NOT LISTED FOR SALE

4513 River Ranch Rd Milton, FL 32583

Estimated Value: $1,030,000 - $1,073,050

5 Beds
5 Baths
4,290 Sq Ft
$244/Sq Ft Est. Value

Last Sold July 30, 2025

Last sale price $1,031,776 $241 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $5,870/month

34 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Parking available for a boat
  • In Ground Pool
  • Docks
  • Property Fronts a Bay or Harbor
  • Covered Deck

About This Home

As of July 2025

Welcome to 4513 River Ranch Rd, a stunning 5-bedroom, 3 full-bath and 2 half-bath estate offering 4,290 SF of elegant living space on nearly an acre of waterfront property. Built in 2013, this custom home is perfectly positioned along Blackwater Bay, featuring an in-ground pool, a private dock- ready for a boat lift and ideal for boating, fishing, or simply soaking in the serene views. Inside, you’ll find a spacious open floor plan with upscale finishes throughout, including hardwood flooring, a cozy fireplace, and a chef’s kitchen with granite countertops, stainless steel appliances, and custom cabinetry. The expansive primary suite offers spa-like luxury with a large en suite bath and generous closet space. Additional features include multiple living areas, high ceilings, and thoughtful design details that create a warm and welcoming atmosphere. Step outside to a large screened in patio with a pool that leads to your private deck, perfect for entertaining or enjoying quiet evenings by the water. The exterior combines durability and charm with brick and stucco finishes, a masonry foundation, and shake-style roofing. Located in the peaceful River Ranch neighborhood, this home offers privacy and luxury with easy access to I-10, schools, shopping, and dining. Zoned for top-rated schools and designed for both comfort and style, this is a rare opportunity to own a premier waterfront property in Milton.

Last Agent to Sell the Property

Meghan Gilroy-Triolo

Avenue Realty Listed on: 06/10/2025

Co-Listed By

BRANT PEACHER

Avenue Realty

Last Buyer's Agent

Catherine Anderson

KELLER WILLIAMS REALTY GULF COAST

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2013

Lot Details

  • 0.81 Acre Lot
  • Property Fronts a Bay or Harbor

Parking

  • 3 Car Garage
  • Side or Rear Entrance to Parking
  • Garage Door Opener
  • Parking available for a boat

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Concrete Siding

Interior Spaces

  • 4,290 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Double Pane Windows
  • Blinds
  • Combination Dining and Living Room
  • Home Office
  • Bonus Room
  • Inside Utility
  • Washer and Dryer Hookup
  • Bay Views

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Built-In Microwave
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Brick
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Eco-Friendly Details

  • Energy-Efficient Insulation

Pool

  • In Ground Pool
  • Screen Enclosure

Outdoor Features

  • Deeded Waterfront Access Rights
  • Rip-Rap
  • Docks
  • Balcony
  • Covered Deck
  • Patio
  • Rain Gutters

Schools

  • East Milton Elementary School
  • King Middle School
  • Milton High School

Utilities

  • Multiple cooling system units
  • Cooling System Mounted To A Wall/Window
  • Central Heating and Cooling System
  • Multiple Heating Units
  • Heating System Mounted To A Wall or Window
  • Baseboard Heating
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 141N280000001010000

Home Details

Home Type

Single Family

Year Built

Built in 2013

Lot Details

0

Parking

3

Listing Details

  • Stories: 2
  • Parcel Number: 141N280000001010000
  • Property Type: Residential
  • Year Built: 2013
  • Electric: Copper Wiring
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.811
  • Lot Size: 105x353x108x302
  • Road Surface Type: Paved
  • Co List Office Mls Id: AR01
  • Co List Office Phone: 850-549-9456
  • Subdivision Name: None
  • Directions: Interstate East to Exit 9, Left on 89, Left on Casa Grande, Right on Coral, Left on Lakeside to River Ranch
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: Insulation, Insulated Walls
  • Property Attached Yn: No
  • Kitchen Level: First
  • Special Features: VirtualTour

