Seller's Agent in 2024
Marvin Ferguson
Berkshire Hathaway HomeServices Starck Real Estate
(630) 768-4650
9 in this area
51 Total Sales
455 N Charles St Unit 5 Cortland, IL 60112
3
Beds
1.5
Baths
1,200
Sq Ft
$175/mo
HOA Fee
Highlights
- Wood Flooring
- Walk-In Closet
- Forced Air Heating and Cooling System
- 2 Car Attached Garage
- Laundry Room
- Humidifier
About This Home
As of November 2024Affordable Townhome for sale in Cortland Estates Subdivision looking for new buyers! Close to McPhillips Park & the new Pickleball courts, New Walking Path, Cortland's NEW Sprinkler Park, & a short walk to the bus stops. This home features a true 3 bedroom layout with all bedrooms located on the 2nd floor, 1-1/2 bathrooms, an unfinished basement with lots of storage space. 2 Car Garage. New water heater in August 2024. All appliances are included, no dryer. New roofs are being installed by the Association & this home is currently scheduled to be done in the next few years. You will love the small town feel with the convenience of a short drive to shopping, schools, restaurants, 2 hospitals, Hopkins Park, I-88, the Elburn Train Station, downtown Sycamore & DeKalb, NIU & so much more. Home is being sold AS-IS, please mark on the 7.0 Contract. All appliances including the Furnace & AC Unit, Fireplace, & Humidifier sold as-is. Seller never used the fireplace or humidifier. Chest Freezer & mini 3 in 1 game table in basement included.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Starck Real Estate License #475134748 Listed on: 09/03/2024
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,933
Year Built
- Built in 2006
Lot Details
- Lot Dimensions are 61x39.6
HOA Fees
- $175 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,200 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Family Room
- Living Room with Fireplace
- Combination Dining and Living Room
Kitchen
- Range
- Microwave
- Freezer
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Home Security
Schools
- Cortland Elementary School
- Huntley Middle School
- De Kalb High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- Electric Water Heater
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include exterior maintenance, lawn care, snow removal
- 4 Units
- Manager Association, Phone Number (815) 787-7368
- Property managed by Townsend Management
Amenities
- Common Area
Pet Policy
- Dogs and Cats Allowed
Security
- Carbon Monoxide Detectors
- Fire Sprinkler System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 3, 2024
Closed on
Dec 4, 2024
Sold by
Swanson Elaine M and Pinta Michael A
Bought by
Quechol Denise
Seller's Agent
Marvin Ferguson
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Angela Beckham
Kale Realty
List Price
$194,900
Sold Price
$189,900
Premium/Discount to List
-$5,000
-2.57%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,433
Avg. Annual Appreciation
3.77%
Original Mortgage
$189,900
Outstanding Balance
$187,812
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$8,521
Purchase Details
Closed on
Jun 22, 2007
Sold by
Toedter Kevin M
Bought by
Swanson Elaine M and Pinta Michael A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,811
Interest Rate
6.2%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $190,000 | Chicago Title | |
| Warranty Deed | $148,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $189,900 | New Conventional | |
| Previous Owner | $147,811 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/15/2024 11/15/24 | Sold | $189,900 | 0.0% | $158 / Sq Ft |
| 09/28/2024 09/28/24 | Pending | -- | -- | -- |
| 09/14/2024 09/14/24 | Price Changed | $189,900 | -2.6% | $158 / Sq Ft |
| 09/03/2024 09/03/24 | For Sale | $194,900 | -- | $162 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,933 | $52,759 | $5,271 | $47,488 |
| 2023 | $3,933 | $47,965 | $4,931 | $43,034 |
| 2022 | $3,963 | $45,777 | $4,706 | $41,071 |
| 2021 | $3,982 | $43,585 | $4,481 | $39,104 |
| 2020 | $3,969 | $42,225 | $4,341 | $37,884 |
| 2019 | $3,831 | $40,453 | $4,159 | $36,294 |
| 2018 | $3,085 | $32,949 | $3,933 | $29,016 |
| 2017 | $2,554 | $27,454 | $3,744 | $23,710 |
| 2016 | $2,411 | $25,803 | $3,519 | $22,284 |
| 2015 | -- | $24,231 | $3,305 | $20,926 |
| 2014 | -- | $23,322 | $3,181 | $20,141 |
| 2013 | -- | $24,168 | $3,296 | $20,872 |
Source: Public Records
Agents Affiliated with this Home
-
Marvin Ferguson
-
Angela Beckham
A
Buyer's Agent in 2024
Angela Beckham
Kale Realty
(865) 210-3616
1 in this area
50 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12152601
APN: 09-20-102-040
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