NOT LISTED FOR SALE

45 Spruce Terrace Wayne, NJ 07470

Estimated Value: $669,510 - $758,000

3 Beds
2 Baths
1,380 Sq Ft
$531/Sq Ft Est. Value

Last Sold December 10, 2019

Last sale price $475,000 $344 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $4,819/month

7 Days on Market

Highlights

  • Lake View
  • Lake Privileges
  • Clubhouse
  • Packanack Elementary School Rated A-
  • Cape Cod Architecture
  • Deck

About This Home

As of December 2019

Picturesque Views Of Packanack Lake In This Beautiful Three Bedroom/Two Bath Cape Cod Style Home! Hardwood Floors Compliment Rustic Chic Décor! Spacious LR W/Gas Fireplace Flanked By Stylish Custom Wood Work, Perfect For Fall Evenings. Updated Kitchen W/ Stainless Steel Appliances & Sliders Leading To Spacious Deck, Great For Entertaining! Convenient First Floor Master Bedroom W/En Suite Bath! Fin. Walk Out Basement W/ Patio & Private Fenced In Backyard. Plenty Of Storage! Lake Dues Are Current! Lake Community Offers Swimming, Sports, Clubhouse,..Great Schools! Close To Shopping & NJ Bus & Train Center!

Last Agent to Sell the Property

DARLENE BONIFACE

COLDWELL BANKER REALTY Listed on: 10/25/2019

Last Buyer's Agent

AUGUST PASCALE

RE/MAX PROPERTIES

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,574

Year Built

  • Built in 1955 | Remodeled

Lot Details

  • 0.27 Acre Lot

HOA Fees

  • $45 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Cape Cod Architecture
  • Vinyl Siding
  • Tile

Interior Spaces

  • Gas Fireplace
  • Blinds
  • Living Room
  • Family or Dining Combination
  • Storage Room
  • Laundry Room
  • Utility Room
  • Wood Flooring
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Lake Privileges
  • Deck
  • Patio
  • Porch

Schools

  • Packanack Elementary School
  • G. Washington Middle School
  • Wayne Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • One Cooling System Mounted To A Wall/Window
  • Standard Electricity
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 2514-01707-0000-00003-0000-
  • Tax Block *

Community Details

Recreation

  • Tennis Courts

Additional Features

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,574

Year Built

Built in 1955 | Remodeled

Lot Details

0

HOA Fees

$45 per month

Parking

1

Listing Details

  • Style: Cape Cod
  • Primary Style: Cape Cod
  • Subproperty Type: Single Family
  • Community Living: Yes
  • Year Built: 1955
  • Year Built Description: Approximate, Renovated
  • County Name: Passaic
  • Exclusions: Curtains-2nd Fl - Personal Prop.
  • Renovated Year: 2011
  • Street Number Display: 45
  • Directions: Alps To Osborne To Spruce OR Lake Dr. East To Hemlock To Spruce
  • I D: 4939558
  • Modified: 2021-09-23
  • Number Images: 21
  • Section Subdiv Development: Packanack Lake
  • First Name: DARLENE
  • First Name3: AUGUST
  • Last Name: BONIFACE
  • Last Name3: PASCALE
  • Office Phone: 973 694-8000
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2011

Interior Features

  • Flooring: Tile, Wood
  • Fireplace Description: Gas Fireplace
  • Number of Fireplaces: 1
  • Appliances: Carbon Monoxide Detector, Range/Oven-Gas, Refrigerator, Dishwasher, Microwave Oven
  • Interior Amenities: StallShw, StallTub, Blinds, Fire Extinguisher, Window Treatments, Carbon Monoxide Detector, Smoke Detector
  • Number Rooms: 6
  • Bedrooms: 3
  • Master Bedroom Desc: 1st Floor, Full Bath
  • Bathrooms: 2.00
  • Full Bathrooms: 2
  • Basement: Yes
  • Basement Description: Walkout, Finished, Full
  • Basement Level Rooms: Laundry Room, Utility Room, Walkout, Porch, Storage Room, Family Room
  • Dining Area: Living/Dining Combo
  • Kitchen Area: Eat-In Kitchen
  • Level 1 Rooms: 1 Bedroom, Living Room, Bath Main, Kitchen
  • Level 2 Rooms: 2 Bedrooms, Bath(s) Other
  • Phone: 973-694-8000

Exterior Features

  • Exterior Description: Vinyl Siding
  • Exterior Features: Patio, FencVnyl, Open Porch(es), Deck
  • Roof Description: Asphalt Shingle

Garage/Parking

  • Garage Description: Attached Garage
  • Number Garage Spaces: 1
  • Parking Driveway Description: 2 Car Width, Blacktop

