455 N Charles St Unit 5 Cortland, IL 60112
3
Beds
1.5
Baths
1,200
Sq Ft
$175/mo
HOA Fee
Highlights
- Wood Flooring
- Walk-In Closet
- Forced Air Heating and Cooling System
- 2 Car Attached Garage
- Laundry Room
- Humidifier
About This Home
As of November 2024Affordable Townhome for sale in Cortland Estates Subdivision looking for new buyers! Close to McPhillips Park & the new Pickleball courts, New Walking Path, Cortland's NEW Sprinkler Park, & a short walk to the bus stops. This home features a true 3 bedroom layout with all bedrooms located on the 2nd floor, 1-1/2 bathrooms, an unfinished basement with lots of storage space. 2 Car Garage. New water heater in August 2024. All appliances are included, no dryer. New roofs are being installed by the Association & this home is currently scheduled to be done in the next few years. You will love the small town feel with the convenience of a short drive to shopping, schools, restaurants, 2 hospitals, Hopkins Park, I-88, the Elburn Train Station, downtown Sycamore & DeKalb, NIU & so much more. Home is being sold AS-IS, please mark on the 7.0 Contract. All appliances including the Furnace & AC Unit, Fireplace, & Humidifier sold as-is. Seller never used the fireplace or humidifier. Chest Freezer & mini 3 in 1 game table in basement included.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Starck Real Estate License #475134748 Listed on: 09/03/2024
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,933
Year Built
- Built in 2006
Lot Details
- Lot Dimensions are 61x39.6
HOA Fees
- $175 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,200 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Family Room
- Living Room with Fireplace
- Combination Dining and Living Room
Kitchen
- Range
- Microwave
- Freezer
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Home Security
Schools
- Cortland Elementary School
- Huntley Middle School
- De Kalb High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- Electric Water Heater
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include exterior maintenance, lawn care, snow removal
- 4 Units
- Manager Association, Phone Number (815) 787-7368
- Property managed by Townsend Management
Amenities
- Common Area
Pet Policy
- Dogs and Cats Allowed
Security
- Carbon Monoxide Detectors
- Fire Sprinkler System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 3, 2024
Closed on
Dec 4, 2024
Sold by
Swanson Elaine M and Pinta Michael A
Bought by
Quechol Denise
Seller's Agent
Marvin Ferguson
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Angela Beckham
Neighborhood Assistance Corp.
List Price
$194,900
Sold Price
$189,900
Premium/Discount to List
-$5,000
-2.57%
Total Days on Market
25
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$767
Avg. Annual Appreciation
0.72%
Original Mortgage
$189,900
Outstanding Balance
$188,982
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$1,685
Purchase Details
Closed on
Jun 22, 2007
Sold by
Toedter Kevin M
Bought by
Swanson Elaine M and Pinta Michael A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,811
Interest Rate
6.2%
Mortgage Type
FHA
Similar Homes in Cortland, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $190,000 | Chicago Title | |
| Warranty Deed | $148,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $189,900 | New Conventional | |
| Previous Owner | $14,749 | FHA | |
| Previous Owner | $136,711 | FHA | |
| Previous Owner | $147,811 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/15/2024 11/15/24 | Sold | $189,900 | 0.0% | $158 / Sq Ft |
| 09/28/2024 09/28/24 | Pending | -- | -- | -- |
| 09/14/2024 09/14/24 | Price Changed | $189,900 | -2.6% | $158 / Sq Ft |
| 09/03/2024 09/03/24 | For Sale | $194,900 | -- | $162 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,933 | $52,759 | $5,271 | $47,488 |
| 2023 | $3,933 | $47,965 | $4,931 | $43,034 |
| 2022 | $3,963 | $45,777 | $4,706 | $41,071 |
| 2021 | $3,982 | $43,585 | $4,481 | $39,104 |
| 2020 | $3,969 | $42,225 | $4,341 | $37,884 |
| 2019 | $3,831 | $40,453 | $4,159 | $36,294 |
| 2018 | $3,085 | $32,949 | $3,933 | $29,016 |
| 2017 | $2,554 | $27,454 | $3,744 | $23,710 |
| 2016 | $2,411 | $25,803 | $3,519 | $22,284 |
| 2015 | -- | $24,231 | $3,305 | $20,926 |
| 2014 | -- | $23,322 | $3,181 | $20,141 |
| 2013 | -- | $24,168 | $3,296 | $20,872 |
Source: Public Records
Agents Affiliated with this Home
-
Marvin Ferguson
Seller's Agent in 2024
Marvin Ferguson
Berkshire Hathaway HomeServices Starck Real Estate
(630) 768-4650
54 Total Sales
-
Angela Beckham
A
Buyer's Agent in 2024
Angela Beckham
Neighborhood Assistance Corp.
(865) 210-3616
43 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12152601
APN: 09-20-102-040
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