NOT LISTED FOR SALE

45 Lori Ln Oriental, NC 28571

Estimated Value: $593,544 - $847,000

3 Beds
2 Baths
2,200 Sq Ft
$315/Sq Ft Est. Value

Last Sold July 22, 2022

Last sale price $560,000 $255 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $3,817/month

47 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Boat Dock
  • In Ground Pool
  • Pamlico County Middle School Rated 9+
  • Boat Slip
  • Home fronts a creek

About This Home

As of July 2022

Lying along the banks of Smith Creek and nestled at the end of a private cul-de-sac in Spinnaker Point Subdivision, you'll find this gorgeous 3-bedroom/2-bath brick residence ready for your arrival. As you enter the circular drive, you'll be greeted by a grand double-door entrance welcoming you into the foyer and living room. From the spacious living room, with gas fireplace and custom built-ins, you can enjoy relaxing views over Smith Creek. Need a little quiet? Step out onto the sunroom, adjacent to the living room, to take in the picturesque back yard, as well as local wildlife found along Oriental's waterways. An ample sized kitchen, with granite countertops, stainless appliances and custom cabinetry delivers everything the chef desires. Just off the kitchen is a formal dining room for entertaining a few of your favorite guest! The master suite delivers as well, with beautiful hardwood floors, walk-in closet and tiled walk-in shower, as well as having its own private exit to the patio/pool. Two additional bedrooms, with separate zoned HVAC unit, are located on the opposite side of the home. This clever design allows you to close off the additional bedrooms to save on energy cost when not in use. A well-planned single-story home that was elevated in 2015, to allow for peace-of-mind waterfront living. Not only is this a great house on the inside, but it is perfect for those who love the outdoors. Decks and patios for cookouts and pool parties! Yard space and gardens for the plant lovers! Dock with slips for the sailor or fisherman as well as a storage shed and garage for gear. Oh, and did I mention the pool - for fun and floating of course! You are sure to love this special home conveniently located outside of the town limits, yet just minutes to the restaurants, activities and shopping found in the Village of Oriental!The following do NOT convey with this property: Anchor at front entrance, pergola and swing near pool.

Last Agent to Sell the Property

Jessica Mayo

COLDWELL BANKER SEA COAST ADVANTAGE License #308965 Listed on: 04/27/2022

COLDWELL BANKER SEA COAST ADVANTAGE

Last Buyer's Agent

Michelle Fodery

VILLAGE REALTY License #101656

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,122

Year Built

  • Built in 1989

Lot Details

  • 0.62 Acre Lot
  • Home fronts a creek
  • Wood Fence

HOA Fees

  • $4 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Raised Foundation
  • Wood Frame Construction
  • Architectural Shingle Roof
  • Stick Built Home

Interior Spaces

  • 2,200 Sq Ft Home
  • 1-Story Property
  • Gas Log Fireplace
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Creek or Stream Views
  • Crawl Space
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Built-In Oven
  • Gas Cooktop
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Parking

  • 2 Car Attached Garage
  • Circular Driveway
  • Unpaved Parking
  • Off-Street Parking

Eco-Friendly Details

  • Energy-Efficient Doors

Outdoor Features

  • In Ground Pool
  • Deeded Waterfront Access Rights
  • Bulkhead
  • Boat Slip
  • Deck
  • Outdoor Storage
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Electric Water Heater
  • Fuel Tank
  • On Site Septic
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number I081-19-13

