Seller's Agent in 2025
Joe Huggins
Orchard Brokerage, LLC
(770) 596-8602
2 in this area
37 Total Sales
4540 Bluffton Ct Cumming, GA 30028
4
Beds
2.5
Baths
2,460
Sq Ft
9,148
Sq Ft Lot
Highlights
- Craftsman Architecture
- Mud Room
- Community Pool
- Coal Mountain Elementary School Rated A
- Solid Surface Countertops
- Breakfast Area or Nook
About This Home
As of November 2025Stunning Move-In Ready, One-Owner Home in Settendown Reserve! This gorgeous 4-bedroom, 2.5-bath home has many upgrades- wainscot entrance, built-in shelving in office and mudroom not found in this subdivision. Curb Appeal: Beautifully landscaped exterior with a flat driveway and two-car garage. Enter through the formal foyer to a massive family room that flows seamlessly into the kitchen. Gourmet Kitchen: Enjoy granite countertops, stained cabinets, stainless steel appliances, a large walk-in pantry, and an inviting eat-in breakfast area. The upstairs primary suite boasts a private bath, a sleek glass shower, and a huge walk-in closet. Three generous bedrooms upstairs with a full bath and laundry. Step outside to the back patio for summer barbeques. The garage has extra cabinet storage and a workbench for DIY projects. Community amenities include a swimming pool, playground, access to nearby trails, and sidewalks for those who love to take a stroll. Conveniently located near Forsyth County's top-rated schools, Cumming City Center, GA Outlet Mall, Hwy 400, The Collection, Lake Lanier, and a variety of dining and entertainment options.
Last Agent to Sell the Property
Orchard Brokerage, LLC Brokerage Phone: 770-596-8602 License #391942 Listed on: 09/25/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,612
Year Built
- Built in 2017
HOA Fees
- $58 Monthly HOA Fees
Parking
- 6 Car Garage
Home Design
- Craftsman Architecture
- Slab Foundation
- Composition Roof
- Steel Siding
Interior Spaces
- 2,460 Sq Ft Home
- 2-Story Property
- Bookcases
- Mud Room
- Combination Dining and Living Room
- Carpet
Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Walk-In Pantry
- Microwave
- Dishwasher
- Kitchen Island
- Solid Surface Countertops
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Double Vanity
Laundry
- Laundry Room
- Laundry on upper level
Eco-Friendly Details
- Energy-Efficient Insulation
- Energy-Efficient Thermostat
Schools
- Coal Mountain Elementary School
- North Forsyth Middle School
- North Forsyth High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Gas Water Heater
Additional Features
- 9,148 Sq Ft Lot
- City Lot
Listing and Financial Details
- Legal Lot and Block 165 / 2
Community Details
Overview
- Association fees include ground maintenance, swimming
- Settendown Reserve Subdivision
Recreation
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 2, 2025
Sold by
Chamlee Matthew Steven and Chamlee Taylor Nicole
Bought by
Purchasing Fund 2023-2 Llc
Purchase Details
Closed on
Sep 22, 2017
Bought by
Chamlee Matthew Steven and Chamlee Taylor Nicole
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,318
Interest Rate
4.12%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $485,000 | None Listed On Document | |
| Special Warranty Deed | $485,000 | None Listed On Document | |
| Limited Warranty Deed | $252,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $248,318 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/03/2025 11/03/25 | Sold | $425,000 | -2.3% | $173 / Sq Ft |
| 10/09/2025 10/09/25 | Pending | -- | -- | -- |
| 09/25/2025 09/25/25 | For Sale | $435,000 | -- | $177 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,612 | $176,060 | $54,000 | $122,060 |
| 2024 | $4,612 | $188,056 | $50,000 | $138,056 |
| 2023 | $3,825 | $155,408 | $38,000 | $117,408 |
| 2022 | $3,388 | $113,632 | $30,000 | $83,632 |
| 2021 | $3,138 | $113,632 | $30,000 | $83,632 |
| 2020 | $2,844 | $102,992 | $24,000 | $78,992 |
| 2019 | $2,829 | $102,312 | $24,000 | $78,312 |
| 2018 | $2,797 | $101,160 | $24,000 | $77,160 |
| 2017 | $666 | $24,000 | $24,000 | $0 |
| 2016 | $500 | $32,000 | $18,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Joe Huggins
-
Derek Borg
Buyer's Agent in 2025
Derek Borg
Virtual Properties Realty.NET
(912) 217-0957
1 in this area
9 Total Sales
Map
Source: Georgia MLS
MLS Number: 10611459
APN: 189-080
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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