NOT LISTED FOR SALE

4539 5 Mile Creek Rd Harbor Springs, MI 49740

Estimated Value: $314,000 - $408,000

3 Beds
2 Baths
1,536 Sq Ft
$225/Sq Ft Est. Value

Last Sold October 31, 2023

Last sale price $275,000 $179 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $2,164/month

Highlights

  • Deck
  • First Floor Utility Room
  • Thermal Windows
  • Harbor Springs High School Rated 9+
  • Snowmobile Trail
  • Living Room

About This Home

As of October 2023

Wonderful Ranch Style home on 12.5 Acres! Enjoy being surrounded by nature on this parcel that has 5 mile creek running alongside it and a canopy of mature hardwoods throughout. The home offers a split living layout with open kitchen - dining-living area, full walkout basement, expansive deck and main floor laundry. Close to Pond hill farm, state road provisions and the famous tunnel of trees. Make a trip to Harbor Springs, Good Hart or Cross Village to the Farmer's market or take a stroll on one of the beaches. This one is a treasure for the buyer who isn't afraid of a little updating!

Last Agent to Sell the Property

Heidi Kresnak

Graham Real Estate Listed on: 08/24/2023

Last Buyer's Agent

Bill Takalo

Coldwell Banker Schmidt - Petoskey

Coldwell Banker Schmidt - Petoskey

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,827

Year Built

  • Built in 2004

Lot Details

  • 12 Acre Lot
  • Creek or Stream
  • Property is zoned FF-2

Home Design

  • Asphalt Shingled Roof

Interior Spaces

  • 1,536 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Thermal Windows
  • Living Room
  • First Floor Utility Room

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Outdoor Features

  • Deck

Utilities

  • Hot Water Baseboard Heater
  • Heating System Uses Propane
  • Well
  • Water Heater
  • Septic System

Community Details

  • Snowmobile Trail

Listing and Financial Details

  • Assessor Parcel Number 06-12-29-400-004

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,827

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 2004
  • Lvt Date: 08/24/2023
  • Section: 29
  • Second Address Number: 4539
  • Directions: M-119 to Five Mile Creek, 2 miles north on right.
  • Price per Sq Ft: 179.04
  • OFFICELIST_STATE: MI
  • Street Designation: Road
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Features: Ceiling Fans, Deck, Dishwasher, Dryer, Range, Refrigerator, Washer, Near Snowmobile Trails, Stream/Creek, Paved Road
  • Total Finished Sq Ft: 1536
  • Master Bedroom: Dimensions: 15.5x14.5, On Level: Main
  • Bedroom 2: Dimensions: 13.5x11, On Level: Main
  • Bedroom 3: Dimensions: 12x11, On Level: Main
  • Bedroom 4: On Level: N/A
  • Total Rooms: 6
  • Basement: Block, Full, Walkout
  • Dining Room: On Level: N/A
  • Kitchen: Dimensions: 16x12.5, On Level: Main
  • Family Room: On Level: N/A
  • Living Room: Dimensions: 21x21, On Level: Main
  • Above Grade Finished Sq Ft: 1536
  • Bathroom 1: Dimensions: Full, On Level: Main
  • Bathroom 2: Dimensions: Full, On Level: Main
  • Number Of Bedrooms: 3
  • Full Bathrooms: 2
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Thermo

Exterior Features

  • Construction: One Story
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Utilities

  • Heat Type: LP Gas, Hot Water Baseboard
  • Sewer: Septic
  • Water: Well
  • Water Heater: 40 Gal

Schools

  • School District: Harbor Springs
  • School District: Harbor Springs

Lot Info

  • Estimated Number of Acres: 12
  • Zoning: FF-2

Tax Info

  • Assessor Parcel Number: 06-12-29-400-004

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2023
Closed on
Oct 30, 2023
Sold by
Cross Barbara Ann
Bought by
Stillwell Ryan
Seller's Agent
Heidi Kresnak
Graham Real Estate
Buyer's Agent
Bill Takalo
Coldwell Banker Schmidt - Petoskey
List Price
$299,900
Sold Price
$275,000
Premium/Discount to List
-$24,900
-8.3%
Views
119
Current Estimated Value
$346,293

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$71,293
Avg. Annual Appreciation
13.12%
Original Mortgage
$270,019
Interest Rate
7.49%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 24, 2023
Closed on
Oct 10, 2023
Sold by
Cross Barbara Ann
Bought by
Stillwell Ryan
Seller's Agent
Heidi Kresnak
Graham Real Estate
Buyer's Agent
Bill Takalo
Coldwell Banker Schmidt - Petoskey
List Price
$299,900
Sold Price
$275,000
Premium/Discount to List
-$24,900
-8.3%
Views
119

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,019
Interest Rate
7.49%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 22, 2021
Sold by
Clark Jeffrey Estate
Bought by
Cross Barbara Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
3.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stillwell Ryan $275,000 --
Stillwell Ryan $275,000 Cislo Title Company Title Insu
Cross Barbara Ann -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stillwell Ryan $271,834
Closed Stillwell Ryan J $270,019
Closed Stillwell Ryan $270,019
Closed Stillwell Ryan $270,019
Previous Owner Cross Barbara Ann $60,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/31/2023 10/31/23 Sold $275,000 -1.8% $179 / Sq Ft
09/14/2023 09/14/23 Price Changed $279,900 -6.7% $182 / Sq Ft
08/24/2023 08/24/23 For Sale $299,900 -- $195 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,827 $179,600 $32,600 $147,000
2024 $3,827 $156,200 $0 $156,200
2023 $2,782 $127,300 $0 $127,300
2022 $2,782 $111,800 $0 $111,800
2021 $2,113 $109,600 $0 $109,600
2020 $2,079 $97,100 $0 $97,100
2019 -- $99,300 $24,800 $74,500
2018 -- $98,200 $24,800 $73,400
2017 -- $95,600 $24,800 $70,800
2016 -- $86,900 $24,800 $62,100
2015 -- $81,300 $0 $0
2014 -- $76,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 472010

Northern Michigan MLS

APN: 06-12-29-400-004