$7,950,000

45 Lower Rock Harbor Sagle, ID 83860

Estimated payment $43,036/month

Total Views 3,952
3 Beds
4 Baths
2,913 Sq Ft
$2,729 Price per Sq Ft

Highlights

  • Docks
  • Primary Bedroom Suite
  • Waterfront
  • Spa
  • Lake View
  • Deck

About This Home

This modern masterpiece provides exceptional privacy within a gated 2+ acre setting, boasting 433' of pristine shoreline. This exceptional home is a one-of-a-kind blend of architectural excellence and bespoke design. Every detail has been thoughtfully curated by the renowned Uptic Studios, with custom finishes throughout and spectacular views of Lake Pend Oreille and the Green Monarchs from every room. Step inside and you're immediately greeted by a seamless fusion of luxury and functionality in the living room with an ornate fireplace and floor to ceiling windows showcasing coveted North Idaho scenery. The heart of the home is a gourmet kitchen designed for both everyday living and the hearth room to enjoy sophisticated entertaining. Highlights include custom Walnut cabinetry, a walk-in butler's pantry, gourmet-grade appliances, built-in espresso machine, wet bar with an undercounter refrigerator and ice maker, and polished quartzite countertops. Just beyond, an enclosed 4-season lounge that features a Lynx grill and Memphis pellet smoker, commercial-grade hood fan, wood burning fireplace and direct access to the outdoors - perfect for year-round culinary creativity. An elevated walkway leads you to the primary suite, an architectural showpiece with exposed steel beams, a private balcony, and a custom built-in bed with matching nightstands. The spa-like master bath is a sanctuary of natural light and organic textures, with limestone walls, a soaking tub, dual sinks, a walk-in shower, and an expansive walk-in closet. Two additional guest suites, each with their own private bathrooms, provide luxury and privacy for family or visitors. The oversized laundry room is both beautiful and practical, offering abundant storage, folding space, and built-in drying racks. Step outside to enjoy your own private pebble beach, a deep-water dock with a boat lift and twin jet ski lifts, plus a fully equipped outdoor pavilion - everything you need to make the most of lakefront living. This is more than a home. It's a lifestyle defined by custom luxury, bold design, and the natural beauty of Garfield Bay.

Listing Agent

Cindy Bond

EXP Realty License #AB24659 Listed on: 09/03/2025

EXP Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,624

Year Built

  • Built in 2021

Lot Details

  • 2.03 Acre Lot
  • Waterfront
  • Open Space
  • Southern Exposure
  • Landscaped
  • Open Lot
  • Sloped Lot
  • Backyard Sprinklers
  • Wooded Lot
  • Lawn
  • Property is zoned REC, REC

Parking

  • Attached Garage

Property Views

  • Lake
  • Mountain
  • Territorial

Home Design

  • Post and Beam
  • Concrete Foundation
  • Frame Construction
  • Metal Roof
  • Cedar

Interior Spaces

  • 2,913 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Storage Room
  • Crawl Space
  • Smart Thermostat

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • 4 Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Washer

Outdoor Features

  • Spa
  • Docks
  • Deck
  • Fire Pit
  • Outdoor Storage

Utilities

  • Forced Air Heating and Cooling System
  • Furnace
  • Heating System Uses Propane
  • Propane
  • The lake is a source of water for the property
  • Water Softener
  • Septic System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number RP00386001006AA

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,624

Year Built

Built in 2021

Lot Details

0

Listing Details

  • Property Sub Type: Residential Waterfront
  • Prop. Type: Residential
  • Lot Size Acres: 2.03
  • Road Surface Type: Paved, Gravel, See Remarks
  • Water Body Name: Pend Oreille Lake
  • Subdivision Name: N/A
  • Directions: By appointment only. Head south on 95 towards Sagle. Turn left on Sagle Rd. Follow for 6.6 miles. Turn left onto Garfield Bay Rd. Turn left onto Sagle Rd. Turn right onto Rock Harbor Rd. Slight right
  • Year Built: 2021
  • General Property Description:Lot Acres2: 2.03
  • General Property Description:Lot Type 1: Recreation
  • Legal and Taxes:Zoning2: REC
  • Legal and Taxes:Tax Year2: 2024
  • View:Mountain(s): Yes
  • View:Territorial: Yes
  • Road Paved: Yes
  • General Property Description:Building Style: Single Level
  • General Property Description:New Construction: No
  • Property Subject to:Homeowners Assoc: None
  • Property Subject to:Flood Zone: Unknown
  • Common Walls:No Common Walls: Yes
  • Sewer:Septic System: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Foundation:Concrete: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Flooring:Wood4: engineered hardwood
  • Other Structures:Storage: Yes
  • Roof:Metal: Yes
  • Water Softeners: Yes
  • Fuel:Propane: Yes
  • Exterior:Cedar: Yes
  • Water:Lake2: Yes
  • General Property Description:Total SqFt2: 2913.0
  • Special Features: VirtualTour

