NOT LISTED FOR SALE

453 Borders Rd Commerce, GA 30530

Estimated Value: $427,980 - $486,000

3 Beds
2.5 Baths
1,953 Sq Ft
$234/Sq Ft Est. Value

Last Sold July 13, 2023

Last sale price $430,108 $220 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,776/month

6 Days on Market

Highlights

  • View of Trees or Woods
  • Wood Flooring
  • Solid Surface Countertops
  • Traditional Architecture
  • Bonus Room
  • Wrap Around Porch

About This Home

As of July 2023

Spacious home on 8 acres in Banks County. Enjoy country living with a wrap around covered porch that welcomes you home. Stone fireplace is the focal point of the family room that flows to the dining area and Kitchen. Hardwood flooring throughout home except one room upstairs. Kitchen features stainless steel appliances, granite countertops, stained wood cabinetry and a linear tiled backsplash. Double French doors from the dining area open to the back covered porch and wonderful views of the private back yard. A primary bedroom with ensuite is upstairs along with two secondary bedrooms, another full bath and a bonus/4th bedroom. Driveway is gated and there is an additional covered carport and two outbuildings on the property. Estate owned--no disclosures. Occupant will need 24-hour notice prior to showings. Security cameras are not included in the sale. Neighboring 2.44 acres is available for sale separately.

Last Listed By

Kristi Young

The Norton Agency License #267300 Listed on: 05/26/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,373

Year Built

  • Built in 2002

Lot Details

  • 8 Acre Lot
  • Property fronts a county road
  • Level Lot
  • Back Yard Fenced

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Property Views

  • Woods
  • Rural

Home Design

  • Traditional Architecture
  • Farmhouse Style Home
  • Slab Foundation
  • Composition Roof
  • Aluminum Siding

Interior Spaces

  • 1,953 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Factory Built Fireplace
  • Stone Fireplace
  • Double Pane Windows
  • Family Room with Fireplace
  • Bonus Room

Kitchen

  • Eat-In Country Kitchen
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Wrap Around Porch
  • Outbuilding

Schools

  • Banks County Elementary And Middle School
  • Banks County High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number B78 057

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,373

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Standard Status: Closed
  • Legal Description: Plat Book 27 Page 99 Deed Book 482 Page 164
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Farmhouse, Traditional
  • Property Condition: Resale
  • Year Built: 2002
  • Levels Stories: Two
  • Above Grade Finished Sq Ft: 1953.00
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Hardwood
  • Fireplace Features: Factory Built, Family Room, Stone
  • Number Of Fireplaces: 1
  • Appliances: Dishwasher, Microwave
  • Interior Amenities: High Speed Internet
  • Kitchen Features: Country Kitchen, Eat-in Kitchen, Solid Surface Counters
  • Common Walls: No Common Walls
  • Additional Rooms: Bonus Room, Family Room, Laundry
  • Square Footage: 1953.00
  • Spa Features: None
  • Window Features: Double Panes

Beds/Baths

  • Total Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Main Half Bathrooms: 1
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower

Exterior Features

  • Other Structures: Outbuilding
  • Construction Materials: Aluminum Siding
  • Roof Type: Composition
  • Fencing: Back Yard
  • Patio And Porch Features: Covered, Front Porch, Side Porch, Wrap Around
  • Exterior Features: Private Yard
  • View: Rural, Trees/Woods
  • Foundation: Slab

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Number Of Parking Spaces: 4
  • Parking Features: Attached, Detached, Garage, Garage Door Opener, Kitchen Level

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room, Main Level
  • Utilities: Cable Available, Electricity Available, Phone Available, Water Available
  • Electric: Other

Schools

  • Elementary School: Banks County
  • Middle School: Banks County
  • High School: Banks County

Lot Info

  • Acres: 8.0000
  • Deed Book: 482
  • Deed Page: 164
  • Plat Book: 27
  • Plat Page: 99
  • Lot Features: Back Yard, Level, Private
  • Parcel Number: B78 057
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 2373.00
  • Assessor Parcel Number: B78-057
  • Close Date: 2023-07-13
  • Tax Year: 2022

