NOT LISTED FOR SALE

451 Fogg Rd Sparta, KY 41086

Estimated Value: $321,687 - $365,000

3 Beds
1.5 Baths
1,475 Sq Ft
$227/Sq Ft Est. Value

Last Sold July 22, 2024

Last sale price $317,500 $215 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,987/month

3 Days on Market

Highlights

  • Docks
  • Waterfront
  • Lake Property
  • Lake View
  • Open Floorplan
  • Deck

About This Home

As of July 2024

Perfectly situated on a scenic lot, nestled along the banks of Craigs Creek Lake, this Waterfront Ranch is immaculate and ready for the Summer. Comfortably host a weekend retreat with 3 bedrooms, 2 full bathrooms, and multiple spaces to entertain throughout. You'll love the open floor plan, whether you're by this cozy fireplace in the dining room, or relaxing in the living room with the view of the water. The finished walk-out basement provides even more indoor space to unwind, a Full Bathroom with walk-in shower. There's also storage space for water toys, laundry, and garage! Finally, relax and take in the views from the sun-deck up top, or the covered back patio spanning the length of the home. Enjoy the patio's ceiling fans, and rails along the entire perimeter for additional safety. Make your way down the staircase to the Covered Boat Dock with Galvanized Steel Frame/No Rust Spud Poles. Craigs Creek provides direct access to the Ohio River on the other side of the lake, with Marinas and Waterfront Restaurants closeby. This property also provides parking for boats or trailers, right across the street on the new concrete parking pad. Schedule your showing today!

Last Agent to Sell the Property

John Killinder

Homepage Realty License #222080 Listed on: 06/19/2024

Homepage Realty

Last Buyer's Agent

John Killinder

Homepage Realty License #222080 Listed on: 06/19/2024

Homepage Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,445

Year Built

  • Built in 1967

Lot Details

  • 0.43 Acre Lot
  • Waterfront
  • Lot Sloped Down

Parking

  • 1 Car Attached Garage
  • Side Facing Garage
  • Off-Street Parking

Property Views

  • Lake
  • Woods

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Shingle Roof
  • Block And Beam Construction

Interior Spaces

  • 1,475 Sq Ft Home
  • Open Floorplan
  • Brick Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Family Room
  • Living Room
  • Formal Dining Room
  • Attic Fan
  • Stacked Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Cooktop
  • Kitchen Island

Flooring

  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Finished Basement

  • Walk-Out Basement
  • Partial Basement
  • Finished Basement Bathroom
  • Stubbed For A Bathroom

Home Security

  • Home Security System
  • Smart Thermostat
  • Fire and Smoke Detector

Outdoor Features

  • Docks
  • Lake Property
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Exterior Lighting

Schools

  • Gallatin County Elementary School
  • Gallatin County Middle School
  • Gallatin County High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Propane
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 9-NVF-17

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,445

Year Built

Built in 1967

Lot Details

0

Parking

1

Listing Details

  • Cooling: Attic Fan, Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.43
  • Year Built: 1967
  • Lot Size: 0
  • Road Frontage Type: City Street
  • Directions: I-71 to exit 57, head North off of exit (KY Speedway) on Sparta for approximately 4 miles, LEFT on Fogg Road, property on LEFT.
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Gallatin County Elementary
  • Location Tax Legal Info:Middle or Junior School: Gallatin County Middle School
  • Location Tax Legal Info:High School: Gallatin County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 0
  • General Property Description:Approx SqFt2: 2080.0
  • Architecture:Ranch: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Family Room4: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.43
  • General Property Description:Living Area: 1475.0
  • General Property Description:Lot Size Square Feet: 18731.0
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Location Tax Legal Info:Tax ID: 9-NVF-17
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • View:TreesWoods: Yes
  • Utilities:Water Available: Yes
  • Percent Basement Finished: Yes
  • Security Features:Security System: Yes
  • Utilities:Propane3: Yes
  • View:Lake2: Yes
  • Cooling:Attic Fan: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Kitchen Island, Smart Thermostat, Open Floorplan, Eat-in Kitchen
  • Basement: Partial, Finished, Bath/Stubbed, Walk-Out Access
  • Heating: Propane
  • Levels: One
  • Flooring: Vinyl
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Refrigerator
  • Accessibility Features: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: See Remarks, Brick
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1475.0
  • Window Features: Insulated Window(s), Vinyl Frames
  • Appliances:Electric Oven: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Smart Thermostat: Yes
  • Family Room Features:See Remarks6: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Basement:Full Finished Bath: Yes
  • Fireplace Features:Brick3: Yes
  • Appliances:Electric Cooktop: Yes
  • Basement:Partial: Yes
  • Basement:Luxury Vinyl Flooring2: Yes
  • Fireplace Features:See Remarks41: Yes
  • Dining Room Features:See Remarks22: Yes
  • Kitchen Features:See Remarks8: Yes
  • Primary Bedroom Features:See Remarks16: Yes
  • Living Room Features:See Remarks11: Yes

