NOT LISTED FOR SALE

45 Ridgeway St Holyoke, MA 01040

Estimated Value: $285,000 - $302,423

3 Beds
1 Bath
1,101 Sq Ft
$269/Sq Ft Est. Value

Last Sold March 18, 2021

Last sale price $200,000 $182 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $1,888/month

62 Days on Market

About This Home

As of March 2021

*****Buyer lost Financing*****Start the New Year off right in this lovingly cared for and well maintained Ranch! Conveniently located to major highways and shopping. The spacious eat in kitchen opens to a large living room with hardwood floors. Three generous bedrooms and a bathroom round out the first floor. The walk out basement is partially finished with laundry room and plenty of storage. All this place is waiting for is you to move in and unpack. Open house Saturday February 6th 1-2:30 pm.

Last Agent to Sell the Property

Steve Rovithis

ROVI Homes Listed on: 12/08/2020

Co-Listed By

Danielle Arsenault

NextHome Elite Realty

Last Buyer's Agent

Nicholas Hutchinson

Naples Realty Group

Naples Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,855

Year Built

  • Built in 1964

Lot Details

  • 2,178

Kitchen

  • Range with Range Hood

Flooring

  • Wood
  • Tile

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Electric Water Heater
  • Internet Available
  • Cable TV Available

Additional Features

  • Basement

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,855

Year Built

Built in 1964

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Ranch
  • Year Built Description: Approximate
  • List Price Per Sq Ft: 163.49
  • Comp Based On: Net Sale Price
  • Year Built: 1964
  • Lead Paint: Unknown
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1964

Interior Features

  • Flooring: Wood, Tile
  • Interior Amenities: Cable Available, Internet Available - Unknown
  • Appliances: Range, Refrigerator, Vent Hood
  • No Bedrooms: 3
  • Master Bedroom: On Level: First Floor, Flooring - Wood
  • Bedroom 2: On Level: First Floor, Flooring - Wood
  • Bedroom 3: On Level: First Floor, Flooring - Wood
  • Full Bathrooms: 1
  • Bathroom 1: On Level: First Floor, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • No Rooms: 5
  • Kitchen: On Level: First Floor, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Dining Area
  • Living Room: On Level: First Floor, Flooring - Wood
  • Basement: Y
  • Basement Features: Full, Partially Finished, Walk Out, Interior Access
  • Other Room 1: On Level: Basement
  • Main Lo: AN1842
  • Main So: AN1842
  • Estimated Sq Ft: 1101.00

Exterior Features

  • Construction: Frame
  • Roof Material: Asphalt/Fiberglass Shingles
  • Exterior: Vinyl
  • Foundation: Poured Concrete

Garage/Parking

  • Parking Feature: Off-Street, Paved Driveway
  • Parking Spaces: 4

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Electric Features: Circuit Breakers
  • Cooling: Central Air
  • Heating: Forced Air, Oil
  • Hot Water: Electric
  • Utility Connections: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup

Condo/Co-op/Association

  • Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf Course, Highway Access, House of Worship, Public School, University

Lot Info

  • Assessments: 151700.00
  • Acre: 0.05
  • Lot Size: 2238.00
  • Lot Description: Paved Drive, Sloping

Tax Info

  • Taxes: 2894.44
  • Assessor Parcel Number: 2537286
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 8, 2020
Closed on
Mar 18, 2021
Sold by
Figueroa Jose M
Bought by
Santiago-Lugo Ismary
Seller's Agent
Steve Rovithis
ROVI Homes
Buyer's Agent
Nicholas Hutchinson
Naples Realty Group
List Price
$180,000
Sold Price
$200,000
Premium/Discount to List
$20,000
11.11%
Current Estimated Value
$296,356

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,356
Avg. Annual Appreciation
9.07%
Original Mortgage
$190,000
Outstanding Balance
$170,322
Interest Rate
2.7%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$126,034

Purchase Details

Closed on
Aug 31, 2007
Sold by
Chartier Loretta I
Bought by
Figueroa Jose M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,350
Interest Rate
6.71%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Santiago-Lugo Ismary $200,000 None Available
Figueroa Jose M $155,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Santiago-Lugo Ismary $190,000
Previous Owner Figueroa Jose M $150,350
Previous Owner Figueroa Jose M $4,650
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/18/2021 03/18/21 Sold $200,000 +11.1% $182 / Sq Ft
02/08/2021 02/08/21 Pending -- -- --
02/05/2021 02/05/21 For Sale $180,000 0.0% $163 / Sq Ft
12/15/2020 12/15/20 Pending -- -- --
12/08/2020 12/08/20 For Sale $180,000 -- $163 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,855 $220,800 $62,500 $158,300
2024 $3,657 $193,000 $59,600 $133,400
2023 $3,510 $187,100 $59,600 $127,500
2022 $3,203 $166,300 $59,600 $106,700
2021 $3,068 $159,200 $57,000 $102,200
2020 $2,894 $151,700 $57,000 $94,700
2019 $2,855 $148,000 $57,000 $91,000
2018 $2,754 $143,300 $57,000 $86,300
2017 $2,747 $143,300 $57,000 $86,300
2016 $2,755 $144,100 $58,800 $85,300
2015 $2,744 $144,100 $58,800 $85,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72765123

MLS Property Information Network (MLS PIN)

APN: HOLY-000155-000000-000056