$935,000

45 New Water Oak Dr Palm Coast, FL 32137

Estimated payment $5,518/month

Total Views 226
4 Beds
3 Baths
2,629 Sq Ft
$356 Price per Sq Ft

Highlights

  • Lake Front
  • Gated Community
  • Wood Flooring
  • Old Kings Elementary School Rated A-
  • Ranch Style House
  • Separate Formal Living Room

About This Home

Spectacular Lakefront 4 Bedroom, 3 Bath Mediterranean-Inspired Home on One of the Largest, Most Private Lots in the Gated Community of Toscana. Experience elegance and tranquility in this stunning Portofino executive model — a ranch-style residence designed for comfort, style, and functionality. From the moment you arrive, the tile roof, paver driveway, and walkway set a tone of timeless sophistication. The home is surrounded by lush, manicured landscaping and fronts a beautiful nature preserve, ensuring privacy and scenic views from every angle. The tranquil lake behind the home enhances the sense of retreat, and there’s ample space to add a future pool if desired.
Inside, dramatic volume ceilings, a wall of windows that fill the living areas with natural light, and rich walnut hardwood floors create a warm and inviting atmosphere. The kitchen features 42-inch soft-close cabinetry, granite countertops, a center island, and a brand-new glass-door refrigerator. Elegant contemporary lighting fixtures, custom beveled glass shelving, and plantation shutters complete the refined look.
The master suite offers direct access to the lake, complemented by a custom ceiling fan and elegant finishes. The luxurious en-suite bath includes a soaking tub, walk-in shower, dual vanities, and large his-and-hers walk-in closets. A thoughtfully designed fourth bedroom and third bathroom are located separately from the main living areas — ideal as an in-law suite or private quarters for guests or older parents.
The outdoor space features a large covered porch and expansive private grounds, offering endless possibilities for a pool, garden, or personalized outdoor retreat. Built with concrete block construction and energy-efficient standards, this home ensures both durability and comfort. Residents enjoy miles of scenic walking and biking trails, outdoor sports facilities, and the convenience of being just 10 minutes from the beach and minutes from shopping, dining, and I-95.
Discover the perfect blend of refined design, privacy, and natural beauty in this exceptional Palm Coast residence — a home that truly stands out in one of the area’s most sought-after communities.

Listing Agent

Alina Pekarsky

VIRTUAL HOMES REALTY Brokerage Phone: 386-445-9911 License #3118291 Listed on: 11/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,814

Year Built

  • Built in 2015

Lot Details

  • 0.34 Acre Lot
  • Lake Front
  • East Facing Home
  • Property is zoned MPD

HOA Fees

  • $115 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Mediterranean Architecture
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,629 Sq Ft Home
  • Built-In Features
  • Shelving
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • ENERGY STAR Qualified Windows
  • Shades
  • Plantation Shutters
  • Blinds
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Storage Room
  • Inside Utility
  • Lake Views
  • Attic Fan
  • Fire and Smoke Detector

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include ground maintenance, security
  • Artemis Lifestyle/ Gyneen Goodwin Association, Phone Number (407) 705-2190
  • Built by ABD
  • Hidden Lakes Ph II Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,814

Year Built

Built in 2015

Lot Details

0

HOA Fees

$115 per month

Parking

2

Listing Details

  • HOA Fee Includes: Maintenance Grounds, Security
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch, Mediterranean
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2629
  • Lot Size Acres: 0.34
  • New Construction: No
  • Year Built: 2015
  • Building Area Total: 3371
  • Lot Size Sq Ft: 14636
  • Status: Active
  • Ownership: Fee Simple
  • Escrow City: Palm Coast
  • Escrow State: FL
  • Escrow Street Name: Utility dr #17
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 355.65
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_DockYN: 0
  • MFR_InLawSuiteDescription: 1 Bathroom
  • Attribution Contact: 386-445-9911
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Wood
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds, Double Pane Windows, ENERGY STAR Qualified Windows, Shades, Shutters
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility,Interior In-Law Suite w/No Private Entry,Storage Rooms
  • Living Area Meters: 244.24

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting, Private Mailbox, Sidewalk
  • Roof: Tile
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio, Porch, Rear Porch
  • Road Surface Type: Paved
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12035C0139E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Garage Faces Side, Oversized

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air, Attic Fan
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard, Street Lights
  • Association Fee: 345
  • Association Fee Frequency: Quarterly
  • Association Name: Artemis Lifestyle/ Gyneen Goodwin
  • Phone: 407-705-2190
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: ggoodwin@artemislifestyles.com
  • Development: Toscana

Fee Information

  • Total Annual Fees: 1380.00
  • Total Monthly Fees: 115.00
  • Monthly HOA Amount: 115.00

Lot Info

  • Zoning: MPD
  • Parcel Number: 33-11-31-3061-00050-0220
  • Additional Parcels: No
  • Flood Zone Code: X

Building Info

  • Builder Name: ABD

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5814
  • Tax Block: 5
  • Tax Book Number: 33
  • Tax Lot: 22

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,682 $365,002 -- --
2023 $5,682 $354,371 $0 $0
2022 $5,734 $344,049 $0 $0
2021 $5,676 $334,028 $0 $0
2020 $5,678 $329,416 $0 $0
2019 $5,597 $322,010 $0 $0
2018 $5,498 $311,989 $0 $0
2017 $5,377 $305,572 $41,000 $264,572
2016 $5,285 $300,667 $0 $0
2015 $794 $37,400 $0 $0
2014 $726 $34,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/10/2025 11/10/25 For Sale $935,000 +133.8% $356 / Sq Ft
12/11/2015 12/11/15 Sold $400,000 0.0% $152 / Sq Ft View Prior Sale
11/03/2015 11/03/15 Pending -- -- --
11/10/2014 11/10/14 For Sale $400,000 -- $152 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $400,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Source: Public Records

About the Listing Agent

Alina Pekarsky

VIRTUAL HOMES REALTY

(386) 703-9770

Section Image

Welcome to my page! My name is Alina Pekarsky and I would LOVE to help you and be your agent. My expertise consists of many facets as I have been in the real estate profession for over twenty years. When something is a passion, it doesn't feel like a job and that is exactly how I feel about what I do. With a high volume office currently located in Palm Coast, Florida, I am available in person, online or by phone. Whether you are looking for a home to rent, purchase, sell, or let us manage the

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Source: Stellar MLS

MLS Number: FC313954

Stellar MLS

APN: 33-11-31-3061-00050-0220