NOT LISTED FOR SALE

45 Spruce Terrace Wayne, NJ 07470

Estimated Value: $625,284 - $714,000

3 Beds
2 Baths
1,380 Sq Ft
$496/Sq Ft Est. Value

Last Sold December 10, 2019

Last sale price $475,000 $344 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $4,513/month

About This Home

Picturesque Views Of Packanack Lake In This Beautiful Three Bedroom/Two Bath Cape Cod Style Home! Hardwood Floors Compliment Rustic Chic Décor! Spacious LR W/Gas Fireplace Flanked By Stylish Custom Wood Work, Perfect For Fall Evenings. Updated Kitchen W/ Stainless Steel Appliances & Sliders Leading To Spacious Deck, Great For Entertaining! Convenient First Floor Master Bedroom W/En Suite Bath! Fin. Walk Out Basement W/ Patio & Private Fenced In Backyard. Plenty Of Storage! Lake Dues Are Current! Lake Community Offers Swimming, Sports, Clubhouse,..Great Schools! Close To Shopping & NJ Bus & Train Center!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2019
Closed on
Dec 10, 2019
Sold by
Hecht Robert E and Hecht Rachel L
Bought by
Reilly Jr Timothy O and Reilly Jessica O
Seller's Agent
DARLENE BONIFACE
COLDWELL BANKER REALTY
Buyer's Agent
AUGUST PASCALE
RE/MAX PROPERTIES
List Price
$469,000
Sold Price
$475,000
Premium/Discount to List
$6,000
1.28%
Current Estimated Value
$684,321

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$209,321
Avg. Annual Appreciation
5.98%
Original Mortgage
$400,000
Outstanding Balance
$351,841
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$332,480

Purchase Details

Listed on
Mar 26, 2013
Closed on
Mar 22, 2013
Sold by
Lynx Asset Services Llc
Bought by
Hecht Robert E and Schmit Rachel L
Seller's Agent
SILVIA MONTO
COLDWELL BANKER REALTY
Buyer's Agent
DARLENE BONIFACE
COLDWELL BANKER REALTY
Sold Price
$328,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.67%
Original Mortgage
$322,059
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 5, 2012
Sold by
Passaic County Sheriff and Cruz Ramon
Bought by
Lynx Asset Services Llc

Purchase Details

Closed on
Sep 8, 2006
Sold by
Hugentobler Emmanuelle
Bought by
Cruz Ramon and Cruz Leonilda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,275
Interest Rate
6.54%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Nov 12, 2004
Sold by
Burkepile Barbara
Bought by
Hugentobler Emmanuelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,750
Interest Rate
5.69%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reilly Jr Timothy O $475,000 Titlemark Llc
Hecht Robert E $328,000 Agent For Chicago Title Insu
Lynx Asset Services Llc $542,975 --
Cruz Ramon $476,375 --
Hugentobler Emmanuelle $385,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reilly Jr Timothy O $400,000
Previous Owner Hecht Robert E $322,059
Previous Owner Cruz Ramon $95,275
Previous Owner Cruz Ramon $381,100
Previous Owner Hugentobler Emmanuelle $288,750
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/10/2019 12/10/19 Sold $475,000 +1.3% $344 / Sq Ft View Prior Sale
11/01/2019 11/01/19 Pending -- -- --
10/25/2019 10/25/19 For Sale $469,000 +43.0% $340 / Sq Ft
03/26/2013 03/26/13 Sold $328,000 -- $238 / Sq Ft View Prior Sale

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,417 $175,200 $105,000 $70,200
2024 $10,018 $175,200 $105,000 $70,200
2022 $9,906 $175,200 $105,000 $70,200
2021 $9,895 $175,200 $105,000 $70,200
2020 $9,852 $175,200 $105,000 $70,200
2019 $9,661 $175,200 $105,000 $70,200
2018 $9,575 $175,200 $105,000 $70,200
2017 $9,487 $175,200 $105,000 $70,200
2016 $9,354 $175,200 $105,000 $70,200
2015 $9,242 $175,200 $105,000 $70,200
2014 $8,981 $175,200 $105,000 $70,200
Source: Public Records

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