NOT LISTED FOR SALE

45 Middle Rd Lancaster, VA 22503

Estimated Value: $239,432 - $305,000

3 Beds
2 Baths
1,366 Sq Ft
$196/Sq Ft Est. Value

Last Sold June 27, 2024

Last sale price $243,000 $178 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $1,539/month

176 Days on Market

Highlights

  • Tennis Courts
  • Waterfront
  • Screened Porch
  • Outdoor Pool
  • Transitional Architecture
  • Eat-In Kitchen

About This Home

As of June 2024

Enjoy the charm of gracious living in this one-story, stone-faced and aluminum siding low-maintenance home, offering privacy and serenity. Unobtrusive concrete ramp to front door provides easy access. On three lots totaling 1.036 acre on a quiet side street, this home is situated in the heart of Corrotoman By The Bay community offering abundant amenities. Perfectly designed for modern living with high-speed cable Wi-Fi, it is tailor-made for those who appreciate an open floor plan and contemporary style. The kitchen, a true chef's delight, boasts granite counters, wood cabinets, and a gas range, making meal preparation a pleasure. Adjacent to the kitchen is a spacious dining area seamlessly flowing into the separate living room. Here, you'll find wood floors, built-in bookcases, and a stone-faced fireplace with gas logs creating a cozy ambiance. With three sides of windows, natural light floods the space, enhancing its warmth and inviting atmosphere. Escape into tranquility on the large screened porch, where napping and entertaining are a breeze. This outdoor retreat is the perfect spot to unwind & enjoy the surrounding beauty, and includes a storage closet that functions as a workshop. The three bedrooms, located at the opposite end of the home, provide a haven of quiet and calm, ensuring a restful night's sleep. After a day of water adventures from the community's boat ramp, pier, or kayak rack, or enjoying the amenities of the clubhouse, tennis/pickleball courts, playground, & pool, returning to this peaceful home is a true pleasure. All this is missing is you!

Last Agent to Sell the Property

Catherine Bennett

Melrose Plantation Real Estate Brokerage Phone: 8047613234 License #0225039728 Listed on: 12/19/2023

Last Buyer's Agent

Dawn Parrish

Long & Foster Real Estate, Inc. License #0225104089

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $540

Year Built

  • Built in 1981

Lot Details

  • 1.04 Acre Lot
  • Waterfront
  • Zoning described as Res 1

HOA Fees

  • $65 Monthly HOA Fees

Home Design

  • Transitional Architecture
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,366 Sq Ft Home
  • 1-Story Property
  • Sheet Rock Walls or Ceilings
  • Gas Log Fireplace
  • Double Pane Windows
  • Window Treatments
  • Living Room with Fireplace
  • Screened Porch
  • Crawl Space
  • Storm Doors
  • Washer

Kitchen

  • Eat-In Kitchen
  • Range with Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Parquet
  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • Stone Driveway
  • Open Parking

Outdoor Features

  • Outdoor Pool
  • Tennis Courts

Utilities

  • Cooling Available
  • Heat Pump System
  • 200+ Amp Service
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Additional Features

  • Handicap Accessible
  • Property is near golf course

Community Details

  • Corrotoman By The Bay Subdivision

Listing and Financial Details

  • Assessor Parcel Number 20D-4(51,52,53)

Home Details

Home Type

Single Family

Est. Annual Taxes

$540

Year Built

Built in 1981

Lot Details

0

HOA Fees

$65 per month

Listing Details

  • Property Sub Type: Water Access Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.036
  • Water Body Name: Corrotoman River
  • Subdivision Name: Corrotoman By The Bay
  • Architectural Style: Transitional
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Year Built: 1981
  • Kitchen Level: First
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Microwave, Range, Range Hood, Refrigerator, Washer
  • Accessibility Features: Handicapped Access
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Gas Log, Living Room, One Fireplace
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Parquet, Vinyl, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Fireplace, Special Lighting
  • Living Area: 1366
  • Window Features: Window Treatments, Double Pane Windows
  • Room Bedroom2 Level: First
  • Dining Room Features: Eat-in Kitchen, Living Room Combo
  • Living Room Living Room Level: First
  • Room Bedroom3 Area: 103.708333
  • Room Bedroom2 Area: 117.361111
  • Room Living Room Area: 330.944444
  • Room Bedroom3 Level: First
  • Room Kitchen Area: 146.916666

Exterior Features

  • Lot Features: Near Golf Course, .5-.9 acre, 1-1.9 acres
  • Pool Features: Outdoor Pool
  • Waterfront: Yes
  • Construction Type: Aluminum Siding, Other, Sheetrock Walls
  • Exterior Features: Tennis Court(s)
  • Patio And Porch Features: Screened Porch
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: None, Stone Driveway

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Electric: Amps (200)
  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 780
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 45128.16
  • Zoning Description: Res 1

Tax Info

  • Tax Annual Amount: 540
  • Tax Book Number: LR 2010/2518
  • Tax Map Number: 20D-4(51,52,53)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 19, 2023
Closed on
Jun 25, 2024
Sold by
Cusack John Donald and Cus Alice
Bought by
Leslie Karen Harvey
Seller's Agent
Catherine Bennett
Melrose Plantation Real Estate
Buyer's Agent
Dawn Parrish
Long & Foster Real Estate, Inc.
List Price
$265,000
Sold Price
$243,000
Premium/Discount to List
-$22,000
-8.3%
Views
18
Current Estimated Value
$268,358

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,358
Avg. Annual Appreciation
6.70%
Original Mortgage
$233,000
Outstanding Balance
$229,610
Interest Rate
7.02%
Mortgage Type
New Conventional
Estimated Equity
$38,748
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Leslie Karen Harvey $243,000 Dominion Capital Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Leslie Karen Harvey $233,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/27/2024 06/27/24 Sold $243,000 +2.3% $178 / Sq Ft
06/12/2024 06/12/24 Pending -- -- --
05/20/2024 05/20/24 Price Changed $237,500 -5.0% $174 / Sq Ft
02/20/2024 02/20/24 Price Changed $250,000 -3.7% $183 / Sq Ft
12/26/2023 12/26/23 Price Changed $259,500 -2.1% $190 / Sq Ft
12/19/2023 12/19/23 For Sale $265,000 -- $194 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $854 $155,300 $3,500 $151,800
2024 $854 $155,300 $3,500 $151,800
2023 $590 $93,600 $3,500 $90,100
2022 $590 $93,600 $3,500 $90,100
2021 $590 $93,600 $3,500 $90,100
2020 $590 $93,600 $3,500 $90,100
2019 $590 $93,600 $3,500 $90,100
2018 $596 $101,100 $12,500 $88,600
2017 $596 $101,100 $12,500 $88,600
2016 -- $101,100 $12,500 $88,600
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 115606

APN: 20D-4-52