NOT LISTED FOR SALE

Estimated Value: $220,000 - $254,000

Studio
-- Bath
840 Sq Ft
$281/Sq Ft Est. Value

About This Home

This home is located at 4518 Spruce Ln, McHenry, IL 60050 and is currently estimated at $236,180, approximately $281 per square foot. 4518 Spruce Ln is a home located in McHenry County with nearby schools including Riverwood Elementary School, Parkland School, and McHenry Community High School - Upper Campus.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 29, 2021
Sold by
Parsons John A and Parsons Sandra J
Bought by
Ramos Milton
Current Estimated Value
$236,180

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Outstanding Balance
$137,793
Interest Rate
3.12%
Mortgage Type
New Conventional
Estimated Equity
$98,387

Purchase Details

Closed on
Jan 17, 2006
Sold by
Parsons John A
Bought by
Parsons John A and Parsons Sandra J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,725
Interest Rate
6.37%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 28, 1999
Sold by
Hobbs Maureen J
Bought by
Parsons John A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,834
Interest Rate
7.05%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 3, 1998
Sold by
Hobbs Mark J
Bought by
Hobbs Maureen J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,000
Interest Rate
7.23%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramos Milton $160,000 First American Title
Parsons John A -- Ticor
Parsons John A $104,000 Signet Title Inc
Hobbs Maureen J -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramos Milton $152,000
Previous Owner Parsons John A $116,725
Previous Owner Parsons John A $103,834
Previous Owner Hobbs Maureen J $69,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,252 $58,263 $13,896 $44,367
2023 $4,083 $52,197 $12,449 $39,748
2022 $4,030 $48,424 $11,549 $36,875
2021 $3,825 $45,096 $10,755 $34,341
2020 $3,685 $43,216 $10,307 $32,909
2019 $3,613 $41,037 $9,787 $31,250
2018 $2,981 $32,012 $9,343 $22,669
2017 $2,838 $30,044 $8,769 $21,275
2016 $2,715 $28,078 $8,195 $19,883
2013 -- $27,644 $8,068 $19,576
Source: Public Records

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