Interior Features

  • Appliances: Gas Range, Wine Refrigerator, Water Softener, Washer, Refrigerator, Microwave, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: No
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Wood, Tile, Carpet
  • Interior Amenities: Fireplace, Smart Thermostat, Washer Hookup
  • Living Area: 2913.0
  • Main Level Bathrooms: 4
  • Main Level Bedrooms: 3
  • Interior Features:Central Air: Yes
  • Interior Features:Dryer Hookup - Elec2: Yes
  • Interior Features:Fireplace: Yes
  • Interior Features:Washer Hookup: Yes
  • Other Rooms:Bonus Room: Dining Lounge
  • Other Rooms:Main Floor Utilities: Yes
  • Other Rooms:Mst Bdrm Suite: Yes
  • Appliances Dishwasher: Yes
  • Basement:None Crawl Space: Yes
  • Appliances:RangeOven - Gas: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Wine Refrigerator: Yes

Exterior Features

  • Lot Features: Sprinklers In Rear, Open Lot, Sloped, Landscaped, Southern Exposure, Wooded
  • View: Mountain(s), Territorial, Lake
  • View: Yes
  • Waterfront Features: Lot Type 2
  • Waterfront: Yes
  • Common Walls: No Common Walls
  • Construction Type: Cedar, Frame, Post & Beam
  • Exterior Features: Boat Slip, Dock, Fire Pit, Open Deck, Spa/Hot Tub, Lawn
  • Foundation Details: Concrete Perimeter
  • Other Structures: Storage, See Remarks
  • Roof: Metal
  • Lot Features:Open: Yes
  • Lot Features:Sloping: Yes
  • Lot Features:Southern Exposure: Yes
  • Lot Features:Wooded: Yes
  • View:Lake: Yes
  • Exterior Features:Lawn: Yes
  • Exterior Features:Open Deck: Yes
  • Construction:Frame: Yes
  • Construction:Post Beam: Yes
  • Exterior Features:Fire Pit: Yes
  • Exterior Features:DockBoat Slip: Yes
  • Exterior Features:SpaHot Tub: Yes

Garage/Parking

  • Attached Garage: Yes
  • General Property Description:Garage Type2: Att Garage
  • General Property Description:Garage Stall2: 2 Car

Utilities

  • Laundry Features: Electric Dryer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Fireplace(s), Propane, Forced Air, Furnace
  • Sewer: Septic Tank
  • Water Source: Lake
  • Heating:Forced Air: Yes
  • Heating:Furnace: Yes
  • Heating:Fireplace2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Kitchen Amenities:Kitchen Island: Yes
  • Kitchen Amenities:Counter Type: quartzite
  • Kitchen Amenities:Walk-In Pantry: Yes

Schools

  • Junior High Dist: Lk Pend Oreille - 84

Lot Info

  • Lot Size Sq Ft: 88426.8
  • Parcel #: RP00386001006AA
  • Zoning: REC

Tax Info

  • Tax Annual Amount: 13624.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,088 $3,412,746 $1,222,526 $2,190,220
2024 $13,420 $3,305,360 $1,114,870 $2,190,490
2023 $13,275 $3,022,457 $1,114,870 $1,907,587
2022 $14,745 $3,103,570 $771,270 $2,332,300
2021 $5,149 $801,509 $702,254 $99,255
2020 $4,682 $673,751 $587,416 $86,335
2019 $4,526 $674,335 $587,416 $86,919
2018 $4,715 $614,536 $546,096 $68,440
2017 $4,715 $614,536 $0 $0
2016 $3,099 $381,422 $0 $0
2015 -- $382,129 $0 $0
2014 -- $382,347 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/03/2025 09/03/25 For Sale $7,950,000 -- $2,729 / Sq Ft
Source: Coeur d'Alene Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Available
Warranty Deed -- First American Title Sandpoi
Source: Public Records

Source: Coeur d'Alene Multiple Listing Service

MLS Number: 25-9058

Coeur d

APN: RP003-860-01006AA