NOT LISTED FOR SALE

45 Stutson St Rochester, NY 14612

Charlotte Neighborhood

Estimated Value: $157,461 - $167,000

3 Beds
1 Bath
1,183 Sq Ft
$137/Sq Ft Est. Value

Sale Details

Date Sold: June 30, 2025

Last sale price $165,000 $139 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $957 / mo

8 Days on Market

Highlights

  • Cape Cod Architecture
  • Covered Patio or Porch
  • Laundry Room
  • Wood Flooring
  • Eat-In Kitchen
  • Forced Air Heating System

About This Home

As of June 2025

A true 'Diamond in the Rough' As you walk through realizing that you are now in the heart of Charlotte only steps to the river and beach, imagine your decorating ideas coming to life throughout the inside & outside of this home! A bonus 2 story barn for the hobbyist or craftsman. (Approximately 40 x 30)
A short drive down Lake Ave. brings you to the Marina, the park and all the entertainment venues and restaurants. On-site appliances are all included as-is. Delayed negotiations deadline for offers is Tuesday 5/20, 2025 at noon.

Last Agent to Sell the Property

Reinhardt Brucker

Listing by Howard Hanna Brokerage Phone: 585-473-1320 License #30BR0496999 Listed on: 05/13/2025

Howard Hanna

Last Buyer's Agent

Tiffany Montgomery

Listing by Revolution Real Estate License #10401281052

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,447

Year Built

  • Built in 1910

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 44x100
  • Rectangular Lot

Home Design

  • Cape Cod Architecture
  • Colonial Architecture
  • Block Foundation
  • Wood Siding
  • Copper Plumbing

Interior Spaces

  • 1,183 Sq Ft Home
  • 2-Story Property
  • Eat-In Kitchen
  • Laundry Room

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • No Garage
  • Driveway

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • 3Rd Div Subdivision

Listing and Financial Details

  • Tax Lot 34
  • Assessor Parcel Number 261400-047-700-0002-034-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,447

Year Built

Built in 1910

Lot Details

6,970 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1910
  • Attribution Contact: 585-473-1320
  • ResoLaundryFeatures: In Basement
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Subdivision Name: 3rd Div
  • Directions: From Lake Ave & Stutson, go east and home is on the right, next to the church parking lot
  • Architectural Style: Cape Cod, Colonial
  • Flooring: Hardwood, Varies, Vinyl
  • Garage Yn: No
  • Interior Features: Eat-in Kitchen, Separate/Formal Living Room, Living/Dining Room
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater, See Remarks
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.16
  • Waterfront: No
  • Construction Type: Wood Siding, Copper Plumbing
  • Exterior Features: Blacktop Driveway
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Rochester

Lot Info

  • Parcel Number: 261400-047-700-0002-034-000-0000
  • Lot Dimensions: 44X100
  • Lot Size Sq Ft: 6970.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4447.0
  • Tax Lot: 34

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 13, 2025
Closed on
Jun 30, 2025
Sold by
Litwak Linda
Bought by
Varno Nicholas
Seller's Agent
Reinhardt Brucker
Howard Hanna
Buyer's Agent
Tiffany Montgomery
Revolution Real Estate
List Price
$164,900
Sold Price
$165,000
Premium/Discount to List
$100
0.06%
Views
67
Current Estimated Value
$161,615

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,385
Avg. Annual Appreciation
-2.38%
Original Mortgage
$156,750
Outstanding Balance
$156,485
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$5,130

Purchase Details

Closed on
Oct 12, 2021
Sold by
Oneill Pamela F and Postgate Pamela F
Bought by
Litwak Linda

Purchase Details

Closed on
Dec 12, 2012
Sold by
Obrien Benjamin S
Bought by
Postagate Pamela F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
2.68%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Varno Nicholas $165,000 First American Title Insurance
Varno Nicholas $165,000 First American Title Insurance
Litwak Linda $180,000 Rochester Abstract Corp
Postagate Pamela F $65,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Varno Nicholas $156,750
Closed Varno Nicholas $156,750
Previous Owner Postagate Pamela F $50,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/30/2025 06/30/25 Sold $165,000 +0.1% $139 / Sq Ft
05/21/2025 05/21/25 Pending -- -- --
05/13/2025 05/13/25 For Sale $164,900 -- $139 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,125 $127,400 $14,700 $112,700
2024 $1,125 $127,400 $14,700 $112,700
2023 $969 $79,900 $8,600 $71,300
2022 $959 $79,900 $8,600 $71,300
2021 $972 $79,900 $8,600 $71,300
2020 $979 $79,900 $8,600 $71,300
2019 $921 $74,000 $8,600 $65,400
2018 $2,042 $74,000 $8,600 $65,400
2017 $0 $74,000 $8,600 $65,400
2016 $921 $74,000 $8,600 $65,400
2015 $1,618 $70,000 $8,600 $61,400
2014 $1,618 $70,000 $8,600 $61,400
Source: Public Records

Agents Affiliated with this Home

  • Reinhardt Brucker

    Seller's Agent in 2025

    Reinhardt Brucker

    Howard Hanna

    (585) 317-4444

    6 in this area

    66 Total Sales

    Reinhardt Brucker
    Section Image
  • Tiffany Montgomery

    Buyer's Agent in 2025

    Tiffany Montgomery

    Revolution Real Estate

    (315) 719-8776

    5 in this area

    254 Total Sales

    Tiffany Montgomery
    Section Image
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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1606490

Upstate New York Real Estate Information Services (UNYREIS)

APN: 261400-047-700-0002-034-000-0000

New York Monroe County Rochester 14612 Charlotte

45 Stutson St, Rochester, NY

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