NOT LISTED FOR SALE

453 21st St Otsego, MI 49078

Estimated Value: $192,000 - $262,000

3 Beds
1.5 Baths
2,312 Sq Ft
$93/Sq Ft Est. Value

Last Sold March 23, 2023

Last sale price $165,000 $71 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $1,372/month

4 Days on Market

Highlights

  • Private Waterfront
  • Cape Cod Architecture
  • Porch
  • Otsego High School Rated 9+
  • Wooded Lot
  • Window Unit Cooling System

About This Home

As of March 2023

Wait....water frontage under $200k?!? That's right, this charming Cape Code offers ~68' of frontage on Pine Creek Lake. Think summers on the lake spent on a standup paddle board, kayaking, fishing - Pure Michigan! Main level offers loads of natural light, original wood floors & new carpet. Some finishing touches can really add to the space. Upstairs primary with new carpet, attached bath and original claw foot tub! The lower level has 2 additional bedrooms, family room and is stubbed for a compact 3 piece bath. New flooring throughout the lower level. Walk out to the large backyard perfect for bonfires and taking in nature. have a boat to launch?? No problem - the boat launch is less than 1/4 mile away. Like to ski, this great home has that covered too. Bittersweet Ski Resort is less than 1 mile away! This home really is in the perfect location and brings all that Michigan outdoors has to offer year round. Seller will include a Standard American Home Shield Warranty to buyer. Check it out today!

Last Agent to Sell the Property

Ashley Shaw

Greenridge Realty Holland License #6501393081 Listed on: 02/07/2023

Last Buyer's Agent

Brad Boone

Berkshire Hathaway HomeServices MI License #6501261340

Berkshire Hathaway HomeServices MI

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,846

Year Built

  • Built in 1940

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 80x210
  • Private Waterfront
  • 68 Feet of Waterfront
  • Wooded Lot

Parking

  • Gravel Driveway

Home Design

  • Cape Cod Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,312 Sq Ft Home
  • 2-Story Property
  • Replacement Windows
  • Window Treatments

Kitchen

  • Range
  • Microwave
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Water Access
  • Porch

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Propane
  • Window Unit Heating System
  • Well
  • Septic System

Listing and Financial Details

  • Home warranty included in the sale of the property

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,846

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cape Cod
  • Stories: 2
  • Year Built: 1940
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 80x210
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2312.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 1846.15
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Waterfront Options:Water Frontage3: 68.0
  • General Property Info:Fireplace: No
  • Driveway:Gravel: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Additional Items:Home Warranty: Yes
  • Air Conditioning:Window Unit(s): Yes
  • General Property Info:SqFt Above Grade: 1337.0
  • General Property Info Garage YN: No
  • Architectural Style Cape Cod: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • Fireplace: No
  • Total Bedrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Full, Walk-Out Access
  • LivingArea: 2312.0
  • Window Features: Replacement, Window Treatments
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Home Warranty: Yes
  • List Price: 189900.0
  • Lot Features: Wooded
  • Patio and Porch Features: Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Pine Creek Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Forced Air, Other
  • Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes

Lot Info

  • Lot Size Acres: 0.4
  • Lot Size Area: 0.4
  • Lot Dimensions: 80x210
  • Lot Size Sq Ft: 17380.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1846.15
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 6, 2018
Sold by
Bowe Faith
Bought by
Snow Jacob P
Current Estimated Value
$215,386

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,959
Outstanding Balance
$82,988
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$132,398

Purchase Details

Closed on
Mar 5, 2009
Sold by
Moore Daryl
Bought by
Hsbc Mortgage Services Inc

Purchase Details

Closed on
Jun 14, 2006
Sold by
Andrews Michael and Andrews Cynthia K
Bought by
Moore Daryl

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,900
Interest Rate
9.44%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 12, 2005
Sold by
Hud
Bought by
Andrews Michael

Purchase Details

Closed on
Sep 16, 2004
Sold by
Mortgage Electronic Registration Systems
Bought by
Hud

Purchase Details

Closed on
Feb 19, 2004
Sold by
Stampfler Dianna S
Bought by
Mortgage Electronic Registration Systems

Purchase Details

Closed on
Mar 19, 2002
Sold by
Johnson Brian and Johnson Thea
Bought by
Stampfler Dianna S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,431
Interest Rate
6.95%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 27, 2001
Sold by
Elksnis Alfred and Elksnis Doris Ann
Bought by
Johnson Brian and Johnson Thea

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
6.99%

Purchase Details

Closed on
Dec 23, 1996
Sold by
Meggitt Blair C and Meggitt Jeanne L
Bought by
Fuhrman James

Purchase Details

Closed on
Nov 1, 1994
Sold by
Vanderveen Harm and Vanderveen Debra
Bought by
Meggitt Blair C and Meggitt Jeanne L
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Snow Jacob P $95,000 Fidelity National Title Grou
Hsbc Mortgage Services Inc $102,298 None Available
Moore Daryl $124,900 Unified Title
Andrews Michael $87,462 Prime Title
Hud -- E Title Agency
Mortgage Electronic Registration Systems $145,658 --
Stampfler Dianna S $127,900 Chicago Title Of Michigan In
Johnson Brian $101,000 Devon Title Company
Fuhrman James -- --
Meggitt Blair C -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Snow Jacob P $95,959
Previous Owner Moore Daryl $124,900
Previous Owner Stampfler Dianna S $126,431
Previous Owner Johnson Brian $110,000
Closed Stampfler Dianna S $5,057
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/23/2023 03/23/23 Sold $165,000 -13.1% $71 / Sq Ft
02/11/2023 02/11/23 Pending -- -- --
02/07/2023 02/07/23 For Sale $189,900 -- $82 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,757 $85,600 $6,600 $79,000
2024 $1,846 $74,000 $5,600 $68,400
2023 $1,876 $63,000 $5,600 $57,400
2022 $1,846 $57,300 $5,400 $51,900
2021 $1,752 $56,300 $6,600 $49,700
2020 $1,896 $50,000 $5,200 $44,800
2019 $1,495 $48,000 $5,200 $42,800
2018 $1,333 $45,800 $5,000 $40,800
2017 $0 $47,500 $8,000 $39,500
2016 $0 $41,900 $4,800 $37,100
2015 -- $41,900 $4,800 $37,100
2014 $1,449 $36,700 $4,400 $32,300
2013 $1,449 $37,500 $4,800 $32,700
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 23003875

Southwestern Michigan Association of REALTORS®

APN: 17-021-061-00