Catrina Jackson
Responds Quickly
RLAH @properties
(240) 775-2559
49 Total Sales
1 in Annapolis Neck
$339,000 Price
45 E Lake Dr Annapolis, MD 21403
Annapolis Neck Area
4
Beds
3.5
Baths
4,169
Sq Ft
0.45
Acre Lot
Highlights
- Marina
- Home fronts navigable water
- Canoe or Kayak Water Access
- Boat Ramp
- Private Beach
- New Construction
About This Home
As of July 2026New Construction in desirable Bay Ridge. Lot is prepped and construction is ready to start. This coastal cottage has sweeping views of the Chesapeake Bay from the rear and serene lake views from the front, an unparalleled setting for your custom designed home. This stunning 4-bedroom, 3.5-bathroom residence has been thoughtfully designed to maximize the views, featuring expansive front and rear porches perfect for enjoying breathtaking sunrises and sunsets. The home showcases exceptional craftsmanship and luxury finishes throughout, including Hardiplank siding, wide-plank luxury vinyl flooring, a gourmet kitchen with quartz countertops and backsplash, upgraded stainless steel appliances, a spacious island, soaring 10-foot main level ceilings, and spa-inspired ceramic and porcelain baths. Bay Ridge is a community unlike any other, steeped in history and cherished for its vibrant spirit and unmatched amenities. Residents enjoy a bayfront pool and newly renovated clubhouse, sandy beaches, scenic waterfront areas, a large community marina, basketball and pickleball courts, a children’s playground, and year-round events that bring neighbors together. Ideally located just minutes from downtown Annapolis and Eastport, Bay Ridge offers the rare combination of a private, resort-style lifestyle within easy reach of city conveniences. This is more than just a luxury new home, it’s where every day feels like a vacation and every view inspires.
Last Agent to Sell the Property
(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC Brokerage Phone: 8888607369 License #650285 Listed on: 07/06/2026
Last Buyer's Agent
(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC License #652219
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,144
Year Built
- Built in 2026 | New Construction
Lot Details
- 19,602 Sq Ft Lot
- Home fronts navigable water
- Private Beach
- Additional Parcels
- Property is in excellent condition
- Property is zoned R2
HOA Fees
- $25 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 4 Driveway Spaces
- Oversized Parking
- Front Facing Garage
- Garage Door Opener
Property Views
- Bay
- Lake
Home Design
- Coastal Architecture
- Poured Concrete
- Concrete Perimeter Foundation
- HardiePlank Type
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- Gas Fireplace
- Family Room
- Dining Room
- Home Office
- Recreation Room
- Utility Room
Bedrooms and Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Dryer Hookup
Partially Finished Basement
- Heated Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Sump Pump
- Space For Rooms
- Basement Windows
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Swimming Allowed
- Powered Boats Permitted
- Lake Privileges
Utilities
- Central Air
- Heat Pump System
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 35
- Assessor Parcel Number 020204711699800
Community Details
Overview
- Association fees include common area maintenance, pool(s), pier/dock maintenance
- Bay Ridge Civic Association
- Bay Ridge Subdivision
Amenities
- Common Area
- Clubhouse
- Meeting Room
- Party Room
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- 1 Community Docks
- Mooring Area
- Marina
- Beach
- Baseball Field
- Community Basketball Court
- Community Pool
- Fishing Allowed
Security
- Security Service
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 9, 2026
Closed on
Mar 3, 2026
Sold by
Bought by
Seller's Agent
Brad Kappel
TTR Sotheby's International Realty
Buyer's Agent
Colleen Smith
EXP Realty, LLC
List Price
$3,250,000
Sold Price
$1,100,000
Premium/Discount to List
-$2,150,000
-66.15%
Views
138
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.19%
Purchase Details
Closed on
Jan 9, 2025
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,762,500
Interest Rate
6.72%
Mortgage Type
Construction
Purchase Details
Closed on
Nov 2, 2000
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Annapolis, MD
-
Catrina Jackson
-
Richard Harrington
Richard Harrington
RE/MAX Executive
(240) 635-9035
39 Total Sales
1 in Annapolis Neck
$519,900 Price
-
Shane Hall
Shane Hall
Compass
(443) 775-3807
103 Total Sales
10 in Annapolis Neck
$535K - $2.2M Price Range
-
Stacy Henderson
Stacy Henderson
Coldwell Banker Realty
(240) 261-5245
54 Total Sales
2 in Annapolis Neck
$2.1M - $3.7M Price Range
-
Lori Marino
Lori Marino
Responds QuicklyLong & Foster Real Estate, Inc.
(443) 951-3841
33 Total Sales
1 in Annapolis Neck
$653,000 Price
-
Charlotte Eyring
Charlotte Eyring
Compass
(667) 401-8113
92 Total Sales
1 in Annapolis Neck
$703,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,100,000 | First American Title | |
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $1,762,500 | Construction |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/13/2026 07/13/26 | Sold | $2,538,000 | 0.0% | $609 / Sq Ft | |
| 07/06/2026 07/06/26 | For Sale | $2,538,000 | +130.7% | $609 / Sq Ft | |
| 03/03/2026 03/03/26 | Sold | $1,100,000 | 0.0% | $538 / Sq Ft | View Prior Sale |
| 02/22/2026 02/22/26 | Pending | -- | -- | -- | |
| 02/22/2026 02/22/26 | Price Changed | $1,100,000 | -66.2% | $538 / Sq Ft | |
| 01/09/2026 01/09/26 | For Sale | $3,250,000 | -- | $1,591 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,279 | $984,233 | ||
| 2024 | $7,427 | $903,067 | ||
| 2023 | $5,701 | $821,900 | $642,200 | $179,700 |
| 2022 | $8,181 | $782,900 | $0 | $0 |
| 2020 | $6,267 | $704,900 | $492,200 | $212,700 |
| 2019 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2018 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2017 | $10,852 | $709,500 | $0 | $0 |
| 2016 | -- | $696,367 | $0 | $0 |
| 2015 | -- | $683,233 | $0 | $0 |
| 2014 | -- | $670,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Colleen Smith
Seller's Agent in 2026
Colleen Smith
EXP Realty, LLC
(443) 995-2409
251 Total Sales
-
Brad Kappel
Seller's Agent in 2026
Brad Kappel
TTR Sotheby's International Realty
(410) 279-9476
465 Total Sales
-
Jennifer Schaub
Buyer's Agent in 2026
Jennifer Schaub
EXP Realty, LLC
(720) 244-5945
169 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2150740
APN: 02-047-11699800
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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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