MLS Schools

  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Banks County
  • High School: Banks County
  • Middle School: Banks County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 26, 2023
Closed on
Jul 13, 2023
Sold by
Fountain Charles
Bought by
Saric Adis and Saric Nermina
Seller's Agent
Kristi Young
The Norton Agency
Buyer's Agent
Betty Ann Barnett
Prestige Properties of Georgia
List Price
$424,900
Sold Price
$430,108
Premium/Discount to List
$5,208
1.23%
Total Days on Market
6
Views
64
Current Estimated Value
$457,745

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,637
Avg. Annual Appreciation
3.48%
Original Mortgage
$415,160
Outstanding Balance
$407,126
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$50,619

Purchase Details

Listed on
Mar 22, 2020
Closed on
Apr 30, 2020
Sold by
Bayless Blake N
Bought by
Fountain Charles
Seller's Agent
Michelle Otto
Chapman Hall Professionals Realty, LLC.
Buyer's Agent
Amber Orr
Keller Williams Lanier Partners
List Price
$260,000
Sold Price
$272,500
Premium/Discount to List
$12,500
4.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.33%
Original Mortgage
$264,325
Interest Rate
3.3%

Purchase Details

Listed on
Oct 1, 2012
Closed on
Jan 30, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Bayless Blake N
Seller's Agent
GAIL JUNG
NOT A VALID MEMBER
Buyer's Agent
Michelle Otto
Chapman Hall Professionals Realty, LLC.
List Price
$179,820
Sold Price
$146,000
Premium/Discount to List
-$33,820
-18.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.99%
Original Mortgage
$143,355
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 4, 2012
Sold by
Jpmorgan Chase Bank Nation
Bought by
Federal Home Loan Mortgage Corporation

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Saric Adis $430,108 --
Fountain Charles $272,500 --
Bayless Blake N $146,000 --
Federal Home Loan Mortgage Corporation $108,818 --
Jpmorgan Chase Bank National A $108,818 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Saric Adis $415,160
Closed Fountain Charles $264,325
Previous Owner Bayless Blake N $190,272
Previous Owner Bayless Blake N $24,000
Previous Owner Bayless Blake N $163,990
Previous Owner Bayless Blake N $143,355
Previous Owner Bennett Paul $60,000
Previous Owner Bennett Paul $177,000
Previous Owner Bennett Paul H $37,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/13/2023 07/13/23 Sold $430,108 +1.2% $220 / Sq Ft
06/01/2023 06/01/23 Pending -- -- --
05/26/2023 05/26/23 For Sale $424,900 +55.9% $218 / Sq Ft
04/30/2020 04/30/20 Sold $272,500 +4.8% $172 / Sq Ft
04/30/2020 04/30/20 For Sale $260,000 0.0% $164 / Sq Ft
03/24/2020 03/24/20 Pending -- -- --
03/22/2020 03/22/20 For Sale $260,000 +78.1% $164 / Sq Ft
01/30/2013 01/30/13 Sold $146,000 -18.8% $92 / Sq Ft
01/03/2013 01/03/13 Pending -- -- --
10/01/2012 10/01/12 For Sale $179,820 -- $114 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,850 $146,643 $43,000 $103,643
2023 $2,850 $126,644 $36,800 $89,844
2022 $2,373 $112,926 $33,766 $79,160
2021 $2,099 $95,939 $23,287 $72,652
2020 $1,861 $81,167 $19,569 $61,598
2019 $1,838 $79,767 $19,569 $60,198
2018 $1,760 $75,122 $19,569 $55,553
2017 $1,650 $67,541 $15,053 $52,488
2016 $1,698 $67,541 $15,053 $52,488
2015 $1,378 $67,540 $15,053 $52,488
2014 $1,378 $72,904 $20,416 $52,488
2013 -- $72,904 $20,416 $52,488
Source: Public Records

Agents Affiliated with this Home

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Source: First Multiple Listing Service (FMLS)

MLS Number: 7222663

First Multiple Listing Service (FMLS)

APN: B78-057