Interior Features

  • Appliances: Gas Water Heater, Tankless Water Heater/Gas, Wine Cooler, Built In Microwave, Dishwasher, Disposal, Double Oven, Microwave, Refrigerator, Oven
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 5
  • Flooring: Brick, Hardwood, Tile, Carpet
  • Interior Amenities: Baseboards, Ceiling Fan(s), Crown Molding, High Ceilings, Plant Ledges, Recessed Lighting, Central Vacuum, Bonus Room, Office/Study
  • Living Area: 4290
  • Window Features: Double Pane Windows, Blinds, Drapery Rods, Some Blinds
  • Bedroom/Bathroom Features: Not Updated
  • Dining Room Features: Eat-in Kitchen, Living/Dining Combo
  • Living Room Living Room Level: First
  • Room Kitchen Features: Not Updated, Granite Counters, Kitchen Island, Solid Surface Countertops
  • Dining Room Dining Room Level: First
  • Room Dining Room Area: 174.2375

Exterior Features

  • Roof: Shingle
  • Pool Features: In Ground, Screen Enclosure
  • View: Bay, Water
  • View: Yes
  • Waterfront Features: Bay, Waterfront, Deed Access, Rip Rap
  • Waterfront: Yes
  • Construction Type: Brick, Concrete, Frame
  • Exterior Features: Balcony, Sprinkler, Rain Gutters, Dock
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Deck, Patio, Covered Deck
  • Property Condition: Resale

Garage/Parking

  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: 3 Car Garage, Boat, Side Entrance, Garage Door Opener
  • Total Parking Spaces: 3

Utilities

  • Heating: Multi Units, Central, Wall/Window Unit(s)
  • Cooling: Multi Units, Central Air, Wall/Window Unit(s), Ceiling Fan(s)
  • Sewer: Septic Tank
  • Laundry Features: Inside, W/D Hookups
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association: No

Schools

  • Elementary School: East Milton
  • High School: Milton
  • Middle Or Junior School: KING

Lot Info

  • Lot Size Sq Ft: 35327.16
  • Zoning Description: County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2025
Closed on
Jul 30, 2025
Sold by
Pamelia N Rollo Revocable Trust and Rollo Stephanie Nicole
Bought by
Smith Gary
Seller's Agent
Meghan Gilroy-Triolo
Avenue Realty
Buyer's Agent
Catherine Anderson
KELLER WILLIAMS REALTY GULF COAST
List Price
$1,199,900
Sold Price
$1,031,776
Premium/Discount to List
-$168,124
-14.01%
Views
181
Current Estimated Value
$1,046,683

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,907
Avg. Annual Appreciation
3.65%
Original Mortgage
$800,000
Outstanding Balance
$757,661
Interest Rate
6.81%
Mortgage Type
Construction
Estimated Equity
$289,022

Purchase Details

Closed on
Feb 15, 2011
Sold by
Thomas Joyce L and Rollo Jeffery R
Bought by
Rollo Steven B

Purchase Details

Closed on
Aug 31, 2004
Sold by
Thomas Joyce L
Bought by
Thomas Joyce L and Rollo Jeffery R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Gary $1,031,776 Pensacola Title
Smith Gary $1,031,776 Pensacola Title
Rollo Steven B -- None Available
Thomas Joyce L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Gary $800,000
Closed Smith Gary $800,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/30/2025 07/30/25 Sold $1,031,776 -8.3% $241 / Sq Ft
07/05/2025 07/05/25 Price Changed $1,125,000 -6.2% $262 / Sq Ft
06/10/2025 06/10/25 For Sale $1,199,900 -- $280 / Sq Ft
Source: Pensacola Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,636 $739,686 $172,060 $567,626
2024 $4,563 $436,201 -- --
2023 $4,563 $423,496 $0 $0
2022 $4,517 $411,161 $0 $0
2021 $4,513 $399,185 $0 $0
2020 $4,491 $393,674 $0 $0
2019 $4,398 $384,823 $0 $0
2018 $4,385 $377,648 $0 $0
2017 $4,117 $347,125 $0 $0
2016 $4,108 $339,985 $0 $0
2015 $4,191 $337,622 $0 $0
2014 $4,796 $340,381 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Pensacola Association of REALTORS®

MLS Number: 665869

Pensacola Association of REALTORS®

APN: 14-1N-28-0000-00101-0000