45 Ridge Trail Unit 1 Hiawassee, GA 30546
Estimated Value: $419,111 - $472,000
3
Beds
3
Baths
2,392
Sq Ft
$182/Sq Ft
Est. Value
Highlights
- Mountain View
- Deck
- Vaulted Ceiling
- Towns County Middle School Rated A-
- Wooded Lot
- Main Floor Primary Bedroom
About This Home
As of November 2021Mountain top views at this 3BR/3BA home sitting on 0.8ac minutes from downtown Hiawassee & Lake Chatuge! Homes features split BR floor plan, nice open great room, kitchen w/ stainless steel appliances, laundry, dining area & vaulted ceiling. Master BR has walkin tile shower & walkin closet. Spacious 2 level covered back porch is the perfect place to enjoy morning coffee & watch the deer. Finished bsmt has 1 car garage, 3rd BR/BA and den. Bsmt also plumbed for kitchentte. Tile floors throughout home. Home has whole house generator and new HVAC w/ filtration system. Upper & lower driveways. Upper has gate. View can be opened more with tree trimming. No HOA...No Restrictions!! Furnishings can be negotiable.
Last Agent to Sell the Property
Mountain Realty License #356565 Listed on: 09/22/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $758
Year Built
- Built in 1998
Lot Details
- 0.8 Acre Lot
- Sloped Lot
- Wooded Lot
- Garden
Home Design
- Composition Roof
- Aluminum Siding
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Great Room
- Den
- Tile Flooring
- Mountain Views
Kitchen
- Oven or Range
- Microwave
- Stainless Steel Appliances
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms | 2 Main Level Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- Bathtub Includes Tile Surround
Laundry
- Laundry Room
- Laundry in Kitchen
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Finished Basement Bathroom
- Natural lighting in basement
Parking
- 1 Car Garage
- Parking Accessed On Kitchen Level
- Drive Under Main Level
- Guest Parking
Outdoor Features
- Deck
- Patio
- Porch
Schools
- Towns County Elementary And Middle School
- Towns County High School
Utilities
- Central Heating and Cooling System
- Power Generator
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 1
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 22, 2021
Closed on
Nov 15, 2021
Sold by
Collins Dwayne S
Bought by
Binder William and Binder Julie
Seller's Agent
Georgia Williamson
Mountain Realty
Buyer's Agent
Linda Baker
Engel & Völkers North GA Mountains
List Price
$349,000
Sold Price
$351,300
Premium/Discount to List
$2,300
0.66%
Total Days on Market
23
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,728
Avg. Annual Appreciation
6.63%
Original Mortgage
$281,040
Outstanding Balance
$259,411
Interest Rate
3.05%
Mortgage Type
New Conventional
Estimated Equity
$181,873
Purchase Details
Closed on
Oct 23, 2017
Sold by
Ramos Jesus A
Bought by
Collins Dwayne S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,359
Interest Rate
3.83%
Mortgage Type
VA
Purchase Details
Closed on
Jul 28, 1995
Bought by
Ramos Jesus A
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Binder William | $351,300 | -- | |
| Collins Dwayne S | $223,000 | -- | |
| Ramos Jesus A | $12,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Binder William | $281,040 | |
| Closed | Binder William | $281,040 | |
| Previous Owner | Collins Dwayne S | $224,616 | |
| Previous Owner | Collins Dwayne S | $230,359 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/15/2021 11/15/21 | Sold | $351,300 | +0.7% | $147 / Sq Ft |
| 10/15/2021 10/15/21 | Pending | -- | -- | -- |
| 10/13/2021 10/13/21 | For Sale | $349,000 | 0.0% | $146 / Sq Ft |
| 10/02/2021 10/02/21 | Pending | -- | -- | -- |
| 09/22/2021 09/22/21 | For Sale | $349,000 | -- | $146 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,222 | $141,402 | $8,800 | $132,602 |
| 2023 | $1,334 | $129,148 | $8,000 | $121,148 |
| 2022 | $1,405 | $119,850 | $6,000 | $113,850 |
| 2021 | $854 | $70,863 | $4,000 | $66,863 |
| 2020 | $701 | $54,734 | $4,000 | $50,734 |
| 2019 | $696 | $53,443 | $4,000 | $49,443 |
| 2018 | $711 | $53,232 | $4,000 | $49,232 |
| 2017 | $697 | $50,400 | $4,000 | $46,400 |
| 2016 | $697 | $50,400 | $4,000 | $46,400 |
| 2015 | $706 | $50,400 | $4,000 | $46,400 |
| 2014 | $712 | $50,400 | $4,000 | $46,400 |
| 2013 | -- | $50,400 | $4,000 | $46,400 |
Source: Public Records
Agents Affiliated with this Home
-
Georgia Williamson
Seller's Agent in 2021
Georgia Williamson
Mountain Realty
(706) 994-1998
75 in this area
241 Total Sales
-
Linda Baker
Buyer's Agent in 2021
Linda Baker
Engel & Völkers North GA Mountains
(706) 514-1042
2 in this area
223 Total Sales
Map
Source: Georgia MLS
MLS Number: 9055024
APN: 0034A-011
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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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