$350,000

Estimated payment $2,180/month

Total Views 56,619
4 Beds
2 Baths
896 Sq Ft
$391 Price per Sq Ft

Highlights

  • Hot Property
  • Deck
  • Traditional Architecture
  • Taylor Mill Elementary School Rated 9+
  • Recreation Room
  • No HOA

About This Home

Prepare to be impressed by this stunning 4-bedroom, 2-bath bi-level home that has been impeccably updated from top to bottom. Truly one of a kind, this immaculate property offers style, space, and functionality unlike anything else on the market.

The expansive floor plan features soaring ceilings on the upper level, creating a bright and airy living space. Three spacious bedrooms and a beautifully updated full bath complete the main level, while the dining area walks out to a large deck overlooking a flat, fully fenced backyard--perfect for entertaining, relaxing, or play.

The lower level is designed for gathering, with a generous family room, custom bar, and convenient laundry room. An additional bedroom, full bath, and versatile bonus space provide the ideal setup for guests, a home office, or multigenerational living.

From the moment you arrive, you'll appreciate the exceptional curb appeal highlighted by custom exterior finishes that make this home stand out. This is a rare opportunity to own a move-in ready home with designer updates, abundant living space, and an unbeatable combination of comfort and style. Home is being offered fully furnished if the buyer is interested.

Listing Agent

Cindy Shetterly

Keller Williams Realty Service License #209725 Listed on: 08/28/2026

Keller Williams Realty Service

Co-Listing Agent

Venus Bertucci

Keller Williams Realty Service License #220012

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1999

Lot Details

  • 7,755 Sq Ft Lot
  • Land Lease

Parking

  • Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 896 Sq Ft Home
  • Dry Bar
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Treatments
  • Sliding Windows
  • Entryway
  • Living Room
  • Formal Dining Room
  • Den
  • Recreation Room
  • Neighborhood Views
  • Fire and Smoke Detector
  • Finished Basement

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Concrete
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Stacked Washer and Dryer

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Shed

Schools

  • Taylor Mill Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cumberland Ridge Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1999

Lot Details

7,755 Sq Ft Lot

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.178
  • Year Built: 1999
  • Lot Size: Of Record
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: 432501236
  • Co List Office Phone: 859-240-0727
  • Ownership: Consumer
  • Subdivision Name: Cumberland Ridge
  • Directions: From I275 go South on Madison Pike towards Independence, turn Left onto KY-1501, turn Right onto Otter Dr, Property is on your Right.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Owen
  • Utilities Gas Company: Duke
  • Water Company: NKWD
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Recessed Lighting, Crown Molding, Chandelier, Dry Bar, High Speed Internet, Kitchen Island
  • Basement: Fireplace(s), Full Finished Bath, Finished
  • Heating: Natural Gas
  • Levels: Bi-Level
  • Property Type: Residential
  • Appliances: Disposal, Dishwasher, Microwave, Refrigerator, Washer/Dryer Stacked, Stainless Steel Appliance(s), Electric Oven, Electric Cooktop
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Insert, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 896.0
  • Window Features: Insulated Windows, Vinyl Frames, Slider Window(s)

Exterior Features

  • View: Neighborhood
  • Fencing: Fenced
  • Roof: Composition
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Porch, Covered

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage Faces Front, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Lower Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Taylor Mill Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 7755.0
  • Zoning Description: Residential

3D Interior and Exterior Tours

Floorplans

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,972 $299,900 $25,000 $274,900
2024 $3,074 $299,900 $25,000 $274,900
2023 $3,038 $285,000 $25,000 $260,000
2022 $3,178 $290,000 $25,000 $265,000
2021 $1,605 $140,000 $25,000 $115,000
2020 $1,622 $140,000 $25,000 $115,000
2019 $1,627 $140,000 $25,000 $115,000
2018 $1,632 $140,000 $25,000 $115,000
2017 $1,587 $140,000 $30,000 $110,000
2015 $2,124 $140,000 $30,000 $110,000
2014 $2,063 $140,000 $30,000 $110,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/28/2026 08/28/26 For Sale $350,000 +16.7% $391 / Sq Ft
06/07/2023 06/07/23 Sold $299,900 0.0% $335 / Sq Ft View Prior Sale
05/24/2023 05/24/23 Pending -- -- --
05/23/2023 05/23/23 For Sale $299,900 +5.2% $335 / Sq Ft
06/14/2022 06/14/22 Sold $285,000 -4.9% $318 / Sq Ft View Prior Sale
04/14/2022 04/14/22 Pending -- -- --
04/01/2022 04/01/22 For Sale $299,800 -- $335 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $299,900 American Homeland Title
Warranty Deed $285,000 None Listed On Document
Deed -- Homestead Title
Interfamily Deed Transfer -- Stewart Title Guaranty Compa
Interfamily Deed Transfer -- Landstar Title Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $276,450 New Conventional
Previous Owner $357,145 New Conventional
Previous Owner $121,502 FHA
Previous Owner $140,822 FHA
Previous Owner $133,450 Unknown
Previous Owner $7,666 Unknown
Source: Public Records

About the Listing Agent

Cindy Shetterly

Keller Williams Realty Service

(855) 531-3181

Section Image

Cindy Shetterly | Kentucky & Ohio Real Estate Expert

With more than 21 years of real estate experience and over 5,000 closed transactions, Cindy Shetterly is one of the most accomplished and trusted real estate professionals serving Kentucky and Ohio. Known for her unmatched market knowledge, strong negotiation skills, and client-first approach, Cindy has built a reputation for delivering exceptional results for buyers, sellers, investors, and relocation clients alike.

Before

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 646141

Northern Kentucky Multiple Listing Service

APN: 045-30-01-044.00

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