Seller's Agent in 2025
Yvette Okros
LAUREL OAK PROPERTY MANAGEMENT, LLC
(434) 466-6686
61 in this area
250 Total Sales
45 Laguna Rd Palmyra, VA 22963
Estimated Value: $329,000 - $361,000
3
Beds
2
Baths
2,116
Sq Ft
$165/Sq Ft
Est. Value
Highlights
- Beach
- Community Boat Launch
- Clubhouse
- Golf Course Community
- Community Lake
- Wood Burning Stove
About This Home
As of December 2021This Cozy Cape Cod is just a few minutes walk to lovely Beach 3. Open floor plan, family room w/ wood stove. The kitchen features stainless steel appliances, new garbage disposal, and solid oak cabinets. A large dining room leads to the rear deck. The first-floor master suite has crown molding, a huge walk-in closet, and an attached bathroom. Upstairs there are 2 large bedrooms & a full bath. On the lower there is a nice sized family room. Oversized one-car garage with new garage door, workshop & storage, and utility room. Fenced-in backyard with a play area and patio. There is a $45 application fee (credit 650+, income 3x monthly rent). We also do rental history background checks and employment verification. Please let me know if you want me to send you an application.
Last Agent to Sell the Property
AVENUE REALTY, LLC License #0225057745 Listed on: 11/01/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,968
Year Built
- Built in 1993
Lot Details
- 0.34 Acre Lot
- Partially Fenced Property
- Mature Landscaping
- Gentle Sloping Lot
- Private Yard
- Property is zoned R-1 Residential
HOA Fees
- $94 Monthly HOA Fees
Home Design
- Poured Concrete
- Wood Siding
Interior Spaces
- 1.5-Story Property
- Wood Burning Stove
- Wood Burning Fireplace
- Family Room
- Living Room with Fireplace
- Dining Room
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Formica Countertops
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- Walk-In Closet
- 2 Full Bathrooms
- Primary bathroom on main floor
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 1 Car Attached Garage
- Basement Garage
- Side Facing Garage
- Gravel Driveway
Outdoor Features
- Playground
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Heat Pump System
- Community Sewer or Septic
- Fiber Optics Available
- Cable TV Available
Community Details
Overview
- Association fees include area maint, beach, club house, master ins. policy, play area, prof. mgmt., road maint, security force, tennis, trash pickup
- $850 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
- Community Dining Room
Recreation
- Community Boat Launch
- Beach
- Golf Course Community
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 1, 2021
Closed on
Dec 16, 2021
Sold by
Addington Michael P and Addington Ashley N
Bought by
Panas Kevin and Panas Cheryl
Seller's Agent
Yvette Okros
AVENUE REALTY, LLC
Buyer's Agent
KATHLEEN LONG
SAMSON PROPERTIES
List Price
$270,000
Sold Price
$290,000
Premium/Discount to List
$20,000
7.41%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,175
Avg. Annual Appreciation
4.63%
Original Mortgage
$232,000
Interest Rate
3.11%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 1, 2021
Closed on
Dec 6, 2021
Sold by
Addington Michael P and Addington Ashley N
Bought by
Penas Kevin and Penas Cheryl
Seller's Agent
Yvette Okros
AVENUE REALTY, LLC
Buyer's Agent
KATHLEEN LONG
SAMSON PROPERTIES
List Price
$270,000
Sold Price
$290,000
Premium/Discount to List
$20,000
7.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
3.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 5, 2017
Sold by
Browning Matthew and Browning Courtney Flynn
Bought by
Addington Micheal P and Addington Ashley N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,090
Interest Rate
4.1%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 17, 2014
Sold by
Jordan Michele and Jefferson Land Trust
Bought by
Browning Courtney Flynn and Browning Matthew
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,910
Interest Rate
4.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 16, 2012
Sold by
Sorensen Elizabeth P
Bought by
Central Mortgage Company
Purchase Details
Closed on
Feb 12, 2012
Sold by
Central Mortgage Company
Bought by
Jorda Michele and Jefferson Land Trust
Purchase Details
Closed on
May 18, 2005
Sold by
Sorensen Robert A and Sorensen Elizabeth P
Bought by
Sorensen Elizabeth P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,250
Interest Rate
6.75%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Panas Kevin | $290,000 | Stewart Title | |
| Penas Kevin | $290,000 | Stewart Title | |
| Addington Micheal P | $207,000 | Stewart Title | |
| Browning Courtney Flynn | $179,900 | Chicago Title Insurance Co | |
| Central Mortgage Company | $199,000 | None Available | |
| Jorda Michele | $105,000 | New World Title | |
| Sorensen Elizabeth P | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | Penas Kevin | $232,000 | |
| Previous Owner | Addington Micheal P | $209,090 | |
| Previous Owner | Browning Courtney Flynn | $161,910 | |
| Previous Owner | Sorensen Elizabeth P | $157,250 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/23/2025 01/23/25 | Rented | $2,100 | 0.0% | -- |
| 12/02/2024 12/02/24 | For Rent | $2,100 | 0.0% | -- |
| 12/20/2021 12/20/21 | Sold | $290,000 | +7.4% | $137 / Sq Ft |
| 11/08/2021 11/08/21 | Pending | -- | -- | -- |
| 11/01/2021 11/01/21 | For Sale | $270,000 | -- | $128 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,328 | $310,400 | $30,000 | $280,400 |
| 2024 | $20 | $232,100 | $30,000 | $202,100 |
| 2023 | $1,959 | $232,100 | $30,000 | $202,100 |
| 2022 | $1,765 | $202,900 | $27,500 | $175,400 |
| 2021 | $1,765 | $202,900 | $27,500 | $175,400 |
| 2020 | $1,760 | $190,300 | $27,500 | $162,800 |
| 2019 | $1,760 | $190,300 | $27,500 | $162,800 |
| 2018 | $1,564 | $172,400 | $27,500 | $144,900 |
| 2017 | $1,564 | $172,400 | $27,500 | $144,900 |
| 2016 | $1,453 | $158,400 | $27,500 | $130,900 |
| 2015 | $1,369 | $158,400 | $27,500 | $130,900 |
Source: Public Records
Agents Affiliated with this Home
-
Yvette Okros
-
KATHLEEN LONG
Buyer's Agent in 2021
KATHLEEN LONG
SAMSON PROPERTIES
(434) 242-2857
35 in this area
69 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 623779
APN: 18A 9 294
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