Seller's Agent in 2025
Kimber Kettlety
Coldwell Banker Coastal Homes
(401) 741-8722
77 in this area
168 Total Sales
45 Cross St Westerly, RI 02891
3
Beds
2
Baths
1,878
Sq Ft
6,970
Sq Ft Lot
Highlights
- Above Ground Pool
- Wood Flooring
- Forced Air Heating System
- Cape Cod Architecture
- Bathtub with Shower
- Baseboard Heating
About This Home
As of October 2025Charming cape located in the heart of town. Living room has a fireplace with a pellet stove insert. Eat in kitchen with granite counters and tile floors. First floor bedroom and a full bath with separate tub and shower. Formal dining room . 2 beds and a bath upstairs. Primary bedroom has walk in closet and balcony. Full basement with a half bath. Oil heat city water and sewer. Solar panels are paid in full and transferable to the new owner . House is being sold as is.
Last Agent to Sell the Property
Coldwell Banker Coastal Homes License #RES.0022880 Listed on: 09/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,265
Year Built
- Built in 1954
Parking
- 1 Car Garage
- Carport
Home Design
- Cape Cod Architecture
- Vinyl Siding
- Concrete Perimeter Foundation
- Plaster
Interior Spaces
- 1,878 Sq Ft Home
- 2-Story Property
- Self Contained Fireplace Unit Or Insert
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Oil
- Baseboard Heating
- 200+ Amp Service
- Oil Water Heater
Additional Features
- Above Ground Pool
- 6,970 Sq Ft Lot
Listing and Financial Details
- Tax Lot 85
- Assessor Parcel Number 45CROSSSTWEST
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 29, 2025
Closed on
Oct 31, 2025
Sold by
Turco Peter N
Bought by
Morisseau Elizabeth and Faulise Nicholas
Seller's Agent
Kimber Kettlety
Coldwell Banker Coastal Homes
Buyer's Agent
Ryan Lynch
Compass
List Price
$475,000
Sold Price
$480,000
Premium/Discount to List
$5,000
1.05%
Views
52
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.67%
Original Mortgage
$384,000
Outstanding Balance
$383,636
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$89,519
Purchase Details
Closed on
Feb 7, 2020
Sold by
Turco Peter N and Turco Donna J
Bought by
Turco Peter N
Purchase Details
Closed on
Jan 22, 1993
Sold by
Laudone Michael J and Laudone Elizabeth M
Bought by
Turco Peter N and Turco Donna
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $480,000 | -- | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $95,000 | -- | |
| Warranty Deed | $95,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $384,000 | Purchase Money Mortgage | |
| Previous Owner | $149,000 | No Value Available | |
| Previous Owner | $20,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $480,000 | +1.1% | $256 / Sq Ft |
| 10/02/2025 10/02/25 | Pending | -- | -- | -- |
| 09/29/2025 09/29/25 | For Sale | $475,000 | -- | $253 / Sq Ft |
Source: State-Wide MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,265 | $419,700 | $152,000 | $267,700 |
| 2024 | $3,451 | $330,200 | $108,600 | $221,600 |
| 2023 | $3,355 | $330,200 | $108,600 | $221,600 |
| 2022 | $3,335 | $330,200 | $108,600 | $221,600 |
| 2021 | $3,070 | $254,600 | $94,500 | $160,100 |
| 2020 | $3,017 | $254,600 | $94,500 | $160,100 |
| 2019 | $2,989 | $254,600 | $94,500 | $160,100 |
| 2018 | $2,648 | $214,400 | $94,500 | $119,900 |
| 2017 | $2,573 | $214,400 | $94,500 | $119,900 |
| 2016 | $2,573 | $214,400 | $94,500 | $119,900 |
| 2015 | $2,502 | $222,800 | $96,400 | $126,400 |
| 2014 | $2,462 | $222,800 | $96,400 | $126,400 |
Source: Public Records
Agents Affiliated with this Home
-
Kimber Kettlety
-
Ryan Lynch
Buyer's Agent in 2025
Ryan Lynch
Compass
(860) 572-9099
1 in this area
37 Total Sales
Map
Source: State-Wide MLS
MLS Number: 1396403
APN: WEST-000077-000085
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