Shelli Stinson
eXp Realty LLC
(859) 757-0169
131 Total Sales
8 in South Covington
$105K - $331K Price Range
45 Otter Dr Fort Mitchell, KY 41017
South Covington Neighborhood
3
Beds
2.5
Baths
924
Sq Ft
6,970
Sq Ft Lot
Highlights
- Deck
- No HOA
- Fireplace
- Traditional Architecture
- Beamed Ceilings
- Attached Garage
About This Home
As of August 2026Welcome home is what this house says. Walk in and relax. Huge back yard to enjoy family ,friends get togethers .Or just sit on the back deck and enjoy the wild life. Oh did I mention and oversize garage with work bench,
Last Agent to Sell the Property
Huff Realty - CC License #191467 Listed on: 07/03/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1999
Lot Details
- 6,970 Sq Ft Lot
- Land Lease
Parking
- Attached Garage
- Driveway
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Shingle Siding
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Bi-Level Home
- Beamed Ceilings
- Ceiling Fan
- Fireplace
- Double Hung Windows
- Family Room
- Living Room
- Finished Basement
- Walk-Out Basement
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Electric Oven
- Electric Cooktop
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Deck
Schools
- Northern Elementary School
- Scott County Middle School
- Scott High School
Utilities
- Central Air
- Sewer in Street
- Cable TV Available
Community Details
- No Home Owners Association
- Cumberland Ridge Subdivision
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 21, 2020
Closed on
Aug 28, 2020
Sold by
Bought by
Seller's Agent
Melissa Jakubowski
Sibcy Cline, REALTORS-Florence
Buyer's Agent
Team Sanders
Sibcy Cline, REALTORS-Florence
List Price
$170,000
Sold Price
$172,000
Premium/Discount to List
$2,000
1.18%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.94%
Original Mortgage
$154,800
Outstanding Balance
$134,217
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$122,676
Purchase Details
Closed on
Jun 30, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,873
Interest Rate
5.3%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 20, 1999
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in South Covington, KY
-
Shelli Stinson
-
Doug Mayberry
Doug Mayberry
Huff Realty - Florence
(859) 600-6390
179 Total Sales
5 in South Covington
$122K - $320K Price Range
-
Martha Works Larsen
Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
196 Total Sales
2 in South Covington
$203K - $225K Price Range
-
Lindsay Archer
Lindsay Archer
Horan Rosenhagen Real Estate
(513) 866-3543
112 Total Sales
1 in South Covington
$328,000 Price
-
Marie N. Cook
Marie N. Cook
Coldwell Banker Realty
(513) 854-1284
54 Total Sales
1 in South Covington
$165,000 Price
-
Stacy Meece
Stacy Meece
Berkshire Hathaway HomeService
(513) 586-7002
251 Total Sales
10 in South Covington
$115K - $275K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $172,000 | Lawyers Ttl Of Cincinnati In | |
| Warranty Deed | $130,900 | -- | |
| Deed | $98,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $154,800 | New Conventional | |
| Previous Owner | $6,412 | FHA | |
| Previous Owner | $15,753 | Unknown | |
| Previous Owner | $14,999 | Unknown | |
| Previous Owner | $5,158 | Unknown | |
| Previous Owner | $129,873 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/14/2026 08/14/26 | Sold | $270,000 | +3.9% | $292 / Sq Ft | |
| 07/07/2026 07/07/26 | Pending | -- | -- | -- | |
| 07/03/2026 07/03/26 | For Sale | $259,900 | +51.1% | $281 / Sq Ft | |
| 08/28/2020 08/28/20 | Sold | $172,000 | +1.2% | $186 / Sq Ft | View Prior Sale |
| 07/23/2020 07/23/20 | Pending | -- | -- | -- | |
| 07/23/2020 07/23/20 | For Sale | $170,000 | -- | $184 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,705 | $172,000 | $25,000 | $147,000 |
| 2024 | $1,763 | $172,000 | $25,000 | $147,000 |
| 2023 | $1,867 | $172,000 | $25,000 | $147,000 |
| 2022 | $2,136 | $192,600 | $25,000 | $167,600 |
| 2021 | $1,955 | $172,000 | $25,000 | $147,000 |
| 2020 | $1,534 | $132,000 | $25,000 | $107,000 |
| 2019 | $1,538 | $132,000 | $25,000 | $107,000 |
| 2018 | $1,543 | $132,000 | $25,000 | $107,000 |
| 2017 | $1,500 | $132,000 | $30,000 | $102,000 |
| 2015 | $2,015 | $132,000 | $30,000 | $102,000 |
| 2014 | $1,956 | $132,000 | $30,000 | $102,000 |
Source: Public Records
Agents Affiliated with this Home
-
Sheila Roderick
Seller's Agent in 2026
Sheila Roderick
Huff Realty - CC
(859) 781-5100
2 in this area
10 Total Sales
-
Shannon Downard
S
Buyer's Agent in 2026
Shannon Downard
Huff Realty - CC
(859) 781-5100
1 in this area
26 Total Sales
-
M
Seller's Agent in 2020
Melissa Jakubowski
Sibcy Cline
-
Team Sanders
T
Buyer's Agent in 2020
Team Sanders
Sibcy Cline
(859) 380-0122
9 in this area
282 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 644389
APN: 045-30-01-012.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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