NOT LISTED FOR SALE

455 E Columbia Ave Muskegon, MI 49444

Estimated Value: $82,000 - $94,000

3 Beds
1 Bath
912 Sq Ft
$99/Sq Ft Est. Value

Last Sold March 09, 2015

Last sale price $3,800 $4 Per Sq Ft

Est. 2,267% increase in value since last sale

Current estimated payment $526/month

64 Days on Market

Highlights

  • Forced Air Heating System
  • 1-Story Property
  • 2-minute walk to Johnny O. Harris Memorial Park
  • Wood Siding

About This Home

As of March 2015

HUD HOME - PRICE REDUCED. Affordable two bedroom with full basement conveniently located close to shopping, highways and gas stations. Newer furnace. LBP Disclosure attached. Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a moderate to low flood risk. Please refer to www.FloodSmart.gov for additional information regarding flood zones and insurance. Misc.: Minimum Commission Applies: Listing Broker $1,250, Selling Broker up to $1,250. **HUD is no longer providing the as-is appraisal. The buyer will need to obtain their own appraisal. Please refer to Mortgagee Letter 2013-44 for further guidance. Please see attached Important Reminders Regarding Bidding and Lending on HUD Homes.**

Last Agent to Sell the Property

Hazel Kuczmera

Coldwell Banker Woodland Schmidt Muskegon License #6502375507 Listed on: 12/09/2014

Last Buyer's Agent

Jane Mcgregor

Five Star Real Estate License #6506046384

Five Star Real Estate

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1905

Lot Details

  • 5,000 Sq Ft Lot
  • Lot Dimensions are 40 x 125

Home Design

  • Composition Roof
  • Wood Siding

Interior Spaces

  • 912 Sq Ft Home
  • 1-Story Property
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Year Built

Built in 1905

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1905
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40 x 125
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 912.0
  • Tax Info:Annual Property Tax: 692.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Heat Source:Natural Gas3: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:SqFt Above Grade: 912.0
  • General Property Info Garage YN: No
  • Architectural Style:Ranch: Yes
  • Special Features: 5120
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full
  • LivingArea: 912.0
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 912.0

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 4864.0
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes

Garage/Parking

  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.11
  • Lot Size Area: 0.11
  • Lot Dimensions: 40 x 125
  • Lot Size Sq Ft: 5000.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 692.0
  • Tax Year: 2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 9, 2014
Closed on
Mar 5, 2015
Sold by
Secretary Of Housing & Urban Development
Bought by
Bailey Shallona
Seller's Agent
Hazel Kuczmera
Coldwell Banker Woodland Schmidt Muskegon
Buyer's Agent
Jane Mcgregor
Five Star Real Estate
List Price
$6,400
Sold Price
$3,800
Premium/Discount to List
-$2,600
-40.62%
Current Estimated Value
$89,958

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$86,158
Avg. Annual Appreciation
32.73%

Purchase Details

Closed on
Dec 17, 2013
Sold by
Flagstar Bank Fsb
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Apr 12, 2013
Sold by
Cloud Cindy and Cloud Cindy M
Bought by
Flagstar Bank Fsb

Purchase Details

Closed on
Mar 18, 2008
Sold by
Flores Ernesto
Bought by
Cloud Cindy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,073
Interest Rate
6.17%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 8, 2006
Sold by
Ramirez Victoria
Bought by
Flores Ernesto

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,250
Interest Rate
12.05%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 23, 2003
Sold by
Hud
Bought by
Ramirez Victoria

Purchase Details

Closed on
Aug 20, 2002
Sold by
Aurora Loan Services
Bought by
Hud
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bailey Shallona $3,800 Transnation Title Agency
The Secretary Of Housing & Urban Develop -- None Available
Flagstar Bank Fsb $59,472 None Available
Cloud Cindy M $60,000 Metropolitan Title Company
Flores Ernesto $55,000 Unified Title & Settlement
Ramirez Victoria $6,750 --
Hud -- Parks Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Cloud Cindy M $59,073
Previous Owner Flores Ernesto $52,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/09/2015 03/09/15 Sold $3,800 -40.6% $4 / Sq Ft
02/11/2015 02/11/15 Pending -- -- --
12/09/2014 12/09/14 For Sale $6,400 -- $7 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $362 $33,100 $0 $0
2024 $303 $19,300 $0 $0
2023 $340 $13,900 $0 $0
2022 $427 $13,500 $0 $0
2021 $415 $12,000 $0 $0
2020 $410 $10,900 $0 $0
2019 $403 $10,400 $0 $0
2018 $517 $6,800 $0 $0
2017 $712 $10,400 $0 $0
2016 $479 $9,800 $0 $0
2015 -- $9,100 $0 $0
2014 -- $14,300 $0 $0
2013 -- $14,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 14065090

Southwestern Michigan Association of REALTORS®

APN: 26-635-253-0013-00