Seller's Agent in 2024
Dawn Bell
RE/MAX
(301) 904-7221
1 in this area
24 Total Sales
45401 Saint Georges Ave Piney Point, MD 20674
Piney Point Neighborhood
3
Beds
3.5
Baths
2,440
Sq Ft
0.32
Acres
Highlights
- 112 Feet of Waterfront
- Access to Tidal Water
- Open Floorplan
- Piney Point Elementary School Rated 9+
- Fishing Allowed
- Creek or Stream View
About This Home
As of October 2024BACK ON THE MARKET - Buyer financing fell through! Experience TRANQUIL LUXURY at Piney Point: Your Perfect Waterfront Retreat Awaits! Step into serenity with this stunning and expansive 3-level waterfront home, nestled on a picturesque corner lot in the charming Piney Point of Historic St. Mary's County. This meticulously maintained property is more than just a house—it's a lifestyle. Boasting a 2-car attached garage, and your very own private pier with a 1,500 lb boat lift, you'll revel in the ease of waterfront living. The newly resurfaced pier is equipped with electric, water, a ladder, and a jet ski floating dock, perfect for all your aquatic adventures.
The open floor plan of this 3-bedroom, 3.5-bath home is designed for comfort and elegance. Enjoy breathtaking water views from almost every room in this expansive residence. The updated features include the resurfaced pier, deck stain, dual HVAC systems, and a whole-house dehumidifier, ensuring year-round comfort. Inside, you'll find a gourmet kitchen with an island and seating, a walk-in pantry, stylish tile backsplash, recessed lighting, and gleaming hardwood floors. The family room is highlighted by a tiled gas fireplace, built-in shelving, and magnificent views of the protected St. George Harbor. Retreat to the upper floor where the bedrooms offer plush carpeting and closet organizers for ample storage. The luxurious primary bedroom features dual walk-in closets and a private balcony with a ceiling fan, perfect for enjoying your morning coffee while overlooking the harbor. The attached primary bathroom offers a walk-in shower, double sinks, and generous cabinetry. The ground level presents a versatile space with a full bathroom, sink with counter space, cabinets, and recessed lighting—ideal for an in-law suite, rental apartment, or expansive bonus room. Step through the sliding door to a covered stone patio, leading to the fenced-in backyard and your private 100 ft pier. Whether you're boating, jet skiing, kayaking, paddleboarding, swimming, crabbing or fishing, this serene setting promises endless relaxation and enjoyment. With NO HOA, you’re free to fully embrace the waterfront lifestyle. ALL THIS is conveniently located just miles from boat ramps/slips, marinas w/ dry docking, fishing piers, chartered boats, state parks, canoe rentals, campgrounds & picnic areas, historic museums & lighthouse, and a variety of dining and shopping options. Plus, you're only 20 miles from the vibrant Solomon’s Island, 13 miles from Pax River NAVAIR, and less than 2 hours from Washington, D.C., and Annapolis. This property is a RARE gem, meticulously cared for, and ready to become your dream home. Schedule your visit today and discover why this waterfront retreat is a MUST-HAVE! Motivated seller!
