Type

Interior Spaces

  • 1,616 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Paneling
  • Ceiling Fan
  • Wood Flooring
  • Attic Fan
  • Fire and Smoke Detector
  • Property Views

Kitchen

  • Breakfast Bar
  • Oven
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry in Hall
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Paved Parking
  • Off-Street Parking
  • Assigned Parking

Eco-Friendly Details

  • Energy-Efficient Insulation

Outdoor Features

  • Outdoor Shower
  • Deck
  • Covered Patio or Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Underground Utilities
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 04-09692

Community Details

Overview

  • Association fees include recreation facilities, reserve fund
  • St Simons Coast Cottages Neighborhood Assn Inc Association, Phone Number (912) 223-3263
  • Coast Cottages Subdivision

Amenities

  • Community Gazebo

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,157

Year Built

Built in 1998

Lot Details

0

HOA Fees

$333 per month

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.07
  • Lot Size: 36,36,80,80
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Inclusions: Alarm-Smoke/Fire,Dryer,Refrigerator,Washer
  • Subdivision Name: Coast Cottages
  • Directions: From Ocean Blvd, turn east on Clover Marsh Lane. 3rd house on the right is 45 Clover Marsh Ln.
  • Architectural Style: Cottage
  • Building Name: Water Lily Cottage
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: Insulation
  • Building Stories: 2
  • Year Built: 1998
  • Property Sub Type Additional: Single Family Residence
  • ResoBuildingAreaSource: Assessor
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Appliances: Dryer, Dishwasher, Microwave, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Flooring: Wood
  • Interior Amenities: Attic, Breakfast Bar, Paneling/Wainscoting, Ceiling Fan(s), Cable TV
  • Living Area: 1616.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Fencing: Picket, Wood, Fenced, Partial
  • Lot Features: Garden, Subdivision, Landscaped
  • View: Marsh View
  • View: Yes
  • Disclosures: Covenants/Restrictions Disclosure
  • Home Warranty: No
  • Construction Type: HardiPlank Type, Wood Siding, Drywall
  • Exterior Features: Columns, Deck, Outdoor Shower, Porch
  • Foundation Details: Pillar/Post/Pier
  • Patio And Porch Features: Covered, Deck, Front Porch
  • Roof: Metal

Garage/Parking

  • Parking Features: Assigned, Off Street, Paved, Parking Space(s)
  • Total Parking Spaces: 2.0

Utilities

  • Laundry Features: In Hall
  • Security: Smoke Detector(s)
  • Cooling: Electric, Heat Pump, Attic Fan
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Available, Sewer Connected, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Beach Rights, Gazebo, Playground, Pets Allowed
  • Association Fee: 333.33
  • Association Fee Frequency: Monthly
  • Association Name: St Simons Coast Cottages Neighborhood Assn Inc
  • Phone: 912-223-3263
  • Association: Yes

Fee Information

  • Association Fee Includes: Other, Recreation Facilities, Reserve Fund

Lot Info

  • Lot Size Sq Ft: 2880.0
  • Parcel #: 04-09692
  • Zoning Description: Residential,Resort
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 29, 2021
Closed on
Apr 30, 2021
Sold by
Riley Dan B
Bought by
Williams Steven E and Williams Beverly S
Seller's Agent
Patrick Anderson
Patrick Anderson and Associates
Buyer's Agent
Christina Judd Clarke
Signature Properties Group Inc.
List Price
$795,000
Sold Price
$796,000
Premium/Discount to List
$1,000
0.13%
Current Estimated Value
$1,391,924

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$595,924
Avg. Annual Appreciation
12.40%
Original Mortgage
$545,000
Outstanding Balance
$499,122
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$833,783
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Williams Steven E $796,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Williams Steven E $545,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2021 04/30/21 Sold $796,000 +0.1% $493 / Sq Ft
03/31/2021 03/31/21 Pending -- -- --
03/29/2021 03/29/21 For Sale $795,000 -- $492 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,157 $405,000 $160,000 $245,000
2023 $8,993 $360,880 $92,400 $268,480
2022 $7,415 $290,680 $92,400 $198,280
2021 $5,783 $218,800 $92,400 $126,400
2020 $5,838 $218,800 $92,400 $126,400
2019 $5,838 $218,800 $92,400 $126,400
2018 $5,838 $218,800 $92,400 $126,400
2017 $5,838 $218,800 $92,400 $126,400
2016 $4,461 $239,640 $92,400 $147,240
2015 $4,479 $180,680 $92,400 $88,280
2014 $4,479 $180,680 $92,400 $88,280
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1625067

Golden Isles Association of REALTORS®

APN: 04-09692