$250,000
OPEN SUN 11:30AM - 1PM PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

45 Cottage St Unit 3 Lynn, MA 01905

West Lynn Neighborhood

Estimated payment $1,812/month

Total Views 110
1 Bed
1 Bath
501 Sq Ft
$499 Price per Sq Ft

Highlights

  • Deck
  • Main Floor Primary Bedroom
  • Cooling System Mounted In Outer Wall Opening
  • Property is near public transit
  • Jogging Path
  • 4-minute walk to Barry Park

About This Home

Affordable 1 bedroom condo located in West Lynn, near public transportation and the Northern Strand Community Trail. This first level, above grade unit has a good-sized bedroom with walk in closest. Open living/dining room area that leads out to a private balcony. Other key features include professionally managed association, in-building laundry, 1 car parking and extra storage. Perfect for a first-time home-buyer or investor. Don’t miss out!

Listing Agent

Juan Pabon

Coldwell Banker First Quality Realty Listed on: 10/15/2025

Coldwell Banker First Quality Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,902

Year Built

  • Built in 1985

HOA Fees

  • $331 Monthly HOA Fees

Home Design

  • Garden Home
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Frame Construction
  • Rubber Roof

Interior Spaces

  • 501 Sq Ft Home
  • 1-Story Property
  • Basement

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main
  • 1 Full Bathroom

Parking

  • 1 Car Parking Space
  • Off-Street Parking

Outdoor Features

  • Deck

Location

  • Property is near public transit
  • Property is near schools

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • 1 Cooling Zone
  • Electric Baseboard Heater

Listing and Financial Details

  • Assessor Parcel Number 1993646

Community Details

Overview

  • Association fees include water, sewer, insurance, maintenance structure, ground maintenance, snow removal
  • 12 Units
  • Cottage Crest Community

Amenities

  • Shops
  • Coin Laundry

Recreation

  • Park
  • Jogging Path

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,902

Year Built

Built in 1985

Lot Details

0

HOA Fees

$331 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Structure Type: Garden
  • Year Built: 1985
  • Entry Level: 1
  • Year Built Details: Approximate
  • Special Features: OpenHouse
  • Stories: 1

Interior Features

  • Entry Location: Unit Placement(Street,Ground,Garden)
  • Fireplace YN: No
  • Appliances: Range, Dishwasher, Refrigerator
  • Total Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Room Master Bedroom Level: First
  • Bathroom 1 Level: First
  • Room Kitchen Level: First
  • Laundry Features: In Building
  • Room Living Room Level: First
  • Basement: Y
  • Above Grade Finished Sq Ft: 501
  • Living Area: 501
  • Spa YN: No
  • Stories Total: 1
  • MAIN LO: BB5859

Exterior Features

  • Exterior Features: Deck
  • Construction Materials: Frame, Brick
  • Home Warranty YN: No
  • Patio And Porch Features: Deck
  • Roof: Rubber
  • Waterfront YN: No

Garage/Parking

  • Garage YN: No
  • Parking Features: Off Street
  • Total Parking Spaces: 1

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Oven
  • Cooling: Wall Unit(s)
  • Heating: Electric Baseboard
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public
  • COOLING ZONES: 1

Condo/Co-op/Association

  • Association Amenities: Laundry
  • Association Fee: 331.19
  • Association Fee Frequency: Monthly
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Laundromat, Public School
  • Senior Community YN: No
  • MANAGEMENT: Professional - Off Site

Fee Information

  • Association Fee Includes: Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal

Lot Info

  • Parcel Number: 1993646
  • Zoning: R4
  • Farm Land Area Units: Square Feet
  • Lot Size Units: Acres

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 1902

Multi Family

  • Number Of Units Total: 12
  • Basement Included Sq Ft: No

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,902 $183,600 $0 $183,600
2024 $1,755 $166,700 $0 $166,700
2023 $1,981 $177,700 $0 $177,700
2022 $2,012 $161,900 $0 $161,900
2021 $2,020 $155,000 $0 $155,000
2020 $1,666 $124,300 $0 $124,300
2019 $1,556 $108,800 $0 $108,800
2018 $1,323 $87,300 $0 $87,300
2017 $1,310 $84,000 $0 $84,000
2016 $1,233 $76,200 $0 $76,200
2015 $1,211 $72,300 $0 $72,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2025 10/15/25 For Sale $250,000 +92.3% $499 / Sq Ft
01/23/2018 01/23/18 Sold $130,000 0.0% $259 / Sq Ft View Prior Sale
12/05/2017 12/05/17 Pending -- -- --
11/20/2017 11/20/17 For Sale $130,000 -- $259 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Purchase History

Date Type Sale Price Title Company
Not Resolvable $130,000 --
Deed $39,900 --
Foreclosure Deed $125,000 --
Deed $140,000 --
Deed $77,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $126,100 New Conventional
Previous Owner $41,250 No Value Available
Previous Owner $31,920 Purchase Money Mortgage
Previous Owner $7,000 Purchase Money Mortgage
Source: Public Records

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73443916

MLS Property Information Network (MLS PIN)

APN: LYNN-000037-000279-000057-000003-000003