Last Agent to Sell the Property
(301) 904-7221 dawnbellrealty@outlook.com RE/MAX One License #655123 Listed on: 04/12/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,323
Year Built
- Built in 2004
Lot Details
- 0.32 Acre Lot
- 112 Feet of Waterfront
- Home fronts navigable water
- Picket Fence
- Wood Fence
- Landscaped
- Corner Lot
- Back Yard
- Property is in very good condition
- Property is zoned RL
Parking
- 2 Car Direct Access Garage
- 2 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
Home Design
- Contemporary Architecture
- Studio
- Slab Foundation
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
- HardiePlank Type
Interior Spaces
- 2,440 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Double Hung Windows
- Wood Frame Window
- Casement Windows
- Window Screens
- Sliding Doors
- Six Panel Doors
- Family Room Off Kitchen
- Dining Area
- Den
- Creek or Stream Views
- Attic
Kitchen
- Built-In Oven
- Cooktop
- Built-In Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Upgraded Countertops
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Main Floor Bedroom
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
- In-Law or Guest Suite
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on upper level
- Washer and Dryer Hookup
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- Property Near A Cove
- Personal Watercraft
- Rip-Rap
- Swimming Allowed
- Stream or River on Lot
- Powered Boats Permitted
- Multiple Balconies
- Patio
- Exterior Lighting
- Rain Gutters
Location
- Flood Risk
Schools
- Piney Point Elementary School
- Spring Ridge Middle School
- Leonardtown High School
Utilities
- Heat Pump System
- Heating System Powered By Owned Propane
- Propane
- Water Dispenser
- Electric Water Heater
Listing and Financial Details
- Tax Lot 34
- Assessor Parcel Number 1902026090
Community Details
Overview
- No Home Owners Association
- Piney Point Shores Subdivision
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 12, 2024
Closed on
Oct 11, 2024
Sold by
Ruthenberg Thomas M and Ruthenberg Cynthia Jane
Bought by
Escobales Janer
Seller's Agent
Dawn Bell
RE/MAX One
Buyer's Agent
Conor Loughran
CENTURY 21 New Millennium
List Price
$679,900
Sold Price
$570,000
Premium/Discount to List
-$109,900
-16.16%
Views
345
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,856
Avg. Annual Appreciation
4.86%
Original Mortgage
$370,000
Outstanding Balance
$366,473
Interest Rate
6.35%
Mortgage Type
VA
Estimated Equity
$229,511
Purchase Details
Closed on
Mar 10, 2017
Sold by
Ruthenberg Thomas M
Bought by
Ruthenberg Thomas M and Ruthenberg Cynthia Jane
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$406,400
Interest Rate
4.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 16, 2003
Sold by
Brady James S and Brady Brenda Duvall
Bought by
Ruthenberg Thomas M and Ruthenberg Carolyn A
Purchase Details
Closed on
Oct 23, 1997
Sold by
Brady James S
Bought by
Brady James S and Co Trustees
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $570,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Servicelink | |
| Deed | $60,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $370,000 | VA | |
| Previous Owner | $406,400 | New Conventional | |
| Previous Owner | $260,000 | New Conventional | |
| Previous Owner | $263,000 | New Conventional | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $375,000 | Stand Alone Refi Refinance Of Original Loan |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/11/2024 10/11/24 | Sold | $570,000 | -4.9% | $234 / Sq Ft |
| 08/19/2024 08/19/24 | Price Changed | $599,500 | -3.2% | $246 / Sq Ft |
| 06/27/2024 06/27/24 | Price Changed | $619,000 | -3.1% | $254 / Sq Ft |
| 06/13/2024 06/13/24 | Price Changed | $639,000 | -1.5% | $262 / Sq Ft |
| 04/19/2024 04/19/24 | Price Changed | $649,000 | -4.5% | $266 / Sq Ft |
| 04/12/2024 04/12/24 | For Sale | $679,900 | 0.0% | $279 / Sq Ft |
| 01/29/2019 01/29/19 | Rented | $2,250 | +12.5% | -- |
| 01/15/2019 01/15/19 | Under Contract | -- | -- | -- |
| 11/09/2018 11/09/18 | For Rent | $2,000 | -- | -- |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,964 | $581,300 | $294,200 | $287,100 |
| 2024 | $5,964 | $554,633 | $0 | $0 |
| 2023 | $5,680 | $527,967 | $0 | $0 |
| 2022 | $5,396 | $501,300 | $276,700 | $224,600 |
| 2021 | $5,237 | $486,400 | $0 | $0 |
| 2020 | $5,078 | $471,500 | $0 | $0 |
| 2019 | $4,918 | $456,600 | $236,700 | $219,900 |
| 2018 | $4,914 | $456,367 | $0 | $0 |
| 2017 | $4,797 | $456,133 | $0 | $0 |
| 2016 | -- | $455,900 | $0 | $0 |
| 2015 | $5,422 | $455,900 | $0 | $0 |
| 2014 | $5,422 | $455,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Dawn Bell
-
Conor Loughran
Buyer's Agent in 2024
Conor Loughran
Century 21 New Millennium
(301) 904-1760
6 in this area
130 Total Sales
-
John Macbryde
Seller's Agent in 2019
John Macbryde
O'Brien Realty
(301) 481-5746
16 Total Sales
-
MaryAnne Crewse
Buyer's Agent in 2019
MaryAnne Crewse
O'Brien Realty
(301) 904-9447
68 Total Sales
Map
Source: Bright MLS
MLS Number: MDSM2018152
APN: 02-026090
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