$1,185,000
SOLD JUN 13, 2025

450 Coves Rd Union Hall, VA 24176

3 Beds
2.5 Baths
2,166 Sq Ft
1.11 Acres

Recently Sold

$547 Per Sq Ft

9% Below List Price

31 Days on Market

Highlights

  • 180 Feet of Waterfront
  • 1 Dock Slip
  • Cathedral Ceiling
  • Marina
  • Lake View
  • Covered Patio or Porch

About This Home

As of June 2025

Welcome to your dream escape in the prestigious gated community of The Coves. This 3-bedroom, 2.5-bathlakefront home offers the perfect blend of charm, character, and modern comfort--all nestled in a peaceful, natural setting on Smith MountainLake. Enjoy sweeping lake views from not one, but two covered porches, including a cozy side porch with a masonry stone, wood-burningfireplace--an ideal spot for relaxing year-round. Inside, you'll find vaulted ceilings with exposed wood beams, an open floor plan, and customwallpaper accents in the kitchen and baths that add warmth and personality. Upstairs, a versatile loft area provides bonus living space, currentlystyled as a fun and functional bunk room.

Last Agent to Sell the Property

Kathryn Pignatella

FIRST CHOICE REAL ESTATE LLC - HARDY License #0225236405 Listed on: 04/05/2025

Last Buyer's Agent

Kathryn Pignatella

FIRST CHOICE REAL ESTATE LLC - HARDY License #0225236405 Listed on: 04/05/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,829

Year Built

  • Built in 2015

Lot Details

  • 1.11 Acre Lot
  • 180 Feet of Waterfront
  • Property fronts a private road
  • Cul-De-Sac
  • Lot Sloped Down
  • Property is zoned SM

HOA Fees

  • $100 Monthly HOA Fees

Home Design

  • Hardboard

Interior Spaces

  • 1.5-Story Property
  • Cathedral Ceiling
  • Fireplace Features Masonry
  • Lake Views

Kitchen

  • Electric Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Dock has a Storage Area
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Covered Patio or Porch

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 7

Community Details

Overview

  • The Coves Association
  • The Coves Subdivision

Recreation

  • Marina
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,829

Year Built

Built in 2015

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Interior Features: Cathedral Ceiling, Masonry Fireplace, Walk-in-Closet
  • Heating System: Heat Pump Electric
  • Fireplace(s): Other - See Remarks
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Walkout - Full
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Covered Porch, Paved Driveway
  • Views: Lake
  • AddlCoveredPrkng: Not Applicable
  • BedroomsBREntryLevel: 1
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 945.00
  • ExteriorDoors: Fiberglass, Full View
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsLowerLvl: 1
  • HalfBathsHalfBathsEntryLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryLowerLevel: 1
  • LengthOfWaterfront: 180.00
  • LowerBelowGrdFin Sq Ft: 945.00
  • Major Area: 04 - Franklin County
  • Phone Email: The Coves
  • P O A Condo Contact Name: The Coves
  • POACondoDues: 1200.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: N/A
  • Residential Type: Detached
  • Style Of House: 1.5 Story
  • SubdivisionMap: Tax ID 0521000700
  • Total Above Grd Fin S Q F T: 1221
  • TotalBdrm: 3
  • TotalBths: 2.10
  • TotalFBaths: 2
  • Total Finished Sq Ft: 2166.00
  • TotalHBaths: 1
  • UpperAboveGrdFin Sq Ft: 276.00
  • Water Class: Waterfront Property
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Side Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Community System
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Cul-de-sac, Paved Road, Private Road, Underground Util

Lot Info

  • Lot Description: Down Slope, Views
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 1.11
  • Lot: 7
  • ZoningCode: SM

Green Features

  • Water Features: Cove

Building Info

  • Year Built: 2015

Tax Info

  • Taxes (6 mo): 3828.97

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 5, 2025
Closed on
Jun 11, 2025
Sold by
Weikart Eric and Leigh Anne
Bought by
Chisholm Rory and Chisholm Caroline
Seller's Agent
Kathryn Pignatella
FIRST CHOICE REAL ESTATE LLC - HARDY
Buyer's Agent
Kathryn Pignatella
FIRST CHOICE REAL ESTATE LLC - HARDY
List Price
$1,299,000
Sold Price
$1,185,000
Premium/Discount to List
-$114,000
-8.78%
Views
19
Current Estimated Value
$1,251,556

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,556
Avg. Annual Appreciation
12.06%
Original Mortgage
$999,000
Outstanding Balance
$996,002
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$255,554

Purchase Details

Closed on
Oct 4, 2021
Sold by
Coves Land Holdings Llc
Bought by
Weikart Eric and Weikart Leigh Anne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 1, 2021
Sold by
Heritage Holding Llc
Bought by
Weikart Eric and Weikart Leigh Anne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$456,800
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 14, 2020
Sold by
Coves 7 Llc
Bought by
Heritage Holding Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$352,000
Interest Rate
2.8%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Feb 12, 2016
Sold by
Ferry Land Holdings Llc
Bought by
Coves 7 Llc

Purchase Details

Closed on
Apr 1, 2015
Sold by
Ferry Land Holdings Llc
Bought by
Pinion Properties Llc

Purchase Details

Closed on
Sep 30, 2014
Sold by
Optima Properties
Bought by
Crumpler Investment Lp
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,185,000 Fidelity National Title Insura
Deed $100,000 None Available
Deed $590,000 Fidelity National Ttl Ins Co
Deed $440,000 None Available
Deed -- None Available
Deed -- None Available
Deed -- None Available
Deed -- None Available
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $999,000 New Conventional
Previous Owner $75,000 Purchase Money Mortgage
Previous Owner $456,800 New Conventional
Previous Owner $352,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/13/2025 06/13/25 Sold $1,185,000 -5.2% $547 / Sq Ft
05/06/2025 05/06/25 Pending -- -- --
04/22/2025 04/22/25 Price Changed $1,250,000 -3.8% $577 / Sq Ft
04/05/2025 04/05/25 For Sale $1,299,000 -- $600 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,699 $627,700 $196,100 $431,600
2024 $2,699 $627,700 $196,100 $431,600
2023 $2,769 $453,900 $186,100 $267,800
2022 $2,769 $453,900 $186,100 $267,800
2021 $2,640 $432,800 $165,000 $267,800
2020 $2,640 $432,800 $165,000 $267,800
2019 $2,320 $380,400 $155,000 $225,400
2018 $2,320 $380,400 $155,000 $225,400
2017 $2,092 $203,000 $203,000 $0
2016 $1,623 $203,000 $203,000 $0
2015 -- $203,000 $203,000 $0
2014 -- $203,000 $203,000 $0
2013 -- $203,000 $203,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 915924

Roanoke Valley Association of REALTORS®

APN: 0521000700