Seller's Agent in 2019
Mary Lynn Kormanik
@ Properties
(269) 469-0700
7 in this area
35 Total Sales
455 Ridgeway St Saint Joseph, MI 49085
Estimated Value: $998,214 - $1,362,000
5
Beds
3
Baths
4,060
Sq Ft
$291/Sq Ft
Est. Value
Highlights
- Water Views
- Deck
- Traditional Architecture
- Upton Middle School Rated A
- Recreation Room
- Wood Flooring
About This Home
As of July 2019Very desirable location in St. Joseph – elegant, well-appointed house sits on this unique and desirable street across from Lake Michigan and close to beaches, downtown shops, and restaurants. The modern kitchen has ample counter space and premium Kitchen Aid stainless appliances. The open family room features a recently custom-built fireplace and premium glass shelves. Bright, inviting floor plan with pecan hardwood floors and plaster walls throughout. Second story has five bedrooms and two full baths plus a walk-out deck with fabulous lake views. A recently-renovated rear entry room and full bath is highlighted by gorgeous travertine floors and Kohler fixtures. The stunning back deck and manicured yard is perfect for summertime entertaining. Must see this attractive and classic charmer! charmer!
Last Agent to Sell the Property
@properties Christie's International R.E. License #6501353247 Listed on: 05/31/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,552
Year Built
- Built in 1966
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 100 x 108
- Shrub
- Level Lot
- Sprinkler System
- Garden
- Back Yard Fenced
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Composition Roof
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Gas Log Fireplace
- Insulated Windows
- Window Treatments
- Bay Window
- Window Screens
- Mud Room
- Family Room with Fireplace
- Living Room
- Recreation Room
- Water Views
- Basement Fills Entire Space Under The House
- Attic Fan
- Storm Windows
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Stone
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- High Speed Internet
- Phone Available
- Satellite Dish
- Cable TV Available
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 31, 2019
Closed on
Jul 3, 2019
Sold by
C Gail Gardner Employee Retirement Trust
Bought by
Corder Jerald Kevin and Hoffmann Susan
Seller's Agent
Mary Lynn Kormanik
@properties Christie's International R.E.
Buyer's Agent
Simon Hoffmann
Red Arrow Realty
List Price
$699,000
Sold Price
$675,000
Premium/Discount to List
-$24,000
-3.43%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$506,304
Avg. Annual Appreciation
7.22%
Original Mortgage
$472,500
Outstanding Balance
$418,926
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$618,389
Purchase Details
Listed on
May 31, 2019
Closed on
May 25, 2019
Sold by
Gardner C Gail and C Gail Gardner Employee Retire
Bought by
Corder Jerald Kevin and Hoffmann Susan
Seller's Agent
Mary Lynn Kormanik
@properties Christie's International R.E.
Buyer's Agent
Simon Hoffmann
Red Arrow Realty
List Price
$699,000
Sold Price
$675,000
Premium/Discount to List
-$24,000
-3.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$472,500
Outstanding Balance
$418,926
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$618,389
Purchase Details
Closed on
Aug 15, 2008
Sold by
Kormanik Mary Lynn
Bought by
Gardner C Gail and C Gail Gardner Employee Retire
Purchase Details
Closed on
Mar 9, 2005
Sold by
Taggart Dennis and Taggart Mary Dawn
Bought by
Gardner C Gail and C Gail Gardner Employee Retire
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
5.5%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Mar 19, 2004
Sold by
Bowman Mark S and Bowman Kathleen Kinney
Bought by
Taggart Dennis and Taggart Mary Dawn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,700
Interest Rate
5.63%
Mortgage Type
Unknown
Purchase Details
Closed on
Feb 14, 1985
Purchase Details
Closed on
Dec 8, 1984
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Corder Jerald Kevin | $675,000 | First American Title | |
| Corder Jerald Kevin | $675,000 | First American Title | |
| Gardner C Gail | -- | None Available | |
| Gardner C Gail | -- | -- | |
| Taggart Dennis | -- | -- | |
| -- | $105,000 | -- | |
| -- | $47,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Corder Jerald Kevin | $472,500 | |
| Closed | Corder Jerald Kevin | $472,500 | |
| Previous Owner | Gardner C Gail | $400,000 | |
| Previous Owner | Taggart Dennis | $322,700 | |
| Previous Owner | Taggart Dennis | $322,700 | |
| Closed | Taggart Dennis | $128,550 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/01/2019 07/01/19 | Sold | $675,000 | -3.4% | $166 / Sq Ft |
| 05/31/2019 05/31/19 | For Sale | $699,000 | -- | $172 / Sq Ft |
| 05/19/2019 05/19/19 | Pending | -- | -- | -- |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,501 | $424,800 | $0 | $0 |
| 2024 | $11,156 | $319,000 | $0 | $0 |
| 2023 | $10,700 | $283,600 | $0 | $0 |
| 2022 | $10,213 | $258,200 | $0 | $0 |
| 2021 | $11,741 | $289,200 | $129,300 | $159,900 |
| 2020 | $11,805 | $290,700 | $0 | $0 |
| 2019 | $15,023 | $258,800 | $127,600 | $131,200 |
| 2018 | $14,739 | $258,800 | $0 | $0 |
| 2017 | $13,552 | $258,200 | $0 | $0 |
| 2016 | $13,552 | $249,100 | $0 | $0 |
| 2015 | $13,427 | $248,000 | $0 | $0 |
| 2014 | $12,932 | $265,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Lynn Kormanik
-
Simon Hoffmann
S
Buyer's Agent in 2019
Simon Hoffmann
Red Arrow Realty
(269) 208-5102
7 in this area
39 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 18020755
APN: 11-76-1900-0115-00-3
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