NOT LISTED FOR SALE

Estimated Value: $200,000 - $239,000

2 Beds
1 Bath
984 Sq Ft
$219/Sq Ft Est. Value

Last Sold July 29, 2021

Last sale price $175,000 $178 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $1,505/month

Highlights

  • Deck
  • Ranch Style House
  • 2 Car Detached Garage
  • McHenry Community High School - Upper Campus Rated A-
  • Fenced Yard
  • 2-minute walk to Indian Ridge Park & Boat Launch

About This Home

As of July 2021

Double lot, detached 2 car garage, newer roof, siding, fenced in yard and seasonal views of the water are a few of the things that make this home great. Located a block from the lake and the association water rights with recent updates too. Spacious open rooms, 2 bedrooms, 1 bathroom, eat in kitchen and a great organizer in the entry way make use of the space on the main level. A lot of natural light throughout the main level. Basement is waiting for your touch to finish the remodel that was not completed. 2nd full bathroom, 3rd bedroom, family room, laundry room are in the basement with an exterior access.

Last Agent to Sell the Property

Erin Weber

RE/MAX Plaza License #475132791 Listed on: 06/25/2021

RE/MAX Plaza

Last Buyer's Agent

Donna Karpavicius

Berkshire Hathaway HomeServices Chicago License #475093360

Berkshire Hathaway HomeServices Chicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,966

Year Built

  • Built in 1945

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 100 x 100
  • Fenced Yard

HOA Fees

  • $14 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Gravel Driveway
  • Parking Space is Owned

Home Design

  • Ranch Style House
  • Block Foundation
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 984 Sq Ft Home
  • Combination Kitchen and Dining Room
  • Laminate Flooring

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Potential Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Finished Basement Bathroom
  • Rough-In Basement Bathroom

Outdoor Features

  • Deck
  • Fire Pit

Schools

  • Harrison Elementary School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Private or Community Septic Tank

Community Details

  • Association fees include lake rights
  • Association Phone (815) 653-1000
  • Indian Ridge Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,966

Year Built

Built in 1945

Lot Details

0

HOA Fees

$14 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Indian Ridge
  • Year Built: 1945
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher
  • Basement: Full, Walkout
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Wood Laminate Floors, 1st Floor Bedroom, 1st Floor Full Bath
  • LivingArea: 984
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 984
  • Assessed Sq Ft: 984
  • Basement Description: Partially Finished,Exterior Access,Bathroom Rough-In
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 984
  • Basement Sq Ft: 984
  • Total Sq Ft: 1968
  • Main Level Sq Ft: 984

Exterior Features

  • ExteriorFeatures: Deck, Fire Pit
  • Foundation Details: Block, Concrete Perimeter
  • List Price: 164900
  • Lot Features: Fenced Yard
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Gravel
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 170
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: n/a
  • Management Contact Name: n/a
  • Management Phone: 815-653-1000

Fee Information

  • Association Fee Includes: Lake Rights

Schools

  • Elementary School: Harrison Elementary School
  • Middle/Junior School: Harrison Elementary School
  • Middle/Junior School District: 36

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 100 X 100
  • Lot Size: Less Than .25 Acre
  • Special Assessments: Y

Rental Info

  • Board Number: 3

Tax Info

  • Tax Annual Amount: 2965.98
  • Tax Year: 2020
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 24, 2021
Sold by
Fisher Katie T
Bought by
Fisher Katie T and Fisher Gregory P
Current Estimated Value
$215,538

Purchase Details

Listed on
Jun 25, 2021
Closed on
Jul 27, 2021
Sold by
Ventura Anthony J and Ventura Amy
Bought by
Fisher Katie Therese
Seller's Agent
Erin Weber
RE/MAX Plaza
Buyer's Agent
Donna Karpavicius
Berkshire Hathaway HomeServices Chicago
List Price
$164,900
Sold Price
$175,000
Premium/Discount to List
$10,100
6.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.21%
Original Mortgage
$171,830
Outstanding Balance
$156,652
Interest Rate
2.93%
Mortgage Type
FHA
Estimated Equity
$58,886

Purchase Details

Closed on
May 14, 2014
Sold by
Wanta Roger L and Wanta Susan A
Bought by
Ventura Anthony J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,000
Interest Rate
4.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 7, 2009
Sold by
Bank Of New York
Bought by
Wanta Roger and Wanta Susan

Purchase Details

Closed on
Sep 9, 2008
Sold by
Koczor Ronald
Bought by
Bank Of New York and Cwabs Inc Asset Backed Certificates Seri

Purchase Details

Closed on
Sep 23, 2004
Sold by
Young George W
Bought by
Koczor Ronald

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,470
Interest Rate
8.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 2003
Sold by
Mckoveck Brian A and Mckoveck Donna F
Bought by
Young George W

Purchase Details

Closed on
Feb 13, 1997
Sold by
Ellefsen Robert J
Bought by
Mckoveck Brian A and Mckoveck Donna F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,250
Interest Rate
7.92%

Purchase Details

Closed on
Sep 7, 1993
Sold by
Ellefsen Robert J and Ellefsen Vickie L
Bought by
Ellefsen Robert J and Ellefsen Vickie
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fisher Katie T -- None Available
Fisher Katie Therese $175,000 None Available
Ventura Anthony J $80,000 Chicago Title
Wanta Roger $70,000 Forum Title Insurance Co
Bank Of New York -- None Available
Koczor Ronald $168,300 Chicago Title Insurance Comp
Young George W $116,900 --
Mckoveck Brian A $112,500 --
Ellefsen Robert J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fisher Katie Therese $171,830
Previous Owner Ventura Anthony J $64,000
Previous Owner Koczor Ronald $151,470
Previous Owner Koczor Ronald $8,400
Previous Owner Young George W $110,000
Previous Owner Mckoveck Brian A $101,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2021 07/29/21 Sold $175,000 +6.1% $178 / Sq Ft
06/26/2021 06/26/21 Pending -- -- --
06/25/2021 06/25/21 For Sale $164,900 -- $168 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,833 $60,345 $11,146 $49,199
2023 $3,685 $54,063 $9,986 $44,077
2022 $3,246 $43,896 $9,264 $34,632
2021 $3,076 $40,879 $8,627 $32,252
2020 $2,966 $39,175 $8,267 $30,908
2019 $2,899 $37,200 $7,850 $29,350
2018 $2,664 $32,285 $6,813 $25,472
2017 $2,585 $30,300 $6,394 $23,906
2016 $2,514 $28,318 $5,976 $22,342
2013 -- $22,334 $5,884 $16,450
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11135516

Midwest Real Estate Data (MRED)

APN: 09-07-401-014