Community Details

Overview

  • Spinnaker Point Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,122

Year Built

Built in 1989

Lot Details

0

HOA Fees

$4 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Appliances Equipment: Cooktop - Gas, Wall Oven, Dishwasher, Microwave - Built-In
  • Auction: No
  • Cobra Zone: No
  • Construction: Brick/Stone, Wood Frame
  • Construction Type: Stick Built
  • Cooling System: Central
  • Deed Page: 32.00
  • Directions To Property: From NC Hwy 55 E towards Oriental turn right onto Kershaw Road, then left onto Teach's Cove Road, next turn left onto Smith Creek Road, then left onto Spinnaker Point Road North. Lori Lane will be to
  • Document Count: 6
  • Federal Flood Ins Avlbl: Yes
  • Fencing: Wood
  • Fireplace: 1
  • Foundation: Crawl Space, Raised
  • Fuel Tank: Propane Above Ground
  • Fuel Tank Ownership: Leased
  • High School2: Pamlico County
  • H O A: Yes
  • H O Aand Neighborhood Amenities: No Amenities
  • Listing I D: 100324522
  • List Priceper Sq Ft: 256.82
  • Location Type: Mainland
  • Lot Acres: 0.62
  • Lot Dimensions: Subject to survey
  • Lot Sq Ft: 27007.00
  • Lot Water Features: Boat Dock, Waterfront Comm, Deeded Waterfront, Bulkhead, Boat Slip
  • Marketing City: Oriental
  • Middle School2: Pamlico County
  • M L S Approved: Y
  • New Construction: No
  • Porch Balcony Deck: Deck, Porch
  • Prospect Exempt: No
  • Road Type Frontage: Maintained, Public (City/Cty/St), Paved
  • Breakfast Nook Level: Main
  • Other Level: Main
  • Secondary Subdivision: N/A
  • Service Providers Electric Provider: Tideland Electric
  • Service Providers Water Provider: Pamlico County
  • Sign On Property: Yes
  • Sq Ft Heated: 2200.00
  • State Province: NC
  • Stipulation Of Sale: None
  • Stories: 1.0
  • Stories Levels: One
  • Subdivision: Spinnaker Point
  • Tax Identifier: I081-19-13
  • Tax Year: 2021
  • Terms: Cash, VA Loan, Conventional
  • Total Real Estate Property Taxes: 2122.37
  • Total Heated Primary Separate Sq Ft: 2200.00
  • Water Heater: Electric
  • Waterview: Yes
  • Year Built: 1989
  • Zoning: Residential
  • Road Frontage Type: Creek Front
  • Lot View Type: Creek View, Water View
  • H O A Association Fee1 Year: 50.00
  • H O A H O A1 Mgmt Company: Spinnaker Point HOA
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Dining Room Type: Formal
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: 1st Floor Master, Walk-In Closet, Foyer, Gas Logs
  • Laundry Location: Room
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedrooms: 3
  • Bedroom2 Level: Main
  • Bedroom3 Level: Main
  • Dining Room Level: Main
  • Kitchen Level: Main
  • Laundry Level: Main
  • Living Room Level: Main
  • Primary Bedroom Level: Main

Exterior Features

  • Exterior Features: Thermal Doors
  • Exterior Finish: Brick Veneer
  • Exterior Structures: Storage
  • On Site Pool Spa: In Ground
  • Roof: Architectural Shingle
  • Waterfront: Yes

Garage/Parking

  • Attached Garage Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: Circular, Off Street, Unpaved, On Site

Utilities

  • Heated Sq Ft: 2200 - 2399
  • Heating System: Heat Pump
  • Utilities: Municipal Water, Septic On Site
  • Heating System Fuel Source: Electric

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 27, 2022
Closed on
Jul 21, 2022
Sold by
Mccotter David A and Mccotter Jackie M
Bought by
Robinson Ryan and Robinson Leigh Anne
Seller's Agent
Jessica Mayo
COLDWELL BANKER SEA COAST ADVANTAGE
Buyer's Agent
Michelle Fodery
VILLAGE REALTY
List Price
$575,000
Sold Price
$560,000
Premium/Discount to List
-$15,000
-2.61%
Current Estimated Value
$692,636

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$132,636
Avg. Annual Appreciation
6.30%
Original Mortgage
$448,000
Outstanding Balance
$420,820
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$271,816

Purchase Details

Closed on
Mar 14, 2007
Sold by
Roach Daniel J and Roach Hesta W
Bought by
Mccotter David A and Mccotter Jackie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,000
Interest Rate
6.22%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jun 1, 2004
Bought by
Mccotter David Alan

Purchase Details

Closed on
Aug 1, 1989
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Robinson Ryan $560,000 Delamar & Delamar Pllc
Mccotter David A -- None Available
Mccotter David Alan $325,000 --
-- $325,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Robinson Ryan $448,000
Previous Owner Mccotter David A $177,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/22/2022 07/22/22 Sold $560,000 -0.9% $255 / Sq Ft
06/13/2022 06/13/22 Pending -- -- --
06/01/2022 06/01/22 Price Changed $565,000 -1.7% $257 / Sq Ft
05/15/2022 05/15/22 For Sale $575,000 0.0% $261 / Sq Ft
05/03/2022 05/03/22 Pending -- -- --
04/27/2022 04/27/22 For Sale $575,000 -- $261 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,304 $341,327 $62,370 $278,957
2024 $2,304 $341,327 $62,370 $278,957
2023 $2,122 $324,025 $62,370 $261,655
2022 $2,122 $324,025 $62,370 $261,655
2021 $2,122 $324,025 $62,370 $261,655
2020 $2,122 $324,025 $62,370 $261,655
2019 $2,435 $371,826 $120,000 $251,826
2018 $2,435 $0 $0 $0
2017 $2,575 $0 $0 $0
2016 $2,589 $0 $0 $0
2015 $2,326 $358,858 $120,000 $238,858
2014 $2,326 $358,858 $120,000 $238,858
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100324522

Hive MLS

APN: I081-19-13