NOT LISTED FOR SALE

45 Ridge Trail Unit 1 Hiawassee, GA 30546

Estimated Value: $406,000 - $524,000

3 Beds
3 Baths
2,392 Sq Ft
$187/Sq Ft Est. Value

Last Sold November 15, 2021

Last sale price $351,300 $147 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $2,450/month

23 Days on Market

Highlights

  • Mountain View
  • Deck
  • Vaulted Ceiling
  • Towns County Middle School Rated A-
  • Wooded Lot
  • 2-Story Property

About This Home

As of November 2021

Mountain top views at this 3BR/3BA home sitting on 0.8ac minutes from downtown Hiawassee & Lake Chatuge! Homes features split BR floor plan, nice open great room, kitchen w/ stainless steel appliances, laundry, dining area & vaulted ceiling. Master BR has walkin tile shower & walkin closet. Spacious 2 level covered back porch is the perfect place to enjoy morning coffee & watch the deer. Finished bsmt has 1 car garage, 3rd BR/BA and den. Bsmt also plumbed for kitchentte. Tile floors throughout home. Home has whole house generator and new HVAC w/ filtration system. Upper & lower driveways. Upper has gate. View can be opened more with tree trimming. No HOA...No Restrictions!! Furnishings can be negotiable.

Last Agent to Sell the Property

Georgia Williamson

Mountain Realty License #356565 Listed on: 09/22/2021

Last Buyer's Agent

Linda Baker

Engel & Völkers North GA Mountains License #274058

Engel & Völkers North GA Mountains

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $758

Year Built

  • Built in 1998

Lot Details

  • 0.8 Acre Lot
  • Sloped Lot
  • Wooded Lot
  • Garden

Home Design

  • 2-Story Property
  • Traditional Architecture
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • Vaulted Ceiling
  • Great Room
  • Den
  • Tile Flooring
  • Mountain Views

Kitchen

  • Oven or Range
  • Microwave
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Bathtub Includes Tile Surround

Laundry

  • Laundry Room
  • Laundry in Kitchen
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Finished Basement Bathroom
  • Natural lighting in basement

Parking

  • 1 Car Garage
  • Parking Accessed On Kitchen Level
  • Drive Under Main Level
  • Guest Parking

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Towns County Elementary And Middle School
  • Towns County High School

Utilities

  • Central Heating and Cooling System
  • Power Generator
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 1

Home Details

Home Type

Single Family

Est. Annual Taxes

$758

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Property Type: Residential
  • Section: 1
  • Year Built: 1998
  • ArchitecturalStyle: Other, Ranch, Traditional
  • Electric: Generator
  • Financing Type: Conventional 90%
  • Levels: Two
  • Lot Size Acres: .80
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2392
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dryer, Washer, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 3
  • Basement: Bath Finished, Daylight, Interior Entry, Exterior Entry, Finished, Full
  • Below Grade Finished Sq Ft: 1196
  • Total Finished Sq Ft: 1196
  • Above Grade Finished Sq Ft: 1196
  • Interior Amenities: Vaulted Ceiling(s), Other, Tile Bath, Walk-In Closet(s), Master On Main Level, Split Bedroom Plan
  • Full Bathrooms: 3
  • Flooring: Tile
  • Kitchen Features: Kitchen Island

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 2

Exterior Features

  • Construction Materials: Aluminum Siding
  • ExteriorFeatures: Garden
  • Lot Features: Sloped
  • Patio And Porch Features: Deck, Patio, Porch
  • Property Condition: Resale
  • Roof: Composition
  • View: Mountain(s)

Garage/Parking

  • Parking Features: Attached, Basement, Garage, Kitchen Level, Guest
  • ParkingTotal: 1

Utilities

  • Cooling: Electric, Central Air
  • Heating: Electric, Central
  • Laundry Features: In Kitchen
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Towns County
  • High School: Towns County
  • Middle School: Towns County

Lot Info

  • Land Lot: 1
  • Lot: 1

Tax Info

  • Year: 2020
  • Tax Annual Amount: 758

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 22, 2021
Closed on
Nov 15, 2021
Sold by
Collins Dwayne S
Bought by
Binder William and Binder Julie
Seller's Agent
Georgia Williamson
Mountain Realty
Buyer's Agent
Linda Baker
Engel & Völkers North GA Mountains
List Price
$349,000
Sold Price
$351,300
Premium/Discount to List
$2,300
0.66%
Current Estimated Value
$446,921

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,621
Avg. Annual Appreciation
6.05%
Original Mortgage
$281,040
Outstanding Balance
$256,616
Interest Rate
3.05%
Mortgage Type
New Conventional
Estimated Equity
$190,305

Purchase Details

Closed on
Oct 23, 2017
Sold by
Ramos Jesus A
Bought by
Collins Dwayne S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,359
Interest Rate
3.83%
Mortgage Type
VA

Purchase Details

Closed on
Jul 28, 1995
Bought by
Ramos Jesus A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Binder William $351,300 --
Collins Dwayne S $223,000 --
Ramos Jesus A $12,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Binder William $281,040
Previous Owner Collins Dwayne S $230,359
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2021 11/15/21 Sold $351,300 +0.7% $147 / Sq Ft
10/15/2021 10/15/21 Pending -- -- --
10/13/2021 10/13/21 For Sale $349,000 0.0% $146 / Sq Ft
10/02/2021 10/02/21 Pending -- -- --
09/22/2021 09/22/21 For Sale $349,000 -- $146 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,222 $141,402 $8,800 $132,602
2023 $1,334 $129,148 $8,000 $121,148
2022 $1,405 $119,850 $6,000 $113,850
2021 $854 $70,863 $4,000 $66,863
2020 $701 $54,734 $4,000 $50,734
2019 $696 $53,443 $4,000 $49,443
2018 $711 $53,232 $4,000 $49,232
2017 $697 $50,400 $4,000 $46,400
2016 $697 $50,400 $4,000 $46,400
2015 $706 $50,400 $4,000 $46,400
2014 $712 $50,400 $4,000 $46,400
2013 -- $50,400 $4,000 $46,400
Source: Public Records

Agents Affiliated with this Home

  • Georgia Williamson

    Seller's Agent in 2021

    Georgia Williamson

    Mountain Realty

    (706) 994-1998

    61 in this area

    213 Total Sales

    Georgia Williamson
    Section Image
  • Linda Baker

    Buyer's Agent in 2021

    Linda Baker

    Engel & Völkers North GA Mountains

    (706) 514-1042

    2 in this area

    242 Total Sales

    Linda Baker
    Section Image
See All Agents

Map

Source: Georgia MLS

MLS Number: 9055024

Georgia MLS

APN: 0034A-011

Georgia Towns County Hiawassee 30546

45 Ridge Trail Unit 1, Hiawassee, GA

Not Listed for Sale

Detached

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