Exterior Features

  • View: Lake, Trees/Woods
  • Roof: Shingle
  • Lot Features: Lake, Sloped Down, Waterfront
  • View: Yes
  • Construction Type: Block, Brick
  • Exterior Features: Fire Pit, Dock, Balcony, Lighting
  • Foundation Details: See Remarks
  • Patio And Porch Features: Covered, Deck, Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Accessibility Features:None15: Yes
  • Construction Materials:Block3: Yes
  • Exterior Features:Fire Pit: Yes
  • Lot Features:Lake: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Balcony: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes
  • Lot Features:Sloped Down: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Garage, Garage Faces Side, Off Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Security: Closed Circuit Camera(s), Security System, Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Propane, Water Available
  • Heating:Propane4: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Gallatin County Elementary
  • Junior High Dist: Gallatin Co Public
  • High School: Gallatin County High
  • Middle Or Junior School: Gallatin County Middle School

Lot Info

  • Lot Size Sq Ft: 18731.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2024
Closed on
Jul 22, 2024
Sold by
Mills Matthew Harley and Richardson Amy M
Bought by
Bohman Leticia J and Bohman Ryan
Seller's Agent
John Killinder
Homepage Realty
Buyer's Agent
John Killinder
Homepage Realty
List Price
$310,000
Sold Price
$317,500
Premium/Discount to List
$7,500
2.42%
Total Days on Market
3
Views
9
Current Estimated Value
$334,672

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,172
Avg. Annual Appreciation
4.69%
Original Mortgage
$285,750
Outstanding Balance
$282,590
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$52,082

Purchase Details

Closed on
Jul 29, 2019
Sold by
Rebecca Reynolds
Bought by
Mills Matthew and Richardson Amy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
3.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 22, 2016
Sold by
Stark Richard E and Stark Evelyn
Bought by
Reynolds Rebecca and Schmidt Douglas E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
2.81%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bohman Leticia J $317,500 Signature Title Llc
Bohman Leticia J $317,500 Signature Title Llc
Mills Matthew $190,000 --
Mills Matthew Harley $190,000 360 American Title Svcs Llc
Reynolds Rebecca $135,000 --
Reynolds Rebecca $135,000 360 American Title Svcs Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bohman Leticia J $285,750
Closed Bohman Leticia J $285,750
Previous Owner Mills Matthew Harley $152,000
Previous Owner Reynolds Rebecca $108,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2024 07/22/24 Sold $317,500 +2.4% $215 / Sq Ft
06/23/2024 06/23/24 Pending -- -- --
06/19/2024 06/19/24 For Sale $310,000 -- $210 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,445 $190,000 $30,000 $160,000
2023 $2,461 $190,000 $30,000 $160,000
2022 $2,468 $190,000 $30,000 $160,000
2021 $2,483 $190,000 $30,000 $160,000
2020 $2,533 $190,000 $30,000 $160,000
2019 $1,931 $190,000 $30,000 $160,000
2018 $1,932 $135,000 $30,000 $105,000
2017 $1,932 $135,000 $30,000 $105,000
2016 -- $135,000 $30,000 $105,000
2014 $1,373 $113,400 $25,000 $88,400
2011 $1,373 $113,400 $25,000 $88,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 623856

Northern Kentucky Multiple Listing Service

APN: 9-NVF-17