$115,000
SOLD JUN 29, 2026

45 W Chapman St Ely, MN 55731

Ely Area
4 Beds
1.5 Baths
1,500 Sq Ft
6,098 Sq Ft Lot

Sale Details

Date Sold: June 29, 2026

$77 Per Sq Ft

8% Below List Price

19 Days on Market

Highlights

  • Guest House
  • Public Water Access
  • Detached Garage
  • Memorial High School Rated 9+
  • City Lights View
  • Porch

About This Home

As of June 2026

Charming and centrally located, this 4-bedroom home offers the perfect blend of character, comfort, and convenience. A short 5-minute walk will get you to downtown Ely’s shops, coffee spots, and dining. The main floor features a spacious bedroom and a 1⁄2 bath, along with beautiful wood flooring that adds warmth and charm throughout. Enjoy relaxing mornings or quiet evenings in the inviting 3-season porches at both the front and back of the home. The bright, sun-filled living room flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. Upstairs, you’ll find three additional bedrooms with classic wood floors and a nicely remodeled 3⁄4 bath. The basement adds even more value with a cedar sauna, laundry and utility space, plus ample storage. Outside, the property includes a 2-stall garage and a separate guest house brimming with potential that would be perfect for renovation to provide rental income, or a private retreat. Whether you’re searching for a primary residence, vacation getaway, or investment opportunity, this property’s excellent location and versatile features make it a standout choice.

Last Agent to Sell the Property

Kate Davies

Bear Island Realty LLC Brokerage Phone: Listed on: 04/22/2026

Co-Listed By

Anna Yahnke

Bear Island Realty LLC Brokerage Phone:

Last Buyer's Agent

Nonmember NONMEMBER

Nonmember Office

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,803

Year Built

  • Built in 1902

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 50 x 125

Parking

  • Detached Garage

Home Design

  • Concrete Foundation
  • Poured Concrete

Interior Spaces

  • 2-Story Property
  • Vinyl Clad Windows
  • Living Room
  • City Lights Views
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Public Water Access
  • Porch

Additional Features

  • Energy-Efficient Windows
  • Guest House

Listing and Financial Details

  • Assessor Parcel Number 030-0260-00060

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,803

Year Built

Built in 1902

Lot Details

6,098 Sq Ft Lot

Parking

2

Listing Details

  • Directions: In Ely, take Central Avenue to Chapman Street. Turn right and follow to the property address.
  • Tax Year: 2026
  • View Type:Pond View: City Lights
  • Reso Roof: Asphalt Shingle
  • Year Built: 1902
  • Property Sub Type: Single Family Detached
  • Property Type: Residential
  • LotSizeAcres: 0.14
  • Lot Size: 50 x 125
  • Road Frontage Type: City Street
  • Co List Office Mls Id: LSA31750
  • Co List Office Phone: 218-365-2800
  • Co List Office Mls Id: LSA31750
  • Above Grade Finished Sq Ft: 1400
  • Living Area: 1500
  • RoomType: Living Room
  • LSA_Foreclosure: No
  • LSA_Auction: No
  • LSA_ManagementCompany: ***
  • LSA_LeasedLand: Owned
  • RoomType: Kitchen
  • RoomType: Bedroom
  • RoomType: Bedroom
  • RoomType: Bedroom
  • RoomType: Bedroom
  • RoomType: Porch
  • RoomType: Porch
  • RoomType: Other
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Range, Refrigerator, Washer
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 100
  • Stories: 2
  • Window Features: Energy Windows, Vinyl Windows
  • LSA_MainFloorBedroom: 1

Exterior Features

  • Construction Type: Other
  • Foundation Details: Concrete, Poured Concrete
  • Other Structures: Guest House

Garage/Parking

  • LSA_GarageType: Detached

Utilities

  • Sewer: Public Sewer
  • Water Source: City

Schools

  • Junior High Dist: Ely #696

Lot Info

  • Development Status: Previously Owned
  • Parcel Number: 030-0260-00060
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1803

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 22, 2026
Closed on
Jun 17, 2026
Sold by
Bought by
Seller's Agent
Kate Davies
Bear Island Realty LLC
Buyer's Agent
Nonmember NONMEMBER
Nonmember Office
List Price
$125,000
Sold Price
$115,000
Premium/Discount to List
-$10,000
-8%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
99.01%
Original Mortgage
$92,000
Outstanding Balance
$92,000
Interest Rate
6.51%
Mortgage Type
New Conventional
Estimated Equity
$31,193

Purchase Details

Listed on
May 5, 2021
Closed on
Oct 15, 2021
Sold by
Bought by
Seller's Agent
Chris Eilrich
Wildwoods Land Company
Buyer's Agent
Chris Eilrich
Wildwoods Land Company
List Price
$105,000
Sold Price
$105,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.95%
Original Mortgage
$78,750
Interest Rate
3.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 14, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,950
Interest Rate
6.63%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Ely, MN

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $115,000 Northeast Title
Warranty Deed $105,000 Northwest Title
Warranty Deed $61,951 Up North Title Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $92,000 New Conventional
Previous Owner $78,750 New Conventional
Previous Owner $78,750 New Conventional
Previous Owner $52,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $61,950 Purchase Money Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/29/2026 06/29/26 Sold $115,000 -8.0% $77 / Sq Ft
05/11/2026 05/11/26 Pending -- -- --
04/22/2026 04/22/26 For Sale $125,000 +19.0% $83 / Sq Ft
10/15/2021 10/15/21 Sold $105,000 0.0% $73 / Sq Ft View Prior Sale
09/01/2021 09/01/21 Pending -- -- --
05/05/2021 05/05/21 For Sale $105,000 -- $73 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,888 $105,700 $9,400 $96,300
2023 $1,830 $101,400 $9,100 $92,300
2022 $618 $86,400 $8,700 $77,700
2021 $628 $72,600 $7,900 $64,700
2020 $538 $65,200 $7,900 $57,300
2019 $502 $65,200 $7,900 $57,300
2018 $468 $64,300 $7,900 $56,400
2017 $482 $61,600 $7,800 $53,800
2016 $502 $59,300 $7,100 $52,200
2015 $475 $37,000 $4,700 $32,300
2014 $475 $37,000 $4,700 $32,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6124711

APN: 030026000060

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