$299,900

45 Union St Oneonta, NY 13820

Estimated payment $2,146/month

Total Views 17,866
4 Beds
2.5 Baths
2,300 Sq Ft
$130 Price per Sq Ft

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Separate Formal Living Room
  • Recreation Room
  • 2 Fireplaces
  • 2-minute walk to Robert V Riddell State Park

About This Home

You can feel the love in this classic 4-bedroom 2&1⁄2 bath Oneonta Colonial located on Union Street, a quiet dead-end street adjoining Wilber Park and a few blocks from the colleges, downtown, and the Oneonta Middle and High School campus. The 2300 sf +/- home has been beautifully maintained and upgraded with a fabulous family room addition and a spacious second-floor primary suite. Please refer to the "Fun Facts" attachment for details on upgrades! On the first floor, you’ll find a large living room with a fireplace, a formal dining room, an inviting sunroom also with a fireplace, an eat-in kitchen open to the family room, and a half bath. The family room/breakfast room opens to a rear deck and a private, mostly fenced rear yard. Wilber Park, with its trails, pool, tennis courts, playground, and picnic areas, is just steps away across the street. Upstairs, there are four bedrooms, including the generously-sized primary suite with oodles of closet space, and two full baths. The basement offers flex space for exercise, storage, or hobbies, along with laundry facilities. Recent updates include a newer heating system, replacement windows, a newer roof, insulation, fresh paint, and in process- a reinforced deck and more. The detached 2-car barn/garage provides extra storage above. Beautifully landscaped grounds and a partially fenced yard complete this move-in-ready home in one of Oneonta’s most desirable downtown neighborhoods. This home is a great value and is priced to sell! Hurry, schedule your private viewing today

Listing Agent

Jennifer Armstrong

Listing by Keller Williams Upstate NY Properties Brokerage Phone: 607-434-4679 License #10401376754 Listed on: 10/11/2025

Keller Williams Upstate NY Properties

Co-Listing Agent

Joan Fox

Listing by Keller Williams Upstate NY Properties Brokerage Phone: 607-434-4679 License #10311204493

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,745

Year Built

  • Built in 1935

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 50x110
  • Partially Fenced Property
  • Rectangular Lot

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Driveway

Home Design

  • Colonial Architecture
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 2,300 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • 2 Fireplaces
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Recreation Room
  • Sun or Florida Room
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Double Oven
  • Built-In Range
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Heating System Uses Gas
  • Baseboard Heating
  • Gas Water Heater
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 33
  • Assessor Parcel Number 361200-288-014-0003-033-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,745

Year Built

Built in 1935

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1935
  • Attribution Contact: 607-434-4679
  • ResoLaundryFeatures: In Basement
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Co List Office Mls Id: ODFOX
  • Co List Office Phone: 607-431-2540
  • Directions: East St toward high school, right on Mary, Right on Union. House on the west side of the the street
  • Architectural Style: Colonial, Two Story
  • Flooring: Carpet, Hardwood, Laminate, Tile, Varies
  • Garage Yn: Yes
  • Interior Features: Breakfast Bar, Ceiling Fan(s), Separate/Formal Dining Room, Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Kitchen/Family Room Combo, Pull Down Attic Stairs, Solid Surface Counters, Natural Woodwork, Convertible Bedroom, Bath in Primary Bedroom
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Built-In Range, Built-In Oven, Double Oven, Dryer, Dishwasher, Gas Cooktop, Gas Water Heater, Refrigerator, Washer
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Main Level Bathrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Partial
  • Acres: 0.12
  • Waterfront: No
  • Construction Type: Frame, Spray Foam Insulation, Vinyl Siding
  • Exterior Features: Blacktop Driveway, Fence
  • Foundation Details: Poured

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Storage

Utilities

  • Heating: Gas, Baseboard
  • HeatingYN: Yes
  • Utilities: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Community Features: Trails/Paths
  • Senior Community: No

Schools

  • Junior High Dist: Oneonta

Lot Info

  • Parcel Number: 361200-288-014-0003-033-000-0000
  • Lot Dimensions: 50X110
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6745.0
  • Tax Lot: 33

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,695 $182,000 $13,400 $168,600
2023 $5,885 $182,000 $13,400 $168,600
2022 $6,203 $182,000 $13,400 $168,600
2021 $6,178 $182,000 $13,400 $168,600
2020 $5,638 $182,000 $13,400 $168,600
2019 $5,442 $182,000 $13,400 $168,600
2018 $5,442 $182,000 $13,400 $168,600
2017 $5,395 $182,000 $13,400 $168,600
2016 $5,332 $182,000 $13,400 $168,600
2015 -- $135,000 $6,000 $129,000
2014 -- $135,000 $6,000 $129,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/11/2025 10/11/25 For Sale $299,900 -- $130 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $142,000 --
Interfamily Deed Transfer -- --
Deed $90,000 --
Deed $96,000 --
Source: Public Records

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1644053

Otsego-Delaware Board of REALTORS®

APN: 361200-288-014-0003-033-000-0000