$3,000,000
SOLD AUG 1, 2025

4540 Dow Ridge Rd Orchard Lake, MI 48324

5 Beds
3.5 Baths
3,684 Sq Ft
0.87 Acres

Recently Sold

$814 Per Sq Ft

3% Above List Price

0 Day on Market

Highlights

  • 101 Feet of Waterfront
  • Lake Privileges
  • No HOA
  • Dock Facilities
  • Contemporary Architecture
  • 3 Car Attached Garage

About This Home

As of August 2025

Experience exceptional lakefront living in this very special residence, ideally situated in one of the most sought-after locations on Cass Lake. Enjoy panoramic views and a tranquil atmosphere that creates the perfect retreat. Set within a quiet, exclusive enclave, the property features a gently rolling lawn to the lake and a tranquil, picturesque setting that feels both secluded and private, yet remains conveniently close to premier shopping, dining, and amenities. The spacious primary suite is located on the main level and includes a luxurious ensuite bathroom and an expansive walk-in closet. Designed for ease and comfort, the main floor also features a conveniently located laundry room. This unique and meticulously maintained home combines privacy, elegance, and functionality. It truly must be seen to be fully appreciated.

LSSD

Last Agent to Sell the Property

Katherine Broock

Max Broock, REALTORS®-Birmingham License #6501240456 Listed on: 06/20/2025

Max Broock, REALTORS®-Birmingham

Last Buyer's Agent

Katherine Broock

Max Broock, REALTORS®-Birmingham License #6501240456 Listed on: 06/20/2025

Max Broock, REALTORS®-Birmingham

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1978

Lot Details

  • 0.87 Acre Lot
  • Lot Dimensions are 94.75x399.85
  • 101 Feet of Waterfront
  • Lake Front
  • Home fronts navigable water

Parking

  • 3 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Poured Concrete

Interior Spaces

  • 3,684 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace
  • Finished Basement

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Dock Facilities
  • Lake Privileges

Location

  • Ground Level

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 1810101022

Community Details

Overview

  • No Home Owners Association
  • Assrs Of Dow Ridge Subdivision

Recreation

  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$27,769

Year Built

Built in 1978

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Contemporary
  • Architecture Level: 2 Story
  • Year Built: 1978
  • State Equalized Value: 1057790.0000
  • Entry Location: Ground Level w/Steps
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Fireplace: Yes
  • Fireplace Locations: Living Room
  • Room Count: 17
  • Total Bedrooms: 5
  • Total Bathrooms: 3.10
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Basement: Yes
  • Basement Type: Finished, Walk-Out Access
  • Sq Ft Combined: 5891
  • Sq Ft Lower Floor: 2207
  • Total Sq Ft: 3684
  • Sq Ft Total Bsmt: 2207

Exterior Features

  • Waterfront Name: Cass Lake
  • Waterfront: Yes
  • Foundation Details: Basement
  • Construction Materials: Brick, Wood
  • Exclusions: Yes
  • Foundation Materials: Poured
  • Frontage Feet: 86
  • Road Frontage Type: Paved
  • Water Frontage Feet: 101.00
  • Waterfront Description: Direct Water Frontage, Lake Front, Lake Privileges, Water Front

Garage/Parking

  • Garage Size: 3 Car
  • Garage Features: Attached
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Source: Well (Existing)

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: West Bloomfield

Lot Info

  • Homestead: Yes
  • Lot Size Area: 0.87
  • Lot Dimensions: 94.75X399.85
  • Parcel Number: 1810101022

Tax Info

  • Tax Amount Summer: 25799.0000
  • Tax Amount Winter: 1970.0000
  • Total Tax: 27769.0000
  • Taxable Value: 812840.0000

Multi Family

  • Waterfront Features: Navigable, All Sports Lake, Dock Facilities, DIRFRT

MLS Schools

  • School District: West Bloomfield

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Jul 31, 2025
Sold by
Geraldine R Spilman Revocable Living Tru and Spilman Geraldine R
Bought by
Gergis Derrick
Seller's Agent
Katherine Broock
Max Broock, REALTORS®-Birmingham
Buyer's Agent
Katherine Broock
Max Broock, REALTORS®-Birmingham
List Price
$2,900,000
Sold Price
$3,000,000
Premium/Discount to List
$100,000
3.45%
Views
18

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.22%
Original Mortgage
$2,250,000
Outstanding Balance
$2,248,070
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$689,997

Purchase Details

Closed on
Oct 20, 2007
Sold by
Spilman Murray B and Spilman Geraldine R
Bought by
Spilman Geraldine R and The Geraldine R Spilman Revocable Living

Purchase Details

Closed on
Nov 13, 1997
Sold by
Goldman Robert
Bought by
Spilman Murray B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
7.38%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $3,000,000 Title Wrx Agency
Warranty Deed $3,000,000 Title Wrx Agency
Interfamily Deed Transfer -- None Available
Deed $1,177,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $2,250,000 New Conventional
Closed $2,250,000 New Conventional
Previous Owner $300,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/01/2025 08/01/25 Sold $3,000,000 +3.4% $814 / Sq Ft
06/20/2025 06/20/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $2,900,000 -- $787 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $25,799 $1,057,790 $0 $0
2023 $24,669 $1,020,040 $0 $0
2022 $22,990 $992,780 $0 $0
2021 $24,843 $964,710 $0 $0
2020 $23,732 $945,690 $0 $0
2019 $24,238 $917,760 $0 $0
2018 $23,815 $901,590 $0 $0
2017 $23,424 $885,460 $0 $0
2016 $23,648 $850,260 $0 $0
2015 -- $786,630 $0 $0
2014 -- $683,560 $0 $0
2011 -- $625,470 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20251010349

Realcomp

APN: 18-10-101-022