45 White Cliffs Ln Santa Rosa Beach, FL 32459
Blue Mountain Neighborhood
4
Beds
4.5
Baths
3,852
Sq Ft
8,276
Sq Ft Lot
Highlights
- Beach
- Gulf View
- Florida Architecture
- Bay Elementary School Rated A-
- Gated Community
- Cathedral Ceiling
About This Home
As of December 2019This custom-crafted home is situated nicely on a large homesite in the luxurious gated Village of White Cliffs in Blue Mountain Beach. This home offers beautiful landscapes and Gulf views from the spacious covered decks on the second and third levels. A fabulous custom gourmet kitchen with granite counter tops, a center island and large breakfast bar make this home ideal for entertaining. Adjoining the kitchen is a large dining and living area, which opens to a covered deck. Additional features include an elevator, two master suites, two guest bedrooms, den, office, oversized garage and carport. And if desired, there is room to add a pool. The Village of White Cliffs offers private deeded beach access, a heated pool with pool house, clubhouse with fitness room, meeting rooms, kitchen and tennis courts!
Last Agent to Sell the Property
Marianne Grant Blake Cooper
Christies International Real Estate Emerald Coast Listed on: 05/24/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,660
Year Built
- Built in 1995
Lot Details
- Lot Dimensions are 63 x 201 x 70 x 130
- Property fronts a private road
- Corner Lot
- Cleared Lot
HOA Fees
- $200 Monthly HOA Fees
Parking
- 1 Car Garage
- 1 Carport Space
Home Design
- Florida Architecture
Interior Spaces
- 3,852 Sq Ft Home
- 3-Story Property
- Elevator
- Furnished
- Cathedral Ceiling
- Recessed Lighting
- Living Room
- Dining Area
- Gulf Views
Kitchen
- Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Laundry
- Dryer
- Washer
Home Security
- Home Security System
- Fire and Smoke Detector
Outdoor Features
- Balcony
- Porch
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
- Water Tap Fee Is Paid
Listing and Financial Details
- Assessor Parcel Number 12-3S-20-34631-00B-0010
Community Details
Overview
- Village Of White Cliffs The Subdivision
- The community has rules related to covenants
Recreation
- Beach
- Tennis Courts
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 18, 2021
Sold by
Fwh Ventures Llc
Bought by
Allen Jeffrey Dale and Allen Keli Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,520,000
Outstanding Balance
$1,370,971
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$2,260,089
Purchase Details
Listed on
Jan 15, 2019
Closed on
Dec 2, 2019
Sold by
Wilkes Robert C and Wilkes Starla L
Bought by
Fwh Ventures Llc
Seller's Agent
Allen Adams
850 Properties - Santa Rosa Beach
List Price
$826,400
Sold Price
$826,400
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.77%
Purchase Details
Listed on
May 24, 2018
Closed on
Jul 5, 2018
Sold by
Adair David J and Adair Sandra L
Bought by
Wilkes Starla W and Wilkes Robert C
Seller's Agent
Marianne Grant Blake Cooper
Christies International Real Estate Emerald Coast
Buyer's Agent
Allen Adams
850 Properties - Santa Rosa Beach
List Price
$1,115,000
Sold Price
$1,115,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.14%
Original Mortgage
$1,003,500
Interest Rate
4.6%
Purchase Details
Closed on
Apr 21, 2006
Sold by
Pietoso Antonio and Pietoso Kathy J
Bought by
Adair David J and Adair Sandra L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$814,000
Interest Rate
6.5%
Purchase Details
Closed on
Aug 15, 2002
Sold by
Ellison Charles H and Ellison Paige T
Bought by
Pietoso Antonio and Pietoso Kathy J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
6.53%
Purchase Details
Closed on
Oct 29, 2001
Sold by
Cook Reginald D and Colcock Heath N
Bought by
Ellison Charles H and Ellison Paige T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.74%
Similar Homes in Santa Rosa Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,900,000 | Attorney | |
| Warranty Deed | $826,400 | Mcneese Title Llc | |
| Warranty Deed | $1,115,000 | Attorney | |
| Warranty Deed | $1,017,500 | Southern Escrow & Title Llc | |
| Warranty Deed | $535,000 | -- | |
| Warranty Deed | $385,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,520,000 | New Conventional | |
| Previous Owner | $1,003,500 | No Value Available | |
| Previous Owner | $200,000 | No Value Available | |
| Previous Owner | $814,000 | No Value Available | |
| Previous Owner | $409,050 | No Value Available | |
| Previous Owner | $400,000 | No Value Available | |
| Previous Owner | $50,000 | No Value Available | |
| Previous Owner | $250,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Price Changed | $3,545,000 | -6.6% | $828 / Sq Ft |
| 05/08/2025 05/08/25 | For Sale | $3,795,000 | +359.2% | $887 / Sq Ft |
| 12/02/2019 12/02/19 | Sold | $826,400 | 0.0% | $215 / Sq Ft |
| 10/11/2019 10/11/19 | Pending | -- | -- | -- |
| 01/15/2019 01/15/19 | For Sale | $826,400 | -25.9% | $215 / Sq Ft |
| 07/06/2018 07/06/18 | Sold | $1,115,000 | 0.0% | $289 / Sq Ft |
| 06/12/2018 06/12/18 | Pending | -- | -- | -- |
| 05/24/2018 05/24/18 | For Sale | $1,115,000 | -- | $289 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $14,722 | $1,695,512 | $551,250 | $1,144,262 |
| 2023 | $14,722 | $1,620,248 | $551,250 | $1,068,998 |
| 2022 | $13,757 | $1,484,465 | $545,715 | $938,750 |
| 2021 | $9,588 | $1,000,388 | $214,043 | $786,345 |
| 2020 | $8,902 | $891,777 | $195,822 | $695,955 |
| 2019 | $8,304 | $873,566 | $190,118 | $683,448 |
| 2018 | $5,820 | $620,990 | $0 | $0 |
| 2017 | $5,660 | $608,217 | $0 | $0 |
| 2016 | $5,590 | $595,707 | $0 | $0 |
| 2015 | $5,639 | $591,566 | $0 | $0 |
| 2014 | $5,672 | $586,871 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Blake Jones
Scenic Sotheby's International Realty
(850) 714-4252
4 in this area
80 Total Sales
-
T
Seller Co-Listing Agent in 2025
The Carroll Jones Beckman Group
Scenic Sotheby's International Realty
(850) 624-0037
11 Total Sales
-
A
Seller's Agent in 2019
Allen Adams
850 Properties - Santa Rosa Beach
(850) 855-6140
1 in this area
121 Total Sales
-
M
Seller's Agent in 2018
Marianne Grant Blake Cooper
Christies International Real Estate Emerald Coast
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 799453
APN: 12-3S-20-34631-00B-0010
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