NOT LISTED FOR SALE

45 Duck Cove Cir Berlin, MD 21811

Estimated Value: $427,000 - $485,986

4 Beds
2 Baths
1,248 Sq Ft
$369/Sq Ft Est. Value

Last Sold July 07, 2022

Last sale price $401,000 $321 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $2,801/month

Highlights

  • 25 Feet of Waterfront
  • Marina
  • Boat or Launch Ramp
  • Showell Elementary School Rated A-
  • 1 Boat Dock
  • Golf Course Community

About This Home

As of July 2022

Older home in great condition on a quiet street. Low maintenance yard, mostly trees. Home has been well taken care of with new HVAC and hot water heater in the last 3 years. New awning being installed partially over the deck that runs the full length of the house. Front porch with storage area on the end with electric. Long mud room with sliding glass doors that enter the open kitchen, dining and living areas. Double sliding glass doors with screens in the living room that lead to the huge deck over looking the water and dock with bench. 2 owner home and current resident has lived there for the last 40 or so years.

Last Agent to Sell the Property

Melissa Powell

(410) 251-3874 melissa.powell@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty - OP Listed on: 05/06/2022

Berkshire Hathaway HomeServices PenFed Realty - OP

Last Buyer's Agent

Kara Hawkins

(302) 542-6656 kara.hawkins@evrealestate.com Engel & Völkers Ocean City License #5003142

Engel & Völkers Ocean City

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,487

Year Built

  • Built in 1972

Lot Details

  • 0.25 Acre Lot
  • 25 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • West Facing Home
  • Wooded Lot
  • Property is in very good condition
  • Property is zoned R-3

HOA Fees

  • $126 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation
  • Frame Construction
  • Wood Roof
  • Asphalt Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,248 Sq Ft Home
  • Property has 1 Level
  • Paneling
  • Insulated Windows
  • Window Treatments
  • Sliding Doors
  • Living Room
  • Dining Room
  • Canal Views
  • Crawl Space
  • Storm Doors

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 2 Driveway Spaces
  • Gravel Driveway

Outdoor Features

  • Outdoor Shower
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a canal
  • Bulkhead
  • Boat or Launch Ramp
  • 1 Boat Dock
  • Private Dock Site
  • Dock Against Bulkhead
  • Powered Boats Permitted
  • Deck
  • Storage Shed

Schools

  • Showell Elementary School
  • Stephen Decatur Middle School
  • Stephen Decatur High School

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Connected
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 129
  • Assessor Parcel Number 2403088928

Community Details

Overview

  • Opa HOA, Phone Number (410) 641-7717

Recreation

  • Marina
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool

Additional Features

  • Clubhouse
  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,487

Year Built

Built in 1972

Lot Details

0

HOA Fees

$126 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Exclusions: personal items, decorations and furniture.
  • Historic: No
  • Home Warranty: No
  • Inclusions: Appliances, curtains, shades, carpet. Furniture not included but is for sale separately.
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1972
  • Automatically Close On Close Date: Yes
  • Building Winterized: No
  • Remarks Public: Older home in great condition on a quiet street. Low maintenance yard, mostly trees. Home has been well taken care of with new HVAC and hot water heater in the last 3 years. New awning being installed partially over the deck that runs the full length of the house. Front porch with storage area on the end with electric. Long mud room with sliding glass doors that enter the open kitchen, dining and living areas. Double sliding glass doors with screens in the living room that lead to the huge deck over looking the water and dock with bench. 2 owner home and current resident has lived there for the last 40 or so years.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Carpet, Ceramic Tile
  • Interior Amenities: Entry Level Bedroom, Window Treatments
  • Window Features: Insulated
  • Other Equipment: Negotiable
  • Fireplace: No
  • Door Features: Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall, Paneled Walls
  • Foundation Details: Block, Crawl Space
  • Floors In Unit Count: 1
  • Levels Count: 1
  • Room Count: 7
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 1
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1248
  • Living Area Sq Ft: 1248
  • Price Per Sq Ft: 320.51
  • Above Grade Finished Sq Ft: 1248
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 45

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Storage Barn/Shed
  • Construction Materials: Frame, Vinyl Siding, Stick Built
  • Exterior Features: Outside Shower
  • Road Surface Type: Paved
  • Roof: Wood, Asphalt
  • Spa: No
  • View: Canal
  • Water Access Features: Canoe/Kayak, Boat - Powered, Private Access
  • Water Access: Yes
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 25

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Off Street, Driveway
  • Number of Spaces in Driveway: 2
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: Underground
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Electric Available, Natural Gas Available, Phone, Phone Connected, Sewer Available, Water Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 1511.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Club House, Golf Course, Marina/Marina Club, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Security
  • HOA Name: OPA
  • HOA Phone: 410-641-7717
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: WORCESTER COUNTY PUBLIC SCHOOLS
  • Elementary School: SHOWELL
  • Middle School: STEPHEN DECATUR
  • High School: STEPHEN DECATUR
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138066543
  • School District Source: Listing Agent
  • Elementary School: SHOWELL
  • High School: STEPHEN DECATUR
  • Middle Or Junior School: STEPHEN DECATUR

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: R
  • Lot Features: Bulkheaded, Trees/Wooded
  • Lot Size Acres: 0.25
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10745.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2022
  • Zoning: R-3
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5385625
  • Tax Annual Amount: 2487.00
  • Assessor Parcel Number: 2403088928
  • Tax Lot: 129
  • Tax Total Finished Sq Ft: 1248
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022
  • Close Date: 07/07/2022

Multi Family

  • Waterfront Features: Private Dock Site, Boat/Launch Ramp

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2022
Closed on
Jul 7, 2022
Sold by
Trageser Billie E
Bought by
Rosenberg Michael A and Marron Deborah J
Seller's Agent
Melissa Powell
Berkshire Hathaway HomeServices PenFed Realty - OP
Buyer's Agent
Kara Hawkins
Engel & Völkers Ocean City
List Price
$500,000
Sold Price
$401,000
Premium/Discount to List
-$99,000
-19.8%
Current Estimated Value
$460,247

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,247
Avg. Annual Appreciation
4.30%
Original Mortgage
$225,000
Outstanding Balance
$214,319
Interest Rate
5.23%
Mortgage Type
New Conventional
Estimated Equity
$245,928
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rosenberg Michael A $401,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rosenberg Michael A $225,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/07/2022 07/07/22 Sold $401,000 +0.3% $321 / Sq Ft
05/30/2022 05/30/22 Pending -- -- --
05/18/2022 05/18/22 Price Changed $400,000 -20.0% $321 / Sq Ft
05/06/2022 05/06/22 For Sale $500,000 -- $401 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,816 $322,733 $0 $0
2024 $2,816 $295,600 $176,800 $118,800
2023 $2,703 $283,700 $0 $0
2022 $2,555 $271,800 $0 $0
2021 $2,487 $259,900 $175,500 $84,400
2020 $2,374 $257,300 $0 $0
2019 $2,385 $254,700 $0 $0
2018 $2,320 $252,100 $172,500 $79,600
2017 $2,165 $244,933 $0 $0
2016 -- $237,767 $0 $0
2015 -- $230,600 $0 $0
2014 $1,642 $230,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWO2007618

Bright MLS

APN: 03-088928