45 Columbia St Schenectady, NY 12308
Estimated Value: $184,000 - $240,000
4
Beds
2
Baths
1,930
Sq Ft
$109/Sq Ft
Est. Value
Highlights
- No HOA
- Forced Air Heating System
- Level Lot
About This Home
As of July 2020Remodeled 2 family just off Union Street. Close to bus line. 2 bedrooms units could easily be converted back to 3 bedroom units, or keep as spacious 2 bedrooms. New flooring in both kitchens. New driveway. Close proximity to Central Park, hospital, Casino and schools. Beautiful floors. Great shape, easy renting. 24 Hour notice required, 48 hour notice for showings preferred. Very Good Condition
Last Listed By
The Falvey Real Estate Group License #40RO1132254 Listed on: 04/25/2020
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,726
Year Built
- Built in 1915
Lot Details
- 3,485 Sq Ft Lot
- Lot Dimensions are 33x111
- Level Lot
- Cleared Lot
Home Design
- 1,930 Sq Ft Home
- Duplex
- Vinyl Siding
- Asphalt
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 5 Parking Spaces
- Driveway
- Paved Parking
- Off-Street Parking
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Tenant pays for hot water, heat, internet, cable TV, electricity, gas
- Legal Lot and Block 26 / 2
- Assessor Parcel Number 421500 49.27-2-26
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2020
Closed on
Jul 14, 2020
Sold by
Lauchman Rackesh and Abdool Mary Grace
Bought by
Persaud Monieram and Persaud Indrani
Seller's Agent
James W. Rosenberger
The Falvey Real Estate Group
Buyer's Agent
Joanna Furst
Weichert Realtors Northeast Gp
List Price
$109,900
Sold Price
$109,975
Premium/Discount to List
$75
0.07%
Total Days on Market
15
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,643
Avg. Annual Appreciation
14.33%
Original Mortgage
$107,982
Outstanding Balance
$97,071
Interest Rate
3%
Mortgage Type
FHA
Estimated Equity
$112,903
Purchase Details
Closed on
Aug 20, 2003
Sold by
Farina Richard
Bought by
Wachovia Bank Na
Purchase Details
Closed on
Oct 27, 1999
Sold by
Banks Ocwen Federal Fsb
Bought by
Farina Richard R
Purchase Details
Closed on
Aug 26, 1999
Purchase Details
Closed on
Sep 22, 1995
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Schenectady, NY
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Persaud Monieram | $110,000 | Smpr Title Agency Inc | |
| Wachovia Bank Na | -- | -- | |
| Farina Richard R | $13,500 | Robert Augspurger | |
| -- | $35,929 | -- | |
| -- | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Persaud Monieram | $107,982 | |
| Previous Owner | Lauchman Rakes | $53,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2020 07/14/20 | Sold | $109,975 | +0.1% | $57 / Sq Ft |
| 05/09/2020 05/09/20 | Pending | -- | -- | -- |
| 04/24/2020 04/24/20 | For Sale | $109,900 | -- | $57 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,967 | $82,300 | $12,300 | $70,000 |
| 2023 | $4,967 | $82,300 | $12,300 | $70,000 |
| 2022 | $4,814 | $82,300 | $12,300 | $70,000 |
| 2021 | $4,000 | $82,300 | $12,300 | $70,000 |
| 2020 | $4,033 | $82,300 | $12,300 | $70,000 |
| 2019 | $2,980 | $82,300 | $12,300 | $70,000 |
| 2018 | $4,005 | $82,300 | $12,300 | $70,000 |
| 2017 | $3,330 | $82,300 | $12,300 | $70,000 |
| 2016 | $4,183 | $82,300 | $12,300 | $70,000 |
| 2015 | -- | $82,300 | $12,300 | $70,000 |
| 2014 | -- | $82,300 | $12,300 | $70,000 |
Source: Public Records
Agents Affiliated with this Home
-
James W. Rosenberger
Seller's Agent in 2020
James W. Rosenberger
The Falvey Real Estate Group
(518) 542-1430
2 in this area
132 Total Sales
-
J
Buyer's Agent in 2020
Joanna Furst
Weichert Realtors Northeast Gp
-
J
Buyer's Agent in 2020
Janet Cavoli
Coldwell Banker Prime Prop.
Map
Source: Global MLS
MLS Number: 202016572
APN: 049-027-0002-026-000-0000
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