Seller's Agent in 2025
Esther Zamudio
Zamudio Realty Group
(847) 508-7500
19 in this area
600 Total Sales
455 Oak St Elgin, IL 60123
Southwest Elgin Neighborhood
4
Beds
3
Baths
--
Sq Ft
9,017
Sq Ft Lot
About This Home
As of April 2025Charming Multi-Family Property with Historic Character & Rental Income Potential! Step into this timeless, two-story, all-brick home built in 1924. It exudes classic charm with its arched front door and gleaming hardwood floors throughout the main living areas. This 3-bedroom, 2-bath home offers generous space, plus an unfinished basement ready for your personal touch-whether it's additional living space, a home office, or extra storage. The potential for personalization is yours to explore. But that's not all! Buy one home and enjoy additional income with the separate coach house at the rear of the property. Featuring 1 bedroom, 1 bath, and a full kitchen, this space is perfect for generating rental income, housing in-laws, or hosting guests. It's a smart investment that keeps on giving. While there is no garage, the property includes a long driveway and front parking, providing ample space for multiple vehicles. You'll never have to worry about parking again. Don't miss out on this versatile, income-generating opportunity! Schedule your showing today!
Last Agent to Sell the Property
Zamudio Realty Group License #471021065 Listed on: 02/15/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $5,798
Year Built
- Built in 1924
Home Design
- Brick Exterior Construction
- Asphalt Roof
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 3 Bathrooms
Parking
- 4 Parking Spaces
- Driveway
- Off-Street Parking
- Parking Included in Price
Additional Features
- Basement Fills Entire Space Under The House
- Lot Dimensions are 52 x 175
- Heating System Uses Natural Gas
Community Details
- 2 Units
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 15, 2025
Closed on
Apr 10, 2025
Sold by
Plenary Felipe Gonzalez
Bought by
Gonzalez Omar and Gonzalez Yuliana
Seller's Agent
Esther Zamudio
Zamudio Realty Group
Buyer's Agent
Ryan Gossett
Compass
List Price
$329,900
Sold Price
$315,000
Premium/Discount to List
-$14,900
-4.52%
Views
259
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,059
Avg. Annual Appreciation
-3.19%
Original Mortgage
$301,670
Outstanding Balance
$300,326
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$7,615
Purchase Details
Closed on
Aug 30, 2021
Sold by
Gonzalez Felipe and Gonzalez Patricia
Bought by
Gonzalez Joseph
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,250
Interest Rate
3.37%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 27, 2015
Closed on
Dec 11, 2015
Sold by
Loring David Jacob and Loring Katherine
Bought by
Gonzalez Felipe and Gonzalez Patricia
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Bonifacio Mondragon
Coldwell Banker Realty
List Price
$164,900
Sold Price
$135,000
Premium/Discount to List
-$29,900
-18.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.60%
Original Mortgage
$101,250
Interest Rate
3.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 4, 2013
Sold by
Loring David Jacob
Bought by
Loring Katherine Marie and Loring David Jacob
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Guardian Deed | $315,000 | Chicago Title | |
| Warranty Deed | $205,000 | None Available | |
| Warranty Deed | $135,000 | Attorney | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $301,670 | New Conventional | |
| Closed | $174,250 | New Conventional | |
| Previous Owner | $101,250 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/11/2025 04/11/25 | Sold | $315,000 | -4.5% | -- | |
| 03/17/2025 03/17/25 | Pending | -- | -- | -- | |
| 02/15/2025 02/15/25 | For Sale | $329,900 | +144.4% | -- | |
| 12/31/2015 12/31/15 | Sold | $135,000 | 0.0% | -- | View Prior Sale |
| 10/31/2015 10/31/15 | Off Market | $135,000 | -- | -- | |
| 09/24/2015 09/24/15 | Price Changed | $149,900 | -6.3% | -- | |
| 07/28/2015 07/28/15 | Price Changed | $159,900 | -3.0% | -- | |
| 07/25/2015 07/25/15 | For Sale | $164,900 | 0.0% | -- | |
| 06/24/2015 06/24/15 | Pending | -- | -- | -- | |
| 02/13/2015 02/13/15 | For Sale | $164,900 | 0.0% | -- | |
| 02/10/2015 02/10/15 | Pending | -- | -- | -- | |
| 01/27/2015 01/27/15 | For Sale | $164,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,094 | $84,147 | $15,115 | $69,032 |
| 2023 | $5,798 | $76,020 | $13,655 | $62,365 |
| 2022 | $5,490 | $69,317 | $12,451 | $56,866 |
| 2021 | $5,782 | $64,807 | $11,641 | $53,166 |
| 2020 | $5,643 | $61,868 | $11,113 | $50,755 |
| 2019 | $5,504 | $58,933 | $10,586 | $48,347 |
| 2018 | $5,489 | $55,519 | $9,973 | $45,546 |
| 2017 | $5,398 | $52,485 | $9,428 | $43,057 |
| 2016 | $5,193 | $48,692 | $8,747 | $39,945 |
| 2015 | -- | $44,630 | $8,017 | $36,613 |
| 2014 | -- | $44,079 | $7,918 | $36,161 |
| 2013 | -- | $45,242 | $8,127 | $37,115 |
Source: Public Records
Agents Affiliated with this Home
-
Esther Zamudio
-
Ryan Gossett
Buyer's Agent in 2025
Ryan Gossett
Compass
(312) 724-8670
1 in this area
197 Total Sales
-
Ben Henrikson
Seller's Agent in 2015
Ben Henrikson
RE/MAX
(847) 931-7500
7 in this area
115 Total Sales
-
B
Buyer's Agent in 2015
Bonifacio Mondragon
Coldwell Banker Realty
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12284759
APN: 06-23-253-006
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