Utilities

  • Cooling: 1 Unit, Central Air
  • Fuel Type: Gas-Natural
  • Heating: 1 Unit, Forced Hot Air
  • Sewer: Public Sewer
  • Utilities: Electric, Gas-Natural
  • Water: Public Water
  • Water Heater: Gas

Condo/Co-op/Association

  • Amenities: Club House, Tennis Courts, Lake Privileges
  • Association Maintenance Fee: 545
  • Association Maintenance Fee Frequency: Annually

Schools

  • Elementary School: PACKANACK
  • Middle School: G. WASHINGTON
  • High School: WAYNE VALLEY
  • High School: WAYNE VALLEY
  • Middle Jr High School: G. WASHINGTON

Lot Info

  • Lot Size: .269 AC
  • Assessed Improvement Value: 70200
  • Assessed Land Value: 105000
  • Assessment: 175200
  • Easement: Unknown
  • Lot Description: Lake/Water View
  • Lot Identifier: 3
  • Lot I D Tax: *
  • Lot Size Tax: *
  • Total Acres: 0.27
  • Zoning: Residential

Rental Info

  • Application Fee: 1200
  • Pets Allowed: Yes

Tax Info

  • Tax Acres: *
  • Assessed Improvement Value: *
  • Assessed Land Value: *
  • Total Tax Assessed: *
  • Streetname Tax: *
  • Street Number Tax: *
  • Tax Amount: 9574
  • Tax Amount Tax: *
  • Assessor Parcel Number: 2514-01707-0000-00003-0000-
  • Tax Rate Amount: 5.465
  • Tax Rate Tax: *
  • Tax Rate Year: 2018
  • Tax Year Tax: *
  • Tax Year: 2018

MLS Schools

  • Grade School: PACKANACK

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2019
Closed on
Dec 10, 2019
Sold by
Hecht Robert E and Hecht Rachel L
Bought by
Reilly Jr Timothy O and Reilly Jessica O
Seller's Agent
DARLENE BONIFACE
COLDWELL BANKER REALTY
Buyer's Agent
AUGUST PASCALE
RE/MAX PROPERTIES
List Price
$469,000
Sold Price
$475,000
Premium/Discount to List
$6,000
1.28%
Current Estimated Value
$733,128

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$258,128
Avg. Annual Appreciation
7.81%
Original Mortgage
$400,000
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 26, 2013
Closed on
Mar 22, 2013
Sold by
Lynx Asset Services Llc
Bought by
Hecht Robert E and Schmit Rachel L
Seller's Agent
SILVIA MONTO
COLDWELL BANKER REALTY
Buyer's Agent
DARLENE BONIFACE
COLDWELL BANKER REALTY
Sold Price
$328,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.67%
Original Mortgage
$322,059
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 5, 2012
Sold by
Passaic County Sheriff and Cruz Ramon
Bought by
Lynx Asset Services Llc

Purchase Details

Closed on
Sep 8, 2006
Sold by
Hugentobler Emmanuelle
Bought by
Cruz Ramon and Cruz Leonilda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,275
Interest Rate
6.54%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Nov 12, 2004
Sold by
Burkepile Barbara
Bought by
Hugentobler Emmanuelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,750
Interest Rate
5.69%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reilly Jr Timothy O $475,000 Titlemark Llc
Hecht Robert E $328,000 Agent For Chicago Title Insu
Lynx Asset Services Llc $542,975 --
Cruz Ramon $476,375 --
Hugentobler Emmanuelle $385,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oreilly Timothy Paul $250,000
Open Oreilly Timothy $400,000
Closed Reilly Jr Timothy O $400,000
Previous Owner Hecht Robert E $322,059
Previous Owner Cruz Ramon $520,000
Previous Owner Cruz Ramon $95,275
Previous Owner Cruz Ramon $381,100
Previous Owner Hugentobler Emmanuelle $288,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/10/2019 12/10/19 Sold $475,000 +1.3% $344 / Sq Ft
11/01/2019 11/01/19 Pending -- -- --
10/25/2019 10/25/19 For Sale $469,000 +43.0% $340 / Sq Ft
03/26/2013 03/26/13 Sold $328,000 -- $238 / Sq Ft
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,417 $175,200 $105,000 $70,200
2024 $10,018 $175,200 $105,000 $70,200
2022 $9,906 $175,200 $105,000 $70,200
2021 $9,895 $175,200 $105,000 $70,200
2020 $9,852 $175,200 $105,000 $70,200
2019 $9,661 $175,200 $105,000 $70,200
2018 $9,575 $175,200 $105,000 $70,200
2017 $9,487 $175,200 $105,000 $70,200
2016 $9,354 $175,200 $105,000 $70,200
2015 $9,242 $175,200 $105,000 $70,200
2014 $8,981 $175,200 $105,000 $70,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Garden State MLS

MLS Number: 3597023

Garden State MLS

APN: 14-01707-0000-00003