$480,000
SOLD NOV 7, 2025

4509 95th Terrace E Duette, FL 34219

4 Beds
3 Baths
2,217 Sq Ft
7,562 Sq Ft Lot

Recently Sold

$217 Per Sq Ft

4% Below List Price

185 Days on Market

Highlights

  • Solar Heated In Ground Pool
  • Hurricane or Storm Shutters
  • Eat-In Kitchen
  • View of Trees or Woods
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

As of November 2025

NO CDD FEES + LOW HOA! MOTIVATED SELLER! Welcome to this desirable 4BR/3BA heated saltwater pool home in Parrish, in the highly sought-after Harvey school district. Built in 2022, this nearly new property features an open floor plan, upgraded finishes, and a luxurious master bedroom with views of the beautiful pool. The 4th bedroom includes a private ensuite with a full bath — perfect for multi-generational living, guests, or an adult child who needs more privacy. Outside, the beautifully designed oversized paver pool deck creates the ideal space for entertaining or relaxing in the Florida sunshine. This quiet, tucked-away neighborhood has no through traffic, incredibly low HOA fees that include cable & internet, and is truly a hidden gem. Conveniently located near Parkwood Plaza, Creekside Commons, restaurants, and shopping, plus zoned for Barbara Harvey Elementary & Parrish Community High. This house is move-in ready and waiting for its new owner!

Last Agent to Sell the Property

Cynthia Grigsby

WAGNER REALTY Brokerage Phone: 941-727-2800 License #3115221 Listed on: 04/10/2025

WAGNER REALTY

Last Buyer's Agent

Gabriel Elliott

ALIGN RIGHT REALTY SRQ OPULENCE License #3553257

ALIGN RIGHT REALTY SRQ OPULENCE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,253

Year Built

  • Built in 2022

Lot Details

  • 7,562 Sq Ft Lot
  • Southeast Facing Home
  • Irrigation Equipment
  • Property is zoned PD-R

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,217 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • French Doors
  • Living Room
  • Dining Room
  • Views of Woods
  • Hurricane or Storm Shutters
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • 3 Full Bathrooms
  • Garden Bath

Pool

  • Solar Heated In Ground Pool
  • Saltwater Pool

Schools

  • Barbara A. Harvey Elementary School
  • Buffalo Creek Middle School
  • Parrish Community High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Cable TV Available

Community Details

  • Association fees include cable TV, internet
  • Keith Wilking Association, Phone Number (941) 730-9610
  • Grand Oak Preserve Fka The Ponds Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,253

Year Built

Built in 2022

Lot Details

0

HOA Fees

$125 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Internet
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2217
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 2840
  • Lot Size Sq Ft: 7562
  • Status: Sold
  • Street Post Direction: E
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 263.84
  • Escrow State: FL
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 216.51
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 941-727-2800
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Living Area Meters: 205.97

Exterior Features

  • Direction Faces: Southeast
  • Pool Features: Heated, In Ground, Salt Water, Solar Heat
  • Exterior Features: French Doors, Hurricane Shutters
  • Roof: Shingle
  • Pool Private: Yes
  • View: Trees/Woods
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 375
  • Association Fee Frequency: Quarterly
  • Association Name: Keith Wilking
  • Phone: 941-730-9610
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: kwilking@thesignatureone.com

Fee Information

  • Total Annual Fees: 1500.00
  • Total Monthly Fees: 125.00
  • Monthly HOA Amount: 125.00

Schools

  • Elementary School: Barbara A. Harvey Elementary
  • High School: Parrish Community High
  • Middle Or Junior School: Buffalo Creek Middle

Lot Info

  • Zoning: PD-R
  • Parcel Number: 740503209
  • Additional Parcels: No
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5253.1
  • Tax Lot: 63

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
Nov 7, 2025
Sold by
Frederick R Deloach Trust and Deloach Frederick R
Bought by
German Cody and Degrane Sarah Elizabeth
Seller's Agent
Cynthia Grigsby
WAGNER REALTY
Buyer's Agent
Gabriel Elliott
ALIGN RIGHT REALTY SRQ OPULENCE
List Price
$499,900
Sold Price
$480,000
Premium/Discount to List
-$19,900
-3.98%
Views
343

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.11%
Original Mortgage
$462,962
Outstanding Balance
$462,962
Interest Rate
6.34%
Mortgage Type
FHA
Estimated Equity
$10,213
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 Integrity Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $462,962 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2025 11/07/25 Sold $480,000 0.0% $217 / Sq Ft
10/12/2025 10/12/25 Pending -- -- --
09/21/2025 09/21/25 Price Changed $480,000 -4.0% $217 / Sq Ft
09/10/2025 09/10/25 For Sale $499,900 0.0% $225 / Sq Ft
09/03/2025 09/03/25 Pending -- -- --
08/12/2025 08/12/25 Price Changed $499,900 0.0% $225 / Sq Ft
07/17/2025 07/17/25 Price Changed $500,000 -3.8% $226 / Sq Ft
07/08/2025 07/08/25 Price Changed $519,900 -1.0% $235 / Sq Ft
05/31/2025 05/31/25 Price Changed $524,900 -2.8% $237 / Sq Ft
04/10/2025 04/10/25 For Sale $539,900 +33.5% $244 / Sq Ft
04/02/2022 04/02/22 Sold $404,271 0.0% $184 / Sq Ft View Prior Sale
02/06/2022 02/06/22 Pending -- -- --
02/05/2022 02/05/22 For Sale $404,271 -- $184 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,196 $410,963 $45,900 $365,063
2024 $5,196 $412,699 -- --
2023 $5,196 $400,679 $45,900 $354,779
2022 $837 $45,000 $45,000 $0
2021 $638 $45,000 $45,000 $0
2020 $669 $45,000 $45,000 $0
2019 $71 $4,256 $4,256 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4647537

Stellar MLS

APN: 7405-0320-9