Seller's Agent in 2025
Melissa Godwin
GODWIN REALTY GROUP
(407) 908-1531
5 in this area
110 Total Sales
4500 Lake Trudy Dr Saint Cloud, FL 34769
Pine Lake Estates NeighborhoodEstimated Value: $441,000 - $493,000
5
Beds
3
Baths
2,477
Sq Ft
$189/Sq Ft
Est. Value
Highlights
- 26 Feet of Pond Waterfront
- Screened Pool
- Property is near public transit
- Parking available for a boat
- Pond View
- Main Floor Primary Bedroom
About This Home
As of September 2025PRICE IMPROVEMENT - Pine Lake Estates - Welcome Home to this 5 Bedroom, 3 Bathroom, POOL Home Located on a .46 Acre Lot with a Serene WATERVIEW! This Spacious Two-Story Residence Features a Thoughtfully Designed Layout, with the Primary Bedroom & Bath Conveniently Located on the First Floor for Easy Access and Privacy, along with a 2nd Bedroom with EnSuite Bath Located Upstairs. The Heart of the Home Boasts an Open-Concept Kitchen with Beautiful Granite Countertops & Tile Backsplash, An Island for Additional Prop Space, and a Seamless Flow into the Dining Area - Perfect for Entertaining Guests. With Plenty of Natural Light Throughout, This Home Offers an Inviting & Airy Atmosphere. Two Rooms Downstairs Offer a Flex-Space Option - Perfect for Add’l Bedrooms or Office. Set on a Generous Lot, The Property Offers Plenty of Outdoor Space, Including a Screen Enclosed Private Pool with a Picturesque Water View. The Side-Facing Garage, Along with a Large Carport & Storage, Provides Ample Parking - Including a Place for you RV & Boat. Enjoy the Freedom of NO HOA Fees While Still Being a Part of This Peaceful Community. The Home Also Features a Durable Metal Roof and Hard Flooring Throughout. Located in Pine Lake Estates, You’ll Experience the Best of Both Worlds - A Peaceful Suburban Setting While Still Being Close to All The Amenities and Conveniences St. Cloud Has to Offer. No HOA or CDD Fees, Not in a flood zone. Convenient to the FL Turnpike Entrance, Hwy 192, Schools, Shopping, Restaurants & More!
Last Agent to Sell the Property
GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3044043 Listed on: 02/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,567
Year Built
- Built in 1979
Lot Details
- 20,081 Sq Ft Lot
- Lot Dimensions are 105x200
- 26 Feet of Pond Waterfront
- Southeast Facing Home
- Oversized Lot
- Level Lot
- Landscaped with Trees
- Property is zoned SR1A
Parking
- 2 Car Attached Garage
- 1 Carport Space
- Side Facing Garage
- Garage Door Opener
- Driveway
- Parking available for a boat
- RV Access or Parking
Property Views
- Pond
- Pool
Home Design
- Slab Foundation
- Metal Roof
- Concrete Siding
- Block Exterior
- Stucco
Interior Spaces
- 2,477 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Drapes & Rods
- French Doors
- Living Room
- Dining Room
- Bonus Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Laminate
- Concrete
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 3 Full Bathrooms
- Shower Only
Laundry
- Laundry in Garage
- Washer and Electric Dryer Hookup
Home Security
- Closed Circuit Camera
- Fire and Smoke Detector
Pool
- Screened Pool
- In Ground Pool
- Gunite Pool
- Fence Around Pool
Outdoor Features
- Access To Pond
- Enclosed Patio or Porch
- Exterior Lighting
- Shed
- Rain Gutters
- Private Mailbox
Location
- Property is near public transit
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Pine Lake Estates Unit 4 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 40 / 1
- Assessor Parcel Number 04-26-30-0906-0001-0400
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 18, 2025
Closed on
Sep 2, 2025
Sold by
Bought by
Seller's Agent
Melissa Godwin
GODWIN REALTY GROUP
Buyer's Agent
Maddy Ortiz
KELLER WILLIAMS REALTY AT THE PARKS
List Price
$550,000
Sold Price
$450,000
Premium/Discount to List
-$100,000
-18.18%
Views
292
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,032
Avg. Annual Appreciation
5.15%
Original Mortgage
$360,000
Outstanding Balance
$360,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$107,032
Purchase Details
Closed on
Apr 30, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,380
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 18, 2018
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,380
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 10, 1998
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,950
Interest Rate
7.14%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $450,000 | Land Title Professionals | ||
| -- | Attorney | ||
| -- | Attorney | ||
| $155,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $360,000 | ||
| Previous Owner | $138,380 | ||
| Previous Owner | $139,950 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/02/2025 09/02/25 | Sold | $450,000 | -6.3% | $182 / Sq Ft |
| 08/01/2025 08/01/25 | Pending | -- | -- | -- |
| 07/18/2025 07/18/25 | Price Changed | $480,000 | -4.0% | $194 / Sq Ft |
| 07/11/2025 07/11/25 | Price Changed | $500,000 | -2.9% | $202 / Sq Ft |
| 06/24/2025 06/24/25 | Price Changed | $515,000 | -3.7% | $208 / Sq Ft |
| 06/20/2025 06/20/25 | Price Changed | $535,000 | -2.7% | $216 / Sq Ft |
| 02/18/2025 02/18/25 | For Sale | $550,000 | -- | $222 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,640 | $195,739 | -- | -- |
| 2024 | $2,567 | $190,223 | -- | -- |
| 2023 | $2,567 | $184,683 | $0 | $0 |
| 2022 | $2,472 | $179,304 | $0 | $0 |
| 2021 | $2,438 | $174,082 | $0 | $0 |
| 2020 | $2,414 | $171,679 | $0 | $0 |
| 2019 | $2,377 | $167,820 | $0 | $0 |
| 2018 | $2,436 | $162,597 | $0 | $0 |
| 2017 | $2,329 | $153,621 | $0 | $0 |
| 2016 | $2,192 | $144,622 | $0 | $0 |
| 2015 | $2,103 | $137,492 | $0 | $0 |
| 2014 | $1,631 | $121,908 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Godwin
-
Maddy Ortiz
M
Buyer's Agent in 2025
Maddy Ortiz
KELLER WILLIAMS REALTY AT THE PARKS
(702) 994-0364
1 in this area
2 Total Sales
Map
Source: Stellar MLS
MLS Number: S5120721
APN: 04-26-30-0906-0